Richer Sounds – The UK s Hi-Fi, Home Cinema & TV Specialists! #laptop #on #finance


#tvs on finance

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Richer Sounds – THE UK’s HI-FI, HOME CINEMA FLAT PANEL TV SPECIALISTS!

Let us help you spread the cost of your new system or TV

We don’t just claim to be the cheapest –
we guarantee it!

All we ask is that products are brand new, boxed,
in stock at the time of purchase and carry a
comparable guarantee. See here for full details.

Contact Telesales
Find your nearest store

We now offer you the option to buy today and pay for your goods later. For Purchases over £500, pay a 10% deposit now and the balance in 6 months. Pay the balance in full before the end of the 6 months and there is no interest to pay whatsoever, just a one-off settlement fee of £29.

We also offer the option to pay 10 months later on purchases over £1000. We will advertise these promotional periods in-store and on our website when applicable. For purchases over £1000, pay the same 10% deposit, but defer the remainder for 10 months. Pay the balance in full before the end of the 10 months and there is no interest to pay whatsoever, just a one-off settlement fee of £29

Barclays – the bank who we work with to provide this service – will send you a reminder on your settlement. If you’d rather spread the cost over 36 months, you can set up a repayment plan when the payment-free period comes to an end at 24.9% APR representative.

6 month representative example:
Cash Price £500, 10% deposit of £50, credit amount £450. 6 months after purchase, either settle the amount by paying £479 (credit amount £450 + £29 settlement fee) or start 36 monthly repayments of £19.32, total amount payable (including deposit) £745, 24.9% APR representative.

10 month representative example:
Cash Price £1000, 10% deposit of £100, credit amount £900. 10 months after purchase, either settle the amount by paying £929 (credit amount £900 + £29 settlement fee) or start 36 monthly repayments of £38.64, total amount payable (including deposit) £1491.04, 24.9% APR representative.

Getting started

4 quick and easy steps to Buy Now Pay Later.


Where to Score the Best Interest Rates on Your Savings #best #interest #rates #savings #accounts


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Where to Score the Best Interest Rates on Your Savings

You can earn up to 2% and still sleep tight. Willing to take a risk? You could snag 4%.

For savers, the days of earning tantalizing rates on a wad of cash seem like a distant dream. If you need a safe place to park your money now, the prospects aren’t pretty. Money funds are paying almost nothing. The most generous rates on bank deposit accounts barely brush 1%. Even the highest-yielding Internet checking accounts, once heralded as the go-to place for great rates on up to $25,000, are paying 2% to 3%—and that’s only if you meet certain requirements, such as using a debit card several times a month. And agreeing to lock up your money for a few months or years doesn’t help much: A five-year certificate of deposit yields, on average, 1.19%. Rates aren’t moving up anytime soon, either. In response to the still-sluggish economy, the Federal Reserve announced last summer that it would keep short-term rates near zero through mid 2013—and maybe longer.

SEE ALSO: Kiplinger’s Economic Outlook: Interest Rates

Given the challenging environment, some financial planners are getting creative in the hunt for yield. Brent Perry, president of Piedmont Financial Advisors, in Indianapolis, has told clients with plenty of cash and a penchant for travel to look into accounts that offer frequent-flier miles instead of interest. With $50,000 parked in BankDirect’s Mileage Checking Account, for example, you could earn 60,000 American Airlines miles in a year. With that, he estimates, you could buy two round-trip domestic coach tickets worth about $500 minimum—an immediate return of 1%.

We’ve listed the top spots for eking out interest on your savings, depending on your tolerance for risk and how long you can tie up your money. You can also search for higher-yielding accounts at www.nerdwallet.com/rates. which shows you options from local banks and credit unions as well as from banks that accept deposits nationally.

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No risk, low reward

For your emergency fund—at least three to six months’ worth of living expenses—and any other savings that need to be safe and immediately available, look to accounts insured by the Federal Deposit Insurance Corp. such as interest-bearing checking and savings accounts and money market deposit accounts. Each account is insured up to $250,000. (Credit union deposits are insured up to the same limits by the National Credit Union Share Insurance Fund.)

