Accounting – Financial Director #world #finance #loan


#finance director

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Financial Director / CFO jobs

Atherstone Permanent Featured Job

This is a high profile role and a very rare opportunity for an exceptional finance professional to work as Director of Finance at Twycross Zoo. You will act as an ambassador for the zoo when engaging with internal and external contacts.

  • Provide proactive financial leadership to all areas of the Zoo
  • Manage key relationships including liaising with the Zoo’s bank

London Permanent Featured Job

My client is a market leading, international US listed business looking to recruit a Finance Director level candidate for a high profile role within their London Head Office.

Fast growing, Private Equity owned B2C business recruiting a Finance Director. This is a new role for the business as they embark on the next phase of their growth strategy.

  • Fast growing Private Equity owned B2C organisation
  • Broad leadership role

York Permanent Featured Job

Portakabin is a market leading manufacturer and supplier of modular buildings from single units through to multistorey hospital complexes and schools. Today it operates in seven countries and employs more than 1,600 people across the UK, Ireland, France, Belgium, Germany, Luxembourg and The Netherlands. It has continued to innovate and develop to meet the challenges of efficient, sustainable, high quality construction and that pioneering approach is set to continue. The Company has an excellent reputation for quality and service and has consistently delivered outstanding results. Their continued expansion has driven the Group’s annualised turnover level to c£300m. They are exceptionally well funded and have ambitious plans to use their previous outstanding success to springboard into a new era of spectacular growth and increased market penetration.

Warwickshire £75,000 – £85,000 Permanent Featured Job

National Grid plc is a FTSE 100 company who, in addition to being the UK’s largest utility business, is also the second largest in the US and the largest FTSE 100 group headquartered in the Midlands. They are at the start of a process to sell a majority interest in the UK Gas Distribution business, which is expected to complete in early 2017 and will set up as National Grid Gas Distribution Limited. They now require two exceptional Finance Business Partners.

  • High profile Finance Business Partner roles in the Midlands
  • Excellent promotion, superb career development and long-term prospects

Runcorn Permanent Featured Job

As a result of sustained strong performance the Armitt Group now require an energetic and adaptable Finance Director to help drive and support their continued growth. Based out of their Runcorn Head Office you will work closely with the Chairman, MD and Senior Management team this role will offer the right candidate the chance to be at the heart of strategic, operational and commercial decision making across the business.

  • Exciting hands-on role with a fast growing business
  • Stable long term client base and an energetic team to work with!

This is a unique opportunity to become Group Finance Director of a long established North West manufacturing business.

  • Exceptional opportunity to be part of an entrepreneurial family owned business
  • Manufacturing experience, specifically in mutinational trading is required

Worcester Permanent Featured Job

Joy UK, a market leader in mining solutions are looking to recruit a talented finance director. The role could be based in either Worcester or Greater Manchester.

  • Finance Director for a leading global manufacturer of heavy mining equipment
  • Based in Worcester or Bolton with UK and International travel

Buckinghamshire Permanent Featured Job

Following a recent cash investment from a private equity backer, my client is looking for a high quality Finance Director to work closely with the Group CFO.

The Finance Director role is a senior and crucial position within the business, providing strong support to the Senior Management Team from a financial, strategic and commercial perspective whilst ensuring operational excellence and compliance with Group policies and procedures.

  • Finance Director – Private Equity
  • High Growth Company

London £100,000 – £150,000 Permanent Featured Job

My client is a market leading, international agriculture company who specialize in the distribution and development of a range of technologically advanced products. With a significant presence throughout Europe and backed by a multi billion dollar global parent, they seek a progressive international CFO for a high profile role.

  • CFO – Europe
  • Global Agriculture Business

Business Loans #finance #my #car


#business finance loans

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Business Loans

Business finance for everyday business needs.

Want to take your business to the next level?

Our comprehensive range of business loans can help you turn your business dreams into reality.

With competitive interest rates, low fees and flexible repayment options, our business loans make it easy to get your business plans underway.

