reconstruction finance corporation
f/k/a Financial Federal Credit Inc.
that specializes in financing and leasing equipment
in the construction, transportation, and waste industries.
People’s United Equipment Finance Corp. is a premier commercial finance company specializing in financing and leasing equipment in the following industries:
People’s United Equipment Finance Corp. was founded in 1989 as Financial Federal Credit Inc. We are a financial services company with over $1.2 billion of assets. We provide collateralized lending, financing and leasing services nationwide to small and medium sized businesses with annual revenues typically below $25 million in the general construction, road and infrastructure construction and repair, road transportation and refuse industries. We finance new and used revenue-producing, essential-use equipment from major manufacturers that is movable, has an economic life longer than the term financed, is not subject to rapid technological obsolescence, can be used in more than one type of business and has broad resale markets. We finance bulldozers, buses, cement mixers, compactors, concrete pumps, crawler cranes, earthmovers, excavators, hydraulic truck cranes, loaders, motor graders, pavers, personnel and material lifts, recycling equipment, resurfacers, rough terrain cranes, sanitation trucks, scrapers, trucks, truck tractors and trailers. Virtually all of our finance receivables are secured by a first lien on the equipment financed.
Our marketing activities are relationship and service oriented. We focus on providing prompt, responsive and customized service. Our marketing and managerial personnel average about twenty years of financing experience in the industries they serve. We believe their experience, knowledge of equipment values, resale markets and local economic and industry conditions, and their relationships with current and prospective customers enable us to compete by providing prompt, responsive and customized service. Our customer service includes making prompt credit decisions, arranging financing terms to meet customers needs (and our underwriting criteria), providing customers with direct contact to our executives with decision-making authority, and giving prompt, knowledgeable responses to customers inquiries and business issues.
We have marketing personnel in over twenty locations nationwide, including eight full-service operations centers in Texas, North Carolina, New Jersey, Illinois and California. We originate finance receivables through relationships with equipment dealers and, to a lesser extent, manufacturers (collectively referred to as vendors ) and by marketing our services direct to equipment users to buy equipment or refinance their debt. Vendors refer their customers to us and we purchase installment sale contracts, leases and personal property security agreements from vendors who extended credit to their customers. We also provide capital loans and we lease equipment typically under noncancelable full-payout leases.
1300 Post Oak Blvd
Houston, TX 77056
4225 Naperville Road
300 Frank W. Burr Blvd
Teaneck, NJ 07666
Charlotte, NC (Transportation)
10715 David Taylor Dr
Charlotte, NC 28262
10715 David Taylor Dr.
Charlotte, NC 28262
1936 E. Deere Ave.
Santa Ana, CA 92705
Click on the above image to send an email to our Customer Service department.
This website and the information provided herein are provided to you upon the condition that you accept the Terms and Conditions contained in this agreement. Your use of this web side constitutes your acceptance to all of the Terms and Conditions set forth herein.
People’s United Equipment Finance Corp., its subsidiaries, and affiliates, hereinafter are referred to as “PUEFC”. PUEFC does not represent or endorse the accuracy of reliability of any of the information, content or materials contained herein which have been prepared by a third party provider. You hereby acknowledge that reliance upon any information contained herein shall be at your sole risk and PUEFC shall not be liable for any errors or omissions contained herein. The information contained herein is provided on an “AS IS” basis and PUEFC expressly disclaims “ANY AND ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE WITH RESPECT TO THE INFORMATION CONTAINED HEREIN. IN NO EVENT SHALL PUEFC BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL DAMAGES OF ANY KIND WHATSOEVER WITH RESPECT TO THE USE OF THE INNFORMATION CONTAINED HEREIN”.
Our website contains links to other websites. We are not responsible for the availability of these other sites or for their content, accuracy, services, or opinions expressed by any such web site. We do not monitor other websites for accuracy or completeness and the inclusion of any linked site on our website does not constitute an endorsement, approval or recommendation of such site. Under no circumstances shall we be liable or held responsible for any loss, or damage caused by or alleged to have been caused by the use of or reliance on any such site.
The content, organization, graphics, design, compilation, magnetic translation, digital conversion, and other matters related to our web site are protected under applicable copyrights, trademarks, and other proprietary rights, including but not limited to intellectual property rights. The copying, redistribution, use, or publication by you of any such matters on our site is strictly prohibited. You do not acquire ownership rights to any content, document or other materials viewed on or through our website. The posting of information or materials on our website does not constitute a waiver of any right in such information or materials. All rights not expressly granted herein are reserved. Any unauthorized use of this site may violate copyright, trademark, and other applicable laws and could result in criminal or civil penalties. You may not modify, publish, transmit, reproduce, distribute, transfer or sell, link, display, or in any way utilize this site except as expressly permitted herein. The contents of this site may not be copied, reproduced, modified, republished, uploaded, transmitted or distributed in any form without our express written permission.
The information from or through this website is provided “as-is”, “as-available”, and all warranties, expressed or implied, are disclaimed, including, but not limited to the disclaimer of any implied warranties of merchantability and fitness for a particular purpose. The information and services may contain bugs, errors, problems, or other limitations. We and our affiliated parties have no liability whatsoever for your use of any information or service. In particular, but not as a limitation thereof, we and our affiliated parties are not liable for any indirect, special, incidental or consequential damages, whether based on breach of contract, breach of warranty, tort, including negligence, product liability or otherwise, even if advised of the possibility of such damages. This website and the information on this website would not be provided without such limitations. No information, whether oral or written obtained by you from as through this website shall create any warranty, representation or guarantee. PUEFC and our affiliated companies shall have no liability whatsoever for the accuracy or content of the information contained on this website or for any delays or omissions in providing information or the extension of credit. PUEFC and its affiliates are not responsible for any errors, omissions or delays in responding to an application or request for information or credit, caused by any reason including but not limited to technical problems beyond our reasonable control. PUEFC and our affiliates shall not be liable for any third party claims or losses of any kind or nature. You agree to submit to the personal jurisdiction of the courts of the state of New York, County of New York, with respect to any cause of action arising out of or related to this website.
As a condition of use of this website you agree to indemnify PUEFC and its affiliates from and against all claims, liabilities, damages, and expenses including but not limited to attorneys fees arising out of your use of this website.