With yields on money market deposit accounts as meager as they are—the average savings account pays less than 0.3%—rate shopping is essential. With a $2,500 deposit, you can earn 1.18% in a money market account at Incrediblebank.com. although you’ll trigger a $10 maintenance fee if your balance drops below $2,500. Other banks with good rates include AmTrust Direct ($500 to open an account) and MyBankingDirect ($5,000 to open an account). Both are affiliated with New York Community Bank, and both pay 1.15%, but at AmTrust Direct you need to maintain a $10,000 balance to qualify for that rate. Money market deposit accounts generally provide checks and an ATM card for withdrawing cash or to use for purchases. You can also transfer funds electronically to a linked checking or savings account. You are limited to six transfers per month, not including cash withdrawals at the ATM.

You can open a savings account at Alliant Credit Union with just $5, and it pays 1.15%. (A $10 contribution to Foster Care to Success, a nonprofit organization that serves foster teens, makes you eligible to join the credit union.) Or you can open an FDIC-insured savings account at CNBBankDirect, the online division of Citizens National Bank in Bluffton, Ohio, with just $1 and earn 1.05%. American Express Bank also offers a savings account with no minimum balance that pays 1%. You can link a savings account to a checking account to transfer funds.

If you meet the qualifications—which usually include banking online and using a debit card for purchases—a high-yield checking account is another option. The amount eligible to earn the highest rate is usually limited to $25,000 or less, and some of the best rates are available only to residents of the states where the bank does business. But Union State Bank. in Kansas, for one, is open to anyone and its My Rewards checking account pays 2.5% on deposits up to $25,000. You can find insured high-yield accounts offered by community banks and credit unions at Checking Finder .

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The CD option

For money you can tie up for a few months or more—say, a portion of your emergency fund that you wouldn’t need for at least three months, or money earmarked for tuition or retirement income—consider certificates of deposit. CDs come with maturities that typically range from three months to five years, with longer maturities offering higher yields.

You can invest in a long-term CD even if you think you may cash out early or if you want to take advantage of rising rates—just be sure to check the interest penalty. For example, a five-year CD from Ally Bank. which yields 1.89%, charges a penalty of only 60 days’ yield if you withdraw the money early. But a five-year CD from Intervest National Bank, which offers a slightly higher rate of 2.00%, takes back half your interest with its early-withdrawal interest penalty of 30 months.

Constructing a CD ladder—putting chunks of cash in CDs of varying maturities—allows you to benefit from the best current yields and stay flexible enough to snag top rates down the road. When interest rates rise, you reinvest cash from shorter-term CDs to take advantage of higher yields. Your longer-term CDs will continue to earn interest at today’s highest rates. If you’d like to put more than $250,000 (the maximum that the FDIC will insure in a single account) in CDs, the Certificate of Deposit Account Registry Service (CDARS) offers a convenient way to invest your funds. You deal with one participating bank, which sets the rate and parcels out $250,000 chunks to some of the more than 3,000 participating institutions.

U.S. savings bonds are another supersafe investment for money you can tie up for a year. EE bonds pay low rates (0.6%) but I-bonds pay an attractive 3.06%. You can cash in savings bonds after 12 months, but if you redeem them before five years have passed, you forfeit the last three months’ worth of interest. The I-bond’s rate is composed of a fixed rate, currently 0%, that lasts for the life of the bond and a semiannual inflation rate that changes every six months. If you bought a $1,000 I-bond and redeemed it after a year, you’d still earn about 3% interest after the penalty. You must purchase savings bonds in an online Treasury Direct account.

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Higher risk, higher reward

You can earn 3% or 4% in WorldCurrency CDs from EverBank. The CDs, which have maturities of three to 12 months, invest in currencies of foreign markets—a six-month CD invested in the South African rand, for example, recently yielded 3.68% (there’s a $10,000 minimum purchase). The CDs are FDIC-insured against bank failure, but you take on currency risk—you could lose principal if the U.S. dollar rises—so consider putting cash in a few different currencies to hedge against price fluctuations. The WorldCurrency Basket CD, with a maturity of three or six months, invests in a mix of three or more currencies. Basket CDs require a $20,000 minimum purchase.

If you’re willing to forgo FDIC insurance completely, explore ultra-short-term bond funds. Some of them suffered heavy losses during the downturn in 2008 and proved to be more risky than expected. And as with other bonds and bond funds, when interest rates go up, prices of short-term debt securities go down. But because of the bonds’ short maturities, substantial losses aren’t in the cards.

