Valour Capital Group, valour finance.#Valour #finance


Welcome to Valour Capital.

  • Valour finance

    Townhouse Developments

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    New Homes Developments

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    Land and Subdivision Developments

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    Commercial Construction

    Valour finance

    Valour Capital specializes in sourcing, advising, structuring, capitalizing (through debt financing) and managing real estate projects to generate effective investment returns for our partners.

    Our projects include commercial (office, retail, industrial) income properties, multi-residential income properties, construction projects and development projects. We structure investment opportunities to allow both smaller and larger real estate investors to participate in real estate projects of varying size through mortgage investment.

    Investment placements are in the form of secured debt (mortgage) positions. Our objective is to create value in real estate and generate superb mortgage investment returns for our partners.

    Valour finance

    Our team has expertise in real estate acquisition, finance, construction, development and asset management. Through a team approach on every project, we harness our knowledge and experience to create value and wealth in the real estate projects we present. We follow a formal due diligence process and work up a Real Estate Investment Plan for each project.

    Depending on the project, we will function either as the Project/Property/Asset Manager or as (at a minimum) an Investor Project Monitor and remain appropriately involved in all projects from start to finish. Meeting the objectives of our Investor Partners is paramount. We establish joint venture relationships with developer/builder partners and property owners. Our mission is to bring well founded projects to our Mortgage Investors, manage risk and manage the process to deliver excellent investment returns.

    Valour finance


  • Wizard – definition of wizard by The Free Dictionary, valour finance.#Valour #finance


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    Student Finance, A guide to student finance, student finance contact.#Student #finance #contact


    Student Finance

    The cost of a college education is getting higher. Parents aren’t always able to fully fund their child’s education, so many students are looking for other options.

    Luckily, student finance is available to help offset college expenses. There are many types of student finance. Availability is based on each individual student’s financial situation, mental and physical well-being, course load, and area of study.

    Full-time students can receive student finance from the government. This student finance can come in the form of loans, which must be repaid after graduation, or grants, which do not require repayment.

    What is student finance

    Student finance can be used to cover the cost of tuition (loans for fees) or the cost of living (loans for maintenance). Additionally, student finance options can be combined. Some students take out loans to pay for expenses that their grants don’t cover.

    Interest accrues on student finance from the date students receive them to the date they finish repaying them. The interest rate is linked to the rate of inflation, so the amount of student finance repaid is the same in real terms as the amount borrowed. Student loans can be obtained through the government or through private commercial lenders.

    In addition to government assistance, student finance is also available from colleges. Students who don’t qualify for other types of student finance, or who need more help than the government will give, can apply at their school for a bursary or scholarship. Some extra assistance is available to students who are enrolled in certain areas of study, such as teaching.

    Other scholarships reward high marks. The college will be able to give full details about the scholarships and other student finance options they offer. The amounts of school-level grants and bursaries in 2007/2008 ranged from approximately £300 and £3,000 a year.

    Extra student finance is available to students with disabilities, or learning difficulties. Additionally, students with dependant children can have access to the Childcare grant or Parent’s Learning Allowance. Those with adult dependants can apply for an Adult Dependants’ Grant.Student finance is a must-have for hundreds of thousands of students in the UK.

    Luckily, between loans, scholarships, grants and bursaries, there are plenty of student finance options available for students who need a little assistance to pay for their education.


    Student Finance Wales, student finance contact.#Student #finance #contact


    student finance contact

    Student finance contact

    Thinking about applying for a full-time or part-time undergraduate course for academic year 2018/19?

    Find out what financial support may be available to you.

    Student finance contact

    Parents – watch our new film series now!

    Our experts are here to tell you everything you need to know about student finance for 2018/19.

    Student finance contact

    Starting a postgraduate Master’s course in academic year 2017/18?

    Apply for a Postgraduate Loan now!

    Thinking about applying for a full-time or part-time undergraduate course for academic year 2018/19?

    Find out what financial support may be available to you.

    Parents – watch our new film series now!

    Our experts are here to tell you everything you need to know about student finance for 2018/19.

    Starting a postgraduate Master’s course in academic year 2017/18?

    Apply for a Postgraduate Loan now!

    Stay safe online

    Watch our ‘Phishing’ video to find out more.