We re a mutual bank. That means our profits benefit our customers and communities not share market investors. Enjoy lower fees, lower lending rates, higher investment rates, better banking products and support for community projects in your local area. Join the bank that gives back.

Great business rates. Low fees.

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Benefits

  • Competitive interest rates
  • Low fees
  • Flexible repayment options. You choose when, how and how often you pay. You can also choose to make extra repayments on top of your regular repayments.
  • Fast approval process. Pre-approvals available for the SMALLBiz Vehicle Loan and SMALLBiz Investment Loan.
  • Mobile banking app makes banking easy

Does your business need a new vehicle? With a SMALLBiz Vehicle Loan from Beyond Bank your repayments won t change over the life of the loan.


Car finance rates #cnn #finance


#car finance rates

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CAR LOANS Calculate and save by comparing car loans

Car Loan (up to 2 years old) from IMB

This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about products from multiple financial institutions. We will try to show you a range of products in response to your request for information. The search results do not include all providers and may not compare all features relevant to you, for further details refer to our FSCG. The rating shown is only one factor to take into account when considering these products. See the rating methodology. We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a product, you will deal directly with a financial institution, and not with RateCity. Rates and product information should be confirmed with the relevant financial institution, and you should review the PDS before you decide to purchase. See our terms of use for further details. This advice is general and has not taken into account your objectives, financial situation or needs. Consider whether this advice is right for you.


Car Finance for Good #america #honda #finance


#car finance guaranteed

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IT’S ALL
ABOUT YOU

OFFICIALLY AUTHORISED FOR YOU

GMCF is a credit broker and a lender, fully approved and regulated by the FCA.
You need a car and we’re here to help you. We provide affordable car financing that fits your needs, whatever they may be.

Do you want the freedom to get a car from the dealer of your choice? You can do that with us. Do you want a variety of options for how to finance your car? We can do that for you. Do you want the hassle taken out of finding and financing a car? We’ve got you covered.

Whether it’s selecting a car from our own stock, using the car sourcing service we provide, or simply reaping the rewards of our commitment to minimizing your paperwork and wait time, we’re here to make the process as painless as possible for you. After 10 years of business, we maintain a high percentage of satisfied customers. Here at Get Me Car Finance, it really is all about you.

CAR FINANCE CALCULATOR

OUR CARS FOR YOU

For some customers buying a car from a dealer will be nearly impossible.
therefore we have filled in the gap and can now offer you cars sourced by us.

  • 6 Months Car Tax
  • 100 Cash Back
  • Deposits from 0%
  • All Circumstances Considered
  • 6 Months Warranty on all cars supplied by us
  • Walk in to ANY UK Dealer

View Our Cars

WHY SHOULD YOU CHOOSE US

Other car finance companies are not putting you first. They lure you in with promises they can’t keep and then decline your application. We don’t believe in doing that. At Get Me Car Finance, we put you first. We don’t pretend to work miracles, but no matter who you are, there’s a good chance we offer something to suit your needs. Take a glance at what we can offer you:

  • 6 Months Car Tax
  • 100 Cash Back
  • Deposits from 0%
  • All Circumstances Considered
  • 6 Months Warranty on all cars supplied by us
  • Walk in to ANY UK Dealer

BUDGETING FOR YOU

Affordability is the new “in word” for lenders, you could earn a million pounds a year, but if you cannot afford to make the monthly repayments on your vehicle, then you are going to get yourself into trouble paying them.
Thats why we check and ensure you can actually afford our finance. With our “Responsible Lending” Scheme.