Many of these funds yield less than 2%, and much of your gains will be eaten up if expenses are high. TCW Short Term Bond I (symbol TGSMX ), an ultra-short fund with no sales charge and expenses of just 0.44%, recently yielded 2.2%. TCW also offers an intermediate-term bond fund, TCW Core Fixed Income (TGFNX ), that could be a low-risk cash substitute as long as interest rates remain low (see Bond Funds Instead of Bank Accounts? ). The fund yields 2.6%.


Kiplinger – s Money Power #oxford #finance


#kiplinger personal finance

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Kiplinger’s Money Power

Whether it’s investing in emerging-market mutual funds, structuring a savings plan for retirement or educating kids on being smart with their money, the experts at Kiplinger’s Money Power deliver practical, reader-friendly articles and Q As on a range of subjects every week. This package contains five columns per week on investing, retirement, family finances, saving, spending, technology and other consumer-finance topics. Moves 5/week.

Sample Articles >> More Articles

Spending: Tours for families, singles

Ask Kim: Can my son open a Roth IRA?

Retirement: How to retire in harmony

Investing: Value stocks are back in style

Family finances: 30-minute fixes for your family s finances

Investing: The perils of concentration

Product Details

International, U.S. Canada

About Kiplinger’s Money Power

Janet Bodnar is editor of Kiplinger’s Personal Finance magazine and the author of “Raising Money Smart Kids” and “Money Smart Women.” In her feature column, Money Smart Kids, she tackles tricky money-management topics for parents and their children.

Kimberly Lankford is a contributing editor to Kiplinger’s Personal Finance magazine and the author of “Ask Kim for Money Smart Solutions.” In her feature column, “Ask Kim,” Lankford answers a wide range of reader questions about managing money, covering topics ranging from insurance and taxes to retirement and credit.

Kathy Kristof is a contributing editor to Kiplinger’s Personal Finance magazine, a former personal finance columnist for the Los Angeles Times and the author of “Investing 101.”

Cameron Huddleston writes the daily “Kip Tips” column, which provides money-saving advice. She also manages the Insurance Channel on Kiplinger.com.

Jeffrey Kosnett is a senior editor for Kiplinger’s Personal Finance magazine. He reports on the fixed-income side of investing.

View Kiplingers’s videos on the Tribune Content Agency Video Network.

Links

You Might Also Like.

Contact

© 2016 Tribune Content Agency. All Rights Reserved.


Best phone 2017: the 10 top smartphones we ve tested #largest #screen #smart #phone


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TechRadar

Best phone 2017: the 10 top smartphones we’ve tested

Update:The HTC U11 and Sony Xperia XZ Premium have entered our list of top phones – where do they place against the Galaxy S8 and iPhone 7?

Thinking of buying a new phone? We’ve got the best smartphones of the moment all listed here – and we’ve got the Samsung Galaxy S8 and Samsung Galaxy S8 Plus handsets duking it out with the iPhone at the top of our list.

Here’s the ranking we’ve spent hours whittling down to a top ten. We take into account the power, specs, design and, most importantly, value for money of each handset.

(If the price is too high, check out our list of the best cheap handsets that won’t cost you more than 200).

Best smartphone

For those in a rush, here you go: the Samsung Galaxy S8 is the best smartphone in the world.

A new stunning design, amazing screen and great camera combined make it for the best phone you can buy right now. Be sure to take a look through the full best phone ranking though to know what’s best for your needs.

  • Already know your favourite operating system? Then check out our best iPhone or best Android phone round ups to see which is for you!
  • Not fussed with what’s below but not sure how long to wait for the next big hitters? Try our well-stocked iPhone 8 release date or Google Pixel 2 release date pages to help you out.
  • Find a good deal with TechRadar: mobile phone deals

10. Google Pixel

The best phone for pure Android

Supremely smooth performance

Bright, colorful full HD display

Battery life could be better

Assistant yet to realize potential

The Google Pixel is an excellent flagship phone that’s an impressive debut for Google as a manufacturer – and the new Assistant is a great Siri rival. If you’re OK with the price point, the Pixel is a breath of fresh Google air in a world of Android over-complication.