    Welcome to the Student Finance Wales website

    Student finance contact

    Welcome. We hope you find the site informative and easy to use, you can also check out our Facebook and Twitter pages. For regular updates like us on Facebook, follow us on Twitter and watch our films on YouTube.

    Student finance contact

    Online declaration

    If you applied online, you must sign and return the online declaration we sent you. You won’t be paid any grants or loans until we’ve received your signed declaration and you’ve registered at university or college.

    Student finance contact

    Questions about repayment?

    Visit our repayment quick start guide for everything you need to know about how and when to repay your loan, how much you’ll repay and what interest is applied.

    Getting paid

    Before the start of term you’ll want to make sure that you get your money on time. Watch our video to find out more.

    • Postgraduate Loan for Master’s degrees
    • 2017/18 – what student finance is available for new full-time students
    • 2017/18 – what student finance is available for continuing full-time students?
    • 2017/18 – what student finance is available for new part-time students?
    • 2017/18 – what student finance is available for continuing part-time students?
    • Grant and Loan Overpayments
    • The maximum tuition fee in Wales in 2018/19 will remain at 9,000– 19/10/2017
    • Get your payment on time! What you need to know– 07/09/2017
    • Going through Clearing? Sort out your student finance– 17/08/2017
    • Part-time students – it’s time to apply for student finance!– 10/07/2017

    Student finance contact

    Postgraduate students

    Learn more about Postgraduate Loan

    Read more Student finance contact

    At school or college?

    Learn about EMA or WGLG further education financial support

    Visit site Student finance contact

    Contact us

    Looking for more information? Contact our customer service team


    Chinese developers – walking away – from Australian projects amid lack of finance – ABC News (Australian Broadcasting Corporation), finance projects.#Finance #projects


    Chinese developers walking away from Australian projects amid lack of finance

    Finance projects

    The One Sydney development is underway, but its Chinese developer has faced funding challenges.

    A landmark Sydney property at Circular Quay, bought by Chinese commercial property giant Dalian Wanda Group, is now flanked by blank hoardings.

    At one point they proudly displayed signs of the company’s vision for its One Sydney project — a billion-dollar development consisting of two massive towers.

    J Capital research managing partner Tim Murray said the party is now over for such China-backed megaprojects.

    “Chinese developers that have been overpaying for properties in Australia are now struggling to find the finance to closing those deals and they’re actually walking away from large deals and large deposits,” he observed.

    Chinese authorities, anxious to stem the outflow of money from China and stabilise the yuan, have tightened restrictions on foreign investment by their companies.

    The concern is that China’s financial stability is threatened by the capital outflows, which are being exacerbated by property developers.

    David Chin, the managing director of advisory firm Basis Point, said the Chinese Government regards the overseas property buying spree as irrational.

    “Paying money for trophy investments or bragging rights, you know paying over the odds in the expectation that there is more capital coming through. Those days specifically are over,” he said.

    Hong Kong developer Country Garden paid a record $400 million for a parcel of land on the outskirts of Melbourne, just a few months ago.

    There is keen interest in whether any of the planned 4,000 homes will be built soon.

    Property development frowned upon

    The Chinese Government’s new directive encourages investment in resources, agriculture and technology.

    But property investments such as hotels and residential, as well as sports and film investments, are now on the restricted list.

    Dalian Wanda is one of the companies Chinese authorities are watching more closely, and the Sydney One site is clearly a project Chinese authorities would have considered restricted.

    Mr Chin said the effect of the restrictions on individual projects will depend on how far advanced they are.

    “Some developers who have perhaps not started projects yet might be looking to sell their sites, on sell, or just wait and see attitude and just hold it,” he said.

    “Others that have already started, chances are they would have already got funding for it and it will go through the whole process and in that process they would have already presold a substantial amount of off-the-plan sales.”

    Photo The One Sydney development formerly had glossy signage advertising the finished product.

    If the developers have not yet lined up their funding, Mr Murray said it is unlikely that Australian banks will help them out of what could be a terrible bind.

    “Right now, in order to get a construction loan from an Australian bank you really have to have presold a hundred per cent of the building and none of that can be to foreign buyers,” he said.

    “Now, a Chinese property developer who may be in trouble has probably already sold 50 per cent to foreign buyers.

    “So they don’t meet the criteria unless of course they unwind those transactions and then pre-sell it to Australian residents.”

    That is why some Chinese developers are searching for non-bank funding.