  • Deposits from 0%
  • 100 Cashback
  • All Circumstances Considered
  • 6 Months Warranty on all cars supplied by us
  • Walk in to ANY UK Dealer

LOOKING OUT FOR YOU


“Responsible Lending” Pros and Cons of Borrowing Money

Financing a car is a big responsibility. In order for us to help you, you have to help yourself. We ask you to please look into the costs, financial terms, and options you have before making the decision to finance. Ask yourself if you know the following:

  • What will I be paying back? Remember to include interest and fees.
  • What is the Finance APR? The higher this is, the more you’ll pay.
  • How long will I be repaying for? The longer the loan, the more you’ll pay.
  • What is my credit rating? The higher it is, the lower the interest rate.

Ask yourself, given all of the above, can you afford the car you are looking at. If so, great! Apply for your finance now. If not, perhaps it time to reevaluate the car you are looking at.

READY TO TALK TO YOU


Furniture Financing, Lease to Own Sofa, Rent Couch, Rent to Own Furniture Online, Bad Credit Furniture Financing #campaign #finance


#furniture on finance

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Livingroom

We know that fine print can be painful, but we believe it’s important for you to have all the facts!

(1) Advertised prices are valid from August 2nd, 2016 to September 24th, 2016. Ownership is attained only after all of the periodic payments are made or the early purchase option is exercised as provided in the lease agreement. Advertised prices do not include the $25 processing fee and taxes where applicable. Delivery fees may apply to residences over 50 km from the store. Advertised merchandise may not be exactly as shown and may not be available at all locations. Merchandise may be new or previously enjoyed. Offers are good on selected merchandise and only while supplies last.

(2) You are not required to purchase the Total Protection Coverage (“TPC”) to lease the advertised merchandise. The benefits of purchasing the TPC include delivery of the product to your home, installation, repair and replacement of the merchandise due to an inherent defect, broken part or malfunction, no-hassle return and the ability to reinstate your lease after termination or lapse. If same-day delivery is not available, then delivery will occur within 24 hrs of execution of lease agreement. Ask store for details.

(3) The APR of 29.9% is calculated from the cost of product. The APR is for a representative lease and may not be the same for all advertised merchandise.

(4) No credit needed does not apply to easyfinancial loan products. Some restrictions may apply. Ask for details, or visit www.easyhome.ca

(*) NO PURCHASE NECESSARY. Contest open to residents of Canada, excluding Quebec. Visit goeasy.com/win for full contest rules and regulations. Some restrictions may apply. Ask for details


Mezzanine Finance – Prudential Capital Group #honda #canada #finance


#mezzanine finance

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Mezzanine

Bridging the Gap Between Senior Debt and Equity

Mezzanine financing is typically used for recapitalizations, expansion and growth, buyouts and acquisitions. Like nearly all offerings from Prudential Capital Group, it is patient capital that supports growth, while also being less costly than direct equity issuance. In addition, mezzanine-supported recapitalization is an attractive alternative to an outright sale of the business.

Structural Characteristics

  • Typically, subordinated debt with attached equity warrants
  • Principal repaid after senior debt has been fully amortized
  • Combination of cash coupon and deferred interest
  • Nominal warrants representing minority stake in issuer

Investment Focus

  • Middle-market companies with attractive growth prospects and positive cash flow
  • Company revenues between $30 million and $300 million
  • A preference for manufacturing, service and distribution businesses
  • Incumbent management teams with an economic stake in the company s success
  • Mezzanine investment size of from $10 million to $100 million

One-Stop Financing / Sponsorless Transactions

  • Can provide senior debt and common equity alongside mezzanine
  • Experienced at structuring and closing complex deals often without equity sponsors
  • Capacity to execute large transactions

Cheap Car Loans #kia #motors #finance


#cheap finance

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CHEAP CAR LOANS Calculate and save by comparing car loans

Expand your search to include all products without Go to Site links

If you’ve done your research you will know that the price of your car is largely impacted by your car loan. By searching and comparing cheap Australian car loans with low interest rates and great features on RateCity, you could save thousands over the term of the loan.

Of course, finding the cheapest car loan is difficult when most car loans claim they have the best deal. One of the quickest ways to drive away with a great deal is to compare car loans online. Rev up your search right now with our comparison table which compares Australian car loans by interest rates, fees and features.