The 12MP camera on the back is one of the best on the market, while the clean, fresh Android Nougat interface is a joy to use.

There’s heaps of power under the hood making it perfect for gaming and multi-tasking, while the bright, colorful screen provides an excellent viewing experience for your movies and TV shows.

It may not be the most attractive handset on the market but it’s far from ugly. and what you can be sure of is a lot of bang for your buck.

  • What’s next? There’s little information out at the moment regarding the Google Pixel 2. but we do expect it to pack the new Snapdragon 835 chipset (or a slight upgrade on it) when it emerges around October this year – and it looks like it’ll be water resistant too.

Also consider: Like what you see, but need more screen real estate? You you’ll want the Google Pixel XL – the 5.5-inch brother of the Pixel which boasts an eye-popping QHD (that’s 2K) resolution.

Current page: 10: Google Pixel

Related news

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Most Popular Most Shared


How Windows 10 changes enterprise mobility management #mdm #mobility


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How Windows 10 changes enterprise mobility management

Since its release 21 months ago, Windows 10 has forced companies to rethink how enterprise mobile management (EMM) is handled in their corporate environments.

Unlike its predecessors, Windows 10 comes with EMM tools, allowing enterprises to deploy and configure PCs and other Windows devices using so called “modern management” approaches that include mobile device management (MDM) API hooks and controls.

Many of the basic application and system provisioning functions required for business laptops and PCs running Windows 10 can now be done through the OS’s EMM control consoles, said Phil Hochmuth, IDC’s Program Director of Enterprise Mobility.

That means organizations with more recent Windows PC deployments can take advantage of consolidated management tools and unified policy and configuration platforms via unified endpoint management (UEM), Hochmuth said.

“Organizations that still have a large legacy Windows 7 deployment, or rely heavily on legacy Win32/64 applications will require legacy PC life-cycle management and software distribution tools, such as Microsoft SCCM, Quest KACE and LANDESK, among others,” Hochmuth said.

The new MDM functions are based on Microsoft’s Intune protocol. which was launched in 2011 and enabled UEM.

UEM allows all corporate devices to be managed across a variety of platforms, theoretically, at least, making it easier to lockdown devices and protect critical data.

Dave Johnson, a principal Forrester analyst covering infrastructure and operations, said he’s spoken with numerous IT pros who are trying to get their organizations out of the PC management business — and they’re asking if Windows 10 offers enough improvement to allow them to overhaul their PC management approach. In short, they want to know if they can get away with using an EMM platform to manage PCs instead of using conventional tools like Microsoft SCCM (System Center Configuration Manager).

“Over the next five years, we believe that Microsoft Intune and EMM offerings from other vendors such as VMware, MobileIron and Citrix will gradually displace conventional PC management tools like SCCM for PC management in large enterprises,” Johnson said via email.

Unlike previous Windows versions, Windows 10 was designed as an OS that gets regular feature upgrades – not just security and bug fixes — that are handled by enterprises on a monthly basis when “Patch Tuesday” updates arrive. Those once-or-twice-a-year updates have made it more difficult for companies to coordinate which version of Windows 10 their corporate environment uses .

In the past, one of the issues that made Windows upgrades painful was the vast tapestry of legacy apps that companies only revisited every three to five years for updates, “if that,” according to Johnson.

More frequent Windows releases, Johnson said, will push users to either update their applications more often, or choose new solutions from third-party vendors who can keep their commercial offerings up to date.

Andrew Hewitt, also an infrastructure and operations analyst at Forrester Research, said the he’s already seeing evidence that third-party EMM vendors are starting to focus on use cases that aren’t handled by Windows 10.

For example, VMware AirWatch, in partnership with Dell, recently released a slew of new functions for PC management, which include allowing IT admins to query and retrieve key system attributes and configure critical BIOS settings.

“MobileIron, too, is building out the number of GPOs [group policy objects] they manage, and they can also do other fairly mundane but important things, like change the desktop background or remove bloatware,” Hewitt said.

From an MDM perspective though, there will be more pressure to use MDM/EMM tools to keep PCs updated over the air, whenever possible.

“The challenge with that, though, is that there are still some functions, like re-imaging a PC that can’t be done over the air, so companies will still need to hang on to their conventional PC management tools, even as they start leveraging their EMM tools more in their day-to-day PC management activities,” Johnson added.