    Further restrictions may be added

    Adding to the uncertainty is this month’s Communist Party congress where there could be major changes in the party’s leadership and the makeup of its top decision making body, the Politburo Standing Committee.

    “There is a view that capital controls will be further tightened after the party congress. that it is a topic for discussion at the Party Congress,” Mr Murray said.

    Tim Murray said the Yuan may come under pressure again as US interest rates and the dollar rise, and Chinese property prices soften after a strong run.

    Chinese find Australia cheap

    Finance projects

    It could also herald the return of some investors looking for a bargain.

    “I think the capital restrictions are effective on property developers because that’s large loans through large banks and other equity controls that the Government can put in place,” Mr Murray said.

    “However, for the smaller investor buying properties, it could well be that they’ll return to the market in 2018.”

    Chinese property developers, which snapped up a massive 38 per cent of residential development sites last year, will not vanish completely either.

    They may be forced to search some of Australia’s smaller, cheaper cities and regional tourist centres.

    “On that basis it is still an investment in Australia but it’s at a lower price point. They may look at Cairns and Perth,” Mr Chin said.

    Mr Murray said the tables have well and truly turned.

    “Australian developers have been sitting on the sidelines, looking at the crazy prices that have been paid for development sites,” he said.

    “Now they’re thinking the time for them to return to the market is coming back.”


    India Samachar, News from India, NRI News, Hindi, English Samachar, valour finance.#Valour #finance


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    • In Congress-ruled Karnataka too, victims of lynch mobs fail to find justice— Scroll.in
    • Sasikala watches on as her businesses and family come under scrutiny— Sify
    • NGT refuses to exempt women, two-wheelers from Odd-even scheme— Deccan Herald
    • Eastern promise: on India’s next steps after Manila— The Hindu
    • Will bitcoin buy you property in India anytime soon?— Sify
    • Why are many Pakistan missiles named after those Muslim invaders who plundered India?— One India
    • To boost Housing For All scheme in Bengaluru, Mumbai, Delhi, Centre turns to South Korea for help— Financial Express
    • Dhoni plays down criticism, opens up on calls to quit T20Is— Sify
    • Goods and Services Tax can be a game-changer; it just needs to be rescued from our bickering politicians— Firstpost

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    Assembly Elections 2017

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    • Alleged Hardik Patel ‘sex clip’ surfaces, he says not surprised— Sify
    • Narendra Modi made money disappear from Gujarat through magic: Rahul Gandhi— Hindustan Times
    • Linking GST Changes To Gujarat Polls ‘Juvenile Politics’: Arun Jaitley— Ndtv
    • Rahul Gandhi says he is a devotee of Lord Shiva, temple visits not tactic to appease Hindu voters— Firstpost
    • Government cut GST rates to avoid drubbing in Gujarat polls, claims Shiv Sena— The Hindu
    • Will Rahul Gandhi become Congress chief? Not as yet— One India
    • In Manila, Modi questions Congress on governance and scams— One India

    Valour finance

    SAMACHAR TOP 25

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    • ‘Sex clip’ goes viral, Hardik Patel cries foul— Times Of India
    • How a timely alert helped Karachi cool a deadly heatwave threat— Scroll In
    • Sara Ali Khan rejects Anushka Sharma’s offer, mum Amrita Singh angry— India Tv
    • ‘Dirty politics has begun’: Hardik Patel hits back at sex CD, says it insults Gujarati women— Scroll In
    • After Pehlu Khan, Umar Mohammed, Transporting Pet Cows, Shot Dead in Alwar— The Wire
    • PIX: I Aisha /I actress Amrita Puri gets married— Rediff
    • Kochi: Passengers offloaded from Jet Airways flight after man heard talking about a ‘happy bomb’— Scroll In
    • Sandeep Aur Pinky Faraar: The first look of Parineeti Chopra is out— Sify
    • When Hema Malini went unnoticed in a flight— Eenadu India
    • PIX: Naga Chaitanya-Samantha’s grand reception— Rediff
    • Whose i shaadi /i did Amitabh, Abhishek, Aishwarya attend?— Rediff
    • We are not competing with Ashwin, Jadeja: Kuldeep— Sify
    • New on the Rich List: Notable debuts— Forbes India
    • Woman, daughter jump off train to escape molestation— Sify
    • A broad Asia-Pacific alliance, with India as a key member, may be America’s key to countering China— Scroll In

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    Alloy Wheels Direct – Buy Alloys, Wheels and Tyres, alloy wheels finance.#Alloy #wheels #finance


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    Starting as a family business back in 2003 we have been selling alloy wheels on the Internet for over ten years, to customers worldwide.