It’s important to consider a range of loans as even a minor difference in rates can have a significant impact on the overall cost of the loan.

For instance if you’re seeking a five-year, $30,000 loan and you compare two options with a difference in interest rate of just 2.5 percent, then you could potentially save more than $40 per month or $2,400 over the life of the loan by opting for the cheaper car loan.

Drive away with a cheap car loan today by comparing a great range of Australian car loans below.

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This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about products from multiple financial institutions. We will try to show you a range of products in response to your request for information. The search results do not include all providers and may not compare all features relevant to you, for further details refer to our FSCG. The rating shown is only one factor to take into account when considering these products. See the rating methodology. We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a product, you will deal directly with a financial institution, and not with RateCity. Rates and product information should be confirmed with the relevant financial institution, and you should review the PDS before you decide to purchase. See our terms of use for further details. This advice is general and has not taken into account your objectives, financial situation or needs. Consider whether this advice is right for you.


Business Loans: Get the Right Financing for Your Business #journal #of #finance


#business finance loans

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Business Loans up to $300K
at rates starting at 5.9% 1

1 Factor rate is the financing cost divided by the loan amount – but that’s not how traditional interest rates work. For example, if you pay 30 cents for a one-year loan of one dollar, your factor rate is 30% but is equivalent to a 55% interest rate! Factor rates can make short-term loans appear less expensive than a traditional interest rate would.

2 These loans require you to repay a fixed amount of interest, so paying off early won’t save you any money. In fact, it can increase your effective interest rate to 200% or more.

3 Payments calculated based on range of interest rates and repayment terms offered, assuming a loan amount of $10,000.

4 Total Annualized Rate shows all costs for one year in a single equivalent interest rate so that you can make apples-to-apples comparisons.

Lending Club is America’s #1 credit marketplace, transforming banking to make it more efficient, transparent and consumer friendly. We operate fully online with no branch infrastructure and use technology to lower cost and deliver an amazing experience.


A Deeper Look At Alpha #used #car #finance


#alpha finance

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A Deeper Look At Alpha

Evaluating the return of an investment without regard to the risk taken offers very little insight as to how a security or portfolio has really performed. Every security has a required rate of return. as specified by the capital asset pricing model (CAPM). The Jensen index, or alpha. is what helps investors determine how much a portfolio’s realized return differs from the return it should have achieved. This article will provide a deeper understanding of alpha and its practical application.

Alpha Defined
The Jensen index, or alpha, bears some relation to the capital asset pricing model, or CAPM. The CAPM equation is used to identify the required return of an investment; it is often used to evaluate realized performance for a diversified portfolio. Because it’s assumed that the portfolio being evaluated is a diversified portfolio (meaning that the unsystematic risk has been eliminated), and because a diversified portfolio’s main source of risk is market risk (or systematic risk), beta is an appropriate measure of that risk. Alpha is used to determine by how much the realized return of the portfolio varies from the required return, as determined by CAPM. The formula for alpha is expressed as follows:

What Does It Measure?
The Jensen index measures risk premiums in terms of beta (β); therefore, it is assumed that the portfolio being evaluated is well diversified. The Jensen index requires using a different risk-free rate for each time interval measured during the specified period. For instance, if you are measuring the fund managers over a five-year period using annual intervals, you must examine the fund’s annual returns minus the risk-free assets ‘ returns (i.e. U.S. Treasury bill or one-year risk-free asset) for each year, and relate this to the annual return of the market portfolio minus the same risk free rate.

This calculation method contrasts with both the Treynor and Sharpe measures in that both examine the average returns for the total period for all variables, which include the portfolio, market and risk-free assets.

Alpha is a good measure of performance that compares the realized return with the return that should have been earned for the amount of risk borne by the investor. Technically speaking, it is a factor that represents the performance that diverges from a portfolio’s beta. representing a measure of the manager’s performance. For example, it’s insufficient for an investor to consider the success or failure of a mutual fund merely by looking at its returns. The more relevant question is this: was the manager’s performance sufficient to justify the risk taken to get said return?