Additionally, Windows updates are large, requiring significant bandwidth to update large fleets of PCs — a challenge that many corporate networks aren’t yet up to meeting. Conventional PC management tools often offer clever solutions like peer-to-peer software distribution that can reduce network traffic, another reason MDM/EMM tools are only viable for a subset of enterprise PCs for now.

At its Build developer conference last month, Microsoft claimed 500 million devices are running Windows 10. Conversely, IDC has estimated that 162 million commercial licenses have been rolled out. IDC continues to predict strong growth for Windows 10 deployments in the enterprise, especially as the 2020 end-of-support date for Win7 gets closer.

“With Windows 10, Microsoft made an important and credible effort to improve the manageability of Windows. It’s a significant challenge because part of what makes Windows so powerfully attractive to IT pros is its flexibility and manageability,” Johnson said.


Press Releases #caravan #finance #calculator


#ge commercial finance

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CONNECTICUT, US, Nov 29, 2002

GE Commercial Finance announced today it has completed its acquistion of the structured finance business of ABB. ABB and GE Commercial Finance had entered into a derinitive agreement for GE Commercial Finance to purchase the Structured Finance business on September 4, 2002.

The ABB structured finance business includes global infrastructure financing, equipment leasing and financing business. These operations serve customers principally in Europe and the United States.

ABB s structured finance businesses will become part of three units of GE Commercial Finance: GE Structured Finance, GE European Equipment Finance and GE Vendor Financial Services.

About GE Commercial Finance:

GE Commercial Finance offers businesses ofall sizes anarray of financialservices and products worldwide. With more than $180 billion in assets, and a particular expertise with mid market companies, GE Commercial Finance provides loans,operating leases, financing programs and innovative structured capital to help customers grow. It also offers loans and financing leases for major capital assets,including transportation financing solutions; industrial facilities and equipment,and infrastructure related facilities; commercial and residential real estate loans and investments; and loans to and investments in public and private entities in diverse industries.GE Commercial Finance is headquartered in Stamford, Connecticut. GE is a diversified services, technology and manufacturing company with operations worldwide.

Contact:

Media
Ivan Royle +44 (0)20 7302 6145

GE Investors
Richard Wacker, 203/373 2468

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Best Professional Cooking Classes in Melbourne CBD #cooking #school #denver


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Best Professional Cooking Classes in Melbourne

About Relish Mama

Relish Mama is your cooking class and dinner party all in one. We offer the best cooking classes near Melbourne’s CBD in our gorgeous purpose built cooking school located in Cheltenham just 25 minutes from the CBD. Voted as one of the top 5 cooking classes and experiences that the city has to offer, we are the perfect choice for food lovers of all ages.

Relish Mama teach hands on cooking courses as well as demonstration lessons at our purpose built cooking school. We use wonderful fresh, seasonal ingredients and cook and enjoy them in a relaxed, charming and very social environment. It is a place where the food cooked is real and where it has life, colour and flavour!

If you’re looking for the best professional cooking classes in Melbourne covering a wide range of cuisines, we have the solution for you. Our classes cover a wide range of cuisines including (but not restricted to) Thai, Moroccan, Spanish, Italian, Vietnamese, South East Asian, Greek, French, Turkish and Mexican. We also run classes covering dessert and pastry making, vegetarian cooking classes, Mid week inspiration classes (fresh and healthy ‘fast food’), hands on pizza pasta making as well as our hugely popular festive Christmas cooking classes.

Aside from the popular classes held by founder, Nellie Kerrison, the school has some of the most highly regarded guest Chefs who teach regularly including Guy Mirabella, Emma Mackay, Nicky Riemer, Tony Chiodo, Pauline Leonard, Michele Curtis, Khristina Mulyono, Caroline Gray, Carolina D’Angelo and Quyen Lyon.

All dishes cooked in class are later enjoyed around a beautifully set table, including wine and good cheer!

In addition to our adult’s classes, we also offer wonderful hands on lessons for children each school holidays, including our very popular teens classes. A great learning activity for the children that the whole family will benefit from. At Relish Mama we believe with all our might that every child should be given the opportunity to learn to cook. We also offer Melbourne many healthy cooking classes full of Asian cuisine and healthy vegetarian and gluten-free options. Cooking is a valuable life skill that sets us up for good health, great lifetime habits and nurtures and encourages creativity.