    Our team is made up of automotive enthusiasts who have genuine interest in our products as well as providing a first class service.

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  • Rehoboth International Christian Centre (RICC UK), valour finance.#Valour #finance


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  • Your Real Estate and Mortgage Investment Specialists, Pro Funds Mortgages, valour finance.#Valour #finance


    Monthly Highlights

    Pro Funds Mortgages is packed with versatility and flexible investment options. Check out some of our highlights below!

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    Pro Funds

    View our Youtube channel today and watch more than 20 videos outlining a myriad of topics ranging from Mortgage Investing to Borrowing Private Money.

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    Members Portal

    Sign up for a free account at our VIP members portal. Includes first come / first serve access to our best mortgage offers, with new deals added weekly.

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    Pro Funds

    Join the Pro Funds Private Network today and you will be eligible to receive first priority on mortgage investment opportunities, projects & exclusive wholesale discounts.

    Important Applications & Downloads!

    If you are looking for a mortgage for either a purchase or refinance please follow the link below and click on “Apply Now” to fill out an online mortgage application. If you require any assistance please contact us toll free at 1.888.330.3866. Once your application is submitted a member of our team will contact you regarding your mortgage and financing options.

    Online Mortgage Application

    If you are looking for a mortgage for either a purchase or refinance please use the link below to view the downloadable application form. After downloading and saving the application on your computer, you can complete the required information and submit your form electronically. If you require any assistance please contact us toll free at 1.888.330.3866. Once your application is submitted a member of our team will contact you regarding your mortgage and financing options.

    Mortgage Application

    Fill out our questionnaire and send it to Pro Funds today. Find out if you are eligible for our program.

    Pro-FEP Questionnaire

    If you are looking to consolidate your debts, renew a mortgage, extract equity in your home to invest, or are just looking to get a better rate, please complete a mortgage application form (link above) along with a refinance property information sheet provided below and e-mail to [email protected] or fax directly to 905.842.7241. Once your application is submitted a member of our team will contact you regarding your mortgage and financing options.

    Property Information Sheet

    Use the cash flow analysis sheet below to determine your property’s debt coverage ratio and viability. Contact us with any questions or concerns you may have toll free at 1.888.330.3866.

    Cash Flow Statement

    Pro Funds Youtube Videos

    Visit out Youtube Channel here for television shows, interviews, tips and more! Our video below is an example of the quality content we regularly provide.

    Recent Pro Funds Testimonials

    Carmen is amazing at arranging mortgages – especially for people who (like myself are self-employed and) may not fit the typical buyer mould! After receiving several No responses from banks, brokers and lenders, I was connected with Carmen who, despite the challenges of my situation, was refreshingly confident in her ability to help me finance the property of my dreams!

    I found working with Carmen and her team to be a very enjoyable and supportive experience. Carmen and Blair on her team specifically, were excellent at setting realistic expectations.and following-up with me throughout the entire process. There was never a time that I did not know where things stood with them. They are very competent and extremely professional mortgage experts who seem to truly want to help people!

    Thank you Carmen, I appreciate all of the help that you gave me! I would not hesitate to recommend Pro-Funds to anyone who needs financing help to achieve their dreams!

    As part of my Asset allocation strategy, I have been investing with Pro Funds Mortgages for over 3 years and have received exceptional returns on my real estate mortgage investment portfolio, which is currently spread over ten projects, and counting. I believe the success to passive mortgage investment is to effectively manage the risk vs. the reward. Carmen and her team at Pro Funds Mortgages and Valour Group Inc. are highly experienced at identifying managing high yield mortgage investment projects, have skin in the game (it’s own money invested in most projects), and have decades of expertise to protect my investment when necessary.

    Transparency, full disclosure and timely reporting are hallmark of the professional services that I receive from Pro Funds Mortgages.

    Pro Funds Investment Operations team, headed by Jordan Campagnaro is seamless from start to finish — be it project due diligence and/or legal paperwork, they are always available to answer my questions and concerns. Jordan’s dedicated team put together the following extensive legal regulatory paperwork and have always worked diligently to ensure that I am able to accurately complete and forward the paperwork to Investor/Lenders’ lawyer to accomplish timely financial closing, as well as, registration of “Mortgage/Charge” (at the Land Registrar) on the borrower’s property as security for the loan.