Applying the Results
A positive alpha indicates the portfolio manager performed better than was expected based on the risk the manager took with the fund as measured by the fund’s beta. A negative alpha means that the manager actually did worse than he or she should have given the required return of the portfolio. The regression results usually cover a period between 36 and 60 months.

The Jensen index permits the comparison of portfolio managers’ performance relative to one another, or relative to the market itself. When applying alpha, it’s important to compare funds within the same asset class. Comparing funds from one asset class (i.e. large cap growth) against a fund from another asset class (i.e. emerging markets) is meaningless, because you are essentially comparing apples and oranges.

The chart below provides a good comparative example of alpha, or “excess returns”. Investors can use both alpha and beta to judge a manager’s performance.

Figure 1: Data through 5/31/08

The figures included in the Figure 1 indicate that on a risk-adjusted basis. the American Funds Growth Fund yielded the best results of the funds listed. The three-year alpha of 4 far exceeded those of its peers in the small sample provided above.

It’s important to note that not only are comparisons among the same asset class appropriate, but the right benchmark should also be considered. The benchmark most frequently used to measure the market is the S P 500 stock index, which serves as a proxy for “the market”. However, some portfolios and mutual funds include asset classes with characteristics that do not accurately compare against the S P 500, such as bond funds. sector funds, real estate. etc. Therefore, the S P 500 may not be the appropriate benchmark to use in that case. So, the alpha calculation would have to incorporate the relative benchmark for that asset class. (To learn more, read Benchmark Your Return With Indexes .)

Conclusion
Portfolio performance encompasses both return and risk. The Jensen index, or alpha, provides us with a fair standard of manager performance. The results can help us determine whether the manager added value or even extra value on a risk-adjusted basis. If so, it also helps us determine whether the manager’s fees were justified when reviewing the results. Buying (or even keeping) investment funds without this consideration is like buying a car to get you from Point A to Point B without evaluating its fuel efficiency.

For further reading, learn three ratios that will help you evaluate your investment returns in Measure Your Portfolio’s Performance .

A financial asset donation made to a non-profit group or institution in the form of investment funds or other property that.

The amount by which assets exceed liabilities. Net worth is a concept applicable to individuals and businesses as a key measure.

A style of trading that attempts to capture gains in a stock within one to four days. Swing traders use technical analysis.

A type of federal, fixed-rate student loan that was available to college and university undergraduate and graduate students.

Under certain circumstances, federally backed student loans – such as Direct Subsidized Loans and Federal Perkins Loans –.

A provision of the U.S. federal income tax code that lets parents and students lower their tax liability by up to $2,000.


Loans and Finance #mba #finance #jobs


#business finance loans

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LOANS FINANCE

Commercial Mortgage

  • Apply for a minimum of 25,001 and choose a loan term from three to 25 years.
  • Borrow up to 70% of the property value. In some cases we can lend more.
  • Choose between a bank rate linked or fixed interest rate.
  • Capital repayment holidays of up to two years may be available on bank rate linked mortgages.
  • If you wish to borrow on other terms we may still be able to help you.

Residential Buy-to-let Mortgage

  • Mortgages start from 25,001.
  • Choose a mortgage term from three to 25 years.
  • Borrow up to 70% of the property value and in some cases we can lend more.
  • Bank rate linked and fixed rates available.
  • A capital repayment holiday may be available for up to 12 months (to be taken at the start of the loan).

1 8 out of 10 relates to loans and overdrafts in the period November 2013 to March 2016 .

2 There is always a possibility that interest rates may go down leaving a fixed rate loan at a higher level compared to a variable rate loan. However, if interest rates rise, a fixed rate loan will remain at the same level.

3 Capital repayment holidays available in certain circumstances only.

Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.

Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Telephone: 020 7626 1500.

Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

We subscribe to The Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.uk .

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.