THE RELISH MAMA COOKBOOK

The award winning Relish Mama cookbook is available for sale online through Relish Mama. in store and at many selected stockists as well as via bookdepository .

Thanks one and all for your amazing feedback. I am more than delighted to know our recipes and treasured and shared in your homes. x

Just a little snippet of what’s upcoming at Relish Mama

You can shop online 24 x 7 for all gift vouchers, cookbooks, food produce and more. Gift vouchers can be sent immediately to your email inbox or mailed directly to you.

  • All about pastry tarts with Khristina Mulyono 24th June at 10:30 am (sold out)
  • Midweek inspiration with Nellie Kerrison 27th June at 6:30 pm (1 place has become available)
  • Exclusive book out – Corporate event Friday 30th June from 4 pm.
  • School holiday cooking classes commence Monday 3rd, July.

Visit here for more info and to book online!

Want to learn more about our food tour to Italy in October 2017? Click here to find out more.

We hope to see you in our kitchen soon!

We have an amazing line of professional cooking classes near Melbourne CBD this year (which we build on constantly). Classes are held in our beautiful purpose built cooking school so be sure to check out our schedule page. We’ll teach you how to make ‘real food’ using the best, real ingredients and have a lot of fun along the way!

Visit here for more info and to book online!

Children’s classes

Relish Mama offer wonderful hands on classes for children as well as teens and tweens each school holidays and occasionally in between.

Check out our schedule page for more details.

A note from Nellie

Food and gatherings were such an enormous part of my childhood. I fell joyously in love with entertaining and throwing parties when I first left home. I relish opening our door and sharing our table and a special meal with others. I love the celebration of honest everyday cooking and that is what my food is all about. When a meal is shared at our table or around our bench, the hectic pace stops! Not only do we enjoy the food and its many flavours, we stop and enjoy each other and all of the unique and incredible things that make us family and friends – how grateful I am that we came to find one another. Sharing food in this way brings a very special richness to my life – it is what make me….well, me .

I opened ‘Relish Mama’ very early in 2009 by turning a lifelong dream and passion of offering some of the best cooking classes into a reality. Cliché, it seems, but I followed a dream and have never looked back. Relish Mama is all about celebrating the everyday. It is about celebrating a shared table and simple but honest ingredients with those that choose to share our large kitchen bench and table and those that leave feeling a little more enriched and hopefully, a little more loved, elated and confident.

For me, good food and great home cooking is all about the passing on and sharing of knowledge with each other. Don’t hold it close to our chests – let’s share it. No matter how many restaurants I go to, nothing beats home style cooking prepared with love that is served at a table with those I love and who I can share a great laugh with – share myself with. This sort of sharing is good for the soul. It adds a little magic to our days.

It is about so much more than the food but good food and a shared table is where the magic truly begins!

Happy cooking to you all!


Penn State Online #master #of #business #administration, #mba, #penn #state #online #mba, #penn #state #world #campus


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Master of Business Administration

The Redesigned Penn State Online MBA: Greater Flexibility, More Choice

When it comes to selecting an MBA program, you want a quality education that fits your needs. The Penn State Online MBA, led by the internationally ranked Smeal College of Business, is designed to offer you an experience customized to fit your busy lifestyle and career goals while delivering a world-class education.

This AACSB–accredited MBA incorporates a focus on business strategies, collaborative teamwork, strategic leadership, and an integrative and interactive curriculum across all functional areas of business. You will be able to concentrate on the functional areas in which you want to specialize while working at a pace that works for you.

Your Online MBA Curriculum

The 48-credit Online MBA includes 39 core credits and 9 credits of concentration course work. The core course work will prepare you to become a more effective business professional by exposing you to the principles and practices essential to modern management: accounting, economics, data analysis, ethics, communications, human resources, finance, marketing, leadership, supply chain, strategy, innovation, and digital transformation. In addition to learning in individual courses, you can develop skills that will be integrated throughout the Online MBA curriculum, including business analytics, problem solving, influencing others, critical thinking, and cross-functional business savvy.