    With growing trust and confidence in Pro Funds Mortgage Investment Offerings, its effective administration of each project until completion, as well as, retention of a highly experienced real estate land development lawyer, who solely works for Investors/lenders interest in each project — I have with confidence, adopted an “interest compounding’’ strategy, whereby interest lender fees earned from invested- projects are “re-invested” along with additional capital in new mortgage investment projects, which effectively yield higher consolidated returns for my investment portfolio — due to the powerful benefits of compounding.

    Many thanks Pro Funds for helping me build my self-directed retirement fund!

    Syed Atique Ahmad – over 3 years invested in Pro Funds’ Mortgage Investment Portfolio

  • I have been an investor with Profunds for several years and continue to be very impressed with the returns on the deals that I’ve done. As a person with no business background, Carmen and her team have carefully taken the time to walk me through the steps to making safe investments that consistently outshine whatever sad returns are offered by my bank and my Financial Advisor!

    I work very hard for my money, and am not much of a risk taker, and that’s why Profunds is the perfect fit. I completely trust Carmen and her team to help make my money work for me. And the best part is that it’s in a completely passive way! I have not found a better investment opportunity anywhere else. Profunds is it!

    Susan Rampersaud

  • My name is JosuГ© CinГ©us I am a Financial Advisor with Edward Jones Investments in Oakville. A good friend of mine was in real trouble when her seasonal flower shop did not produce enough to pay her rent. Having exhausted all avenues she came to me to see how I could help. The rent was due the next day or a lock would have been put on her business. I knew of only one person who could come through in less than 24h and the only name I could come up with was Carmen Campagnaro. I met Carmen close to 10 years ago while I was involved in Real Estate and she made such an impression on me that I have always kept her in my mind. Carmen did the impossible, went as far as negotiating with the Landlord on behalf of my florist friend and saved her business, name and reputation by lending her funds to pay her rent. What was more impressive is that Carmen does not do deals for such small amounts but she did it for my friend. What an amazing woman she is. Carmen never forgots her small beginnings and this is powerful.


  • Vistaar Finance – Index Page, finance projects.#Finance #projects


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  • Finance projects

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    Forward Together

    Our vision is to be a catalyst to the underserved so that they will achieve greater economic and social well being. Specifically we offer a full range of financial services customized to fulfill their every business requirement and move them into the mainstream

    • _Aug 2015: Raised 250 crores in internal round
    • _July 2015: Awarded “Most influential CFO’s of India”
    • _Sep 2016: Mint- Institute for Competitiveness Strategy Award in the ‘Finance Banking and Insurance’ category for the year 2016.
    • _Aug 2016: Best Financial Reporting for FY16–Medium Business” by CMO Asia – Asia CFO Excellence Awards
    • _Nov 2015: ICRA has upgraded Vistaar’s Long Term Rating to A- from BBB+, with stable outlook
    • _Aug 2015: Best Financial Reporting for FY15–Medium Business” by CMO Asia – Asia CFO Excellence Awards
    • _Mar 2014: Raises 160 crores of fresh funding

    Finance projects

    Opportunity

    36 million enterprises in the MSME sector contribute to over 45% of India’s manufacturing output. Yet only 5% of the 36 million MSME enterprises have access to institutional finance. Vistaar is committed to nation building by unleashing fresh energy through the value chain.

    Read More Finance projects

    Method

    Vistaar studies the customer business /enterprise in depth and draws out the assessment nuances of that trade. Trade wise cash flow assessment templates are prepared based on the features of that business to maximize impact and convenience for the customer.

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    Impact

    Vistaar’s portfolio is well diversified across sectors and geographies, offering unique products in line with the company’s long-term policy of de-risking, while meeting customer demands to a maximum. This hastens economic and social development within communities.

    Vistaar Culture
    Where growth never stops

    Training in mortgage and other financial products and other professional development tracks.

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    Rewards come in many packages

    Our unique incentive program include certain scholarships, travel tickets, salary bonus and more

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    Participate in nation building through Vistaar

    Bustling with life, and thriving on innovation, micro, small and medium business entrepreneurs in the heartlands of India are fueled with ambition to take the economy to its rightful place on the global map.

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