The program provides opportunities for you to apply your knowledge to solving real-world business problems. Graduates should possess a strong foundation of understanding how businesses operate, how to integrate knowledge across functional areas, how to work effectively in high-performing teams, and how to lead and manage strategically for the future.

Five-Day Residency

A defining component of our program is the five-day residency held at University Park, Pennsylvania, at the start of the program. This opportunity allows you to get a jump-start on earning credit towards your degree. Designed to acquaint you with aspects of the program in a face-to-face environment, the residency provides an opportunity to meet your instructors and student peers, immerse yourself in a team performance class while earning credit, and attend workshops covering student advising services, career management, stress management, alumni relations and networking, time management, and online technology.

Keynote speakers will share their expertise and facilitate engaging conversations focused on the translation of your Online MBA degree to the real-world environment. You will also have an opportunity to connect with the Penn State community through campus tours and events.

Customize Your Education with a Concentration

Penn State’s comprehensive list of Online MBA concentrations was developed to address skill gaps in today’s competitive business environment. These concentrations allow you to customize your education while gaining highly marketable skills that are in demand right now. As a student, you can select from the following 9-credit concentrations:

  • accounting foundations
  • advanced accounting
  • business analytics
  • corporate innovation and entrepreneurship
  • finance
  • general management
  • human resource management
  • marketing analytics
  • project management
  • supply chain management

Each concentration allows you to sharpen skill sets specific to your career aspirations. If you are seeking a broader business education, the General Management track might be right for you.

Student Support and Career Services

You will have access to an array of resources as a Penn State student. The Online MBA program team consists of expert full-time faculty, a top-ranked Penn State World Campus Technical Support team, experienced career advisers, and highly qualified administrative staff. The team provides personal assistance and advice in regard to your academic plan and career goals throughout your time as a Penn State student. You will receive the same educational support resources that our on-campus students receive in their MBA program.

Related Programs


Finance – Insurance – Showroom – Sound Harley-Davidson #eagle #finance


#harley davidson finance

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Finance Insurance

Harley-Davidson® Financial Services our Business Team is here to get you on the road and complete your whole riding experience. HDFS offers competitive rates and by working with Lupe. rest assured you’ll have everything you need to feel confident about your new bike purchase. There are tons of things to think about. so below are a few things to read up on to get your wheels turning.

1.99% Rate, 60 Month, $0 Down Promotion Available on New Street Glide Special, Ultra Limited, Road Glide Special Models. NOW-September 30, 2016

*Financing Offer available only on new 2016 Harley-Davidson® Street Glide® Special and Road Glide® Special motorcycles financed through Eaglemark Savings Bank and is subject to credit approval. Not all applicants will qualify as the Annual Percentage Rate (APR) will vary based on the applicant’s past credit performance and the term of the loan. Financing offer is available only for up to a 60 month term. For example, a 2016 Street Glide® Special motorcycle in Sun Glo Red with an MSRP of $23,699, no down payment and amount financed of $23,699, 60 month repayment term, and 1.99% APR results in monthly payments of $415.29. A 2016 Road Glide® Special motorcycle in Vivid Black with an MSRP of $23,499, no down payment and amount financed of $23,499, 60 month repayment term, and 1.99% APR results in monthly payments of $411.78. In these examples, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Customer must take delivery by September 30, 2016. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at anytime. See your Harley-Davidson® Dealership for details

GET APPROVED TODAY!

Fill out your credit application on-line by clicking here OR Fill out the handwritten form below and bring it in, or fax it to our Finance Manager at 360-454-5030.

First Time Buyers Program:

Are you ready to own your very First Harley-Davidson? This program is for you! Special financing offers available on new and used models. Call our Business Managers today for more information at 360-454-5000

Credit Advantage Program (CAP):

Our Business Managers have what’s considered Elite Status with Harley-Davidson Financial Services. That if declined for financing, our team has the ability to dig deeper into credit options so you can ride off on your new motorcycle. Not every dealer is considered Elite.

Rider To Rider Program

Are you trying to sell you bike? Do you have a buyer? We can help! We have a program available to help get your bike out of the garage and to a new owner hassle free! This program is called Rider to Rider offered through Harley-Davidson® Financial Services (HDFS). Through this program, financing is available to qualified individuals who are buying a used motorcycle from a private party.

Benefits for the Buyer:

  • Competitive financing rates and terms available
  • All buyers considered
  • Ability to include additional Harley-Davidson® branded products and services (Harley-Davidson® Extended Service Plan, Parts Accessories, Harley-Davidson® MotorClothes® only available at your Harley-Davidson dealership to the amount financed.
  • Opportunity to have the bike inspected and receive a maintenance check prior to purchase.

Benefits To The Seller:

  • Expand the pool of potential buyers for your motorcycle by offering them a financing option to help complete the sale.
  • Ability to a work with a local Harley-Davidson® dealer to arrange financing options from a trusted source for qualified buyers.
  • Harley-Davidson® dealer can quickly and easily handle the processing of all paperwork (title transfer, bill of sale, loan contract. etc.)
  • Plus, assist seller with current loan payoff (if applicable).

Have peace of mind knowing that our Finance Experts are involved in your sale!

Extended Service Plan / Tire Wheel

  • We have Extended Service Plans available to help protect your Harley-Davidson® and your wallet. In the event of a mechanical breakdown these plans are designed to get your bike in and out of service and back out on the road where it belongs.
  • In the event of Tire or Wheel damage due to a road hazard you will be covered at any Harley-Davidson® Dealership Nation wide! This will help get you back on the road again with as little as ZERO CASH out of pocket.

GAP (Guaranteed Asset Protection)

The Harley-Davidson® GAP Plan pays the difference between the fair market value of your motorcycle and the outstanding balence with your lender in the event your motorcycle is totaled or stolen. The H-D GAP Plan will pay your insurance deductible up to $1000 and provides an optional feature that includes a $1000 credit toward the purchase of a new H-D. This GAP Plan is available for new and used motorcycles with loan amounts up to $50,000. This coverage can literally save you thousands of dollars in the event of this happening.

Harley-Davidson® Debt Protection

This Plan gives you valuable protection from the unexpected. There is three parts to this protection Involuntary Unemployment Protection, Total Disability, and Accidental Loss of Life. This program cancels your payments up to 6 months not deferring to the end of your loan. Hopefully this will not happen to you, but if the unexpected does happen (and with todays economy you never know), your loan and your credit will stay intact.

Pre-Paid Maintenance

This program takes care of your 1000 mile service all the way through your 10,000 mile service. You just put gas in your bike and we will do the rest. Don’t worry about taking the time out of your busy life to do your own maintenance or waiting for your brother or buddy to help you out. Have the Pros take care of your baby and just get out there and ride! This is a savings no matter how you look at it, time, money, and convenience.


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Motorcycle financing

Flexible rates, terms and financing options that let you finance your whole ride are available through Eaglemark Savings Bank, a subsidiary of Harley-Davidson Financial Services. Designed specifically for our Owners, our options may allow you to add Harley-Davidson® Genuine Parts Accessories, Harley-Davidson® MotorClothes® Accessories and Protection Plans from Harley-Davidson Financial Services into your motorcycle loan.* Then we make it easy for you to manage your account by providing convenient online account access.

Ask your local dealer for details.

Stateside Military Financing Program

No down payment**, reduced rates and flexible term options designed specifically for active duty military personnel. Our program lets you to finance your whole ride and may allow you to add Harley-Davidson® Genuine Parts Accessories, Harley-Davidson® MotorClothes® and Protection Plans from Harley-Davidson Financial Services into your motorcycle loan.*

Active Military includes: Army, Navy, Marine, Air Force, Coast Guard, National Guard and Reserves.

Harley-Davidson Riding Academy – New Rider Course Graduate Financing Program

Riders who complete the Harley-Davidson® Riding Academy New Rider Course can take advantage of special financing options which include no down payment**, reduced rates and flexible terms. This program is available to all riders who have completed the new rider course within 90 days of application submission.*

get an instant insurance quote

Enjoy the ride even more with an affordable policy that protects you and your bike. Call our licensed advisors who will personally ensure that you get the best possible value: 1-886-753-2975.

Online Account Access

Convenient loan account access is just a click away. A Harley-Davidson Financial Services account enables you to make a payment, view your loan account, request paperless statements, get a loan payoff estimate, and more.

Payment Estimator

Estimate the monthly payments for the bike you want to bring home.