My Money Blog, finance times.#Finance #times


My Money Blog

Finance times

If you have young children and like to travel, you likely appreciate a lightweight stroller that still retains those small-but-important features.* After trying out several different brands, our family favorite is the ZOE XL2 double stroller (see 600+ reviews, buy direct from ZOE as a third-party seller). They aren t a big name brand and you won t find them in any major big box retailer.

This double stroller weighs only 16 pounds and the single stroller only weighs 10 pounds. That means this double stroller is lighter than many single strollers. How? They made it from aluminum as opposed to steel. Meanwhile, it still has quick-folding capability, extended shade canopies, 135 degree recline, lower basket, and snack/cup holders.

We ve taken the ZOE XL2 on multiple extended international trips and the weight savings makes a big difference. It can be hard to explain until you compare it side-by-side with strollers that call themselves lightweight yet are twice as heavy. Weigh your current stroller and compare! Both of us can carry the XL2 with one hand.

There are also cheap umbrella double strollers, but they lack the extended shade canopies and/or deeper recline that allows for easier naps in the stroller.

Our only warning is to keep the removable cupholders in your carry-on bags if you don t use a gate check bag. (We also recommend a gate check bag for protection. Yes, it ll get beaten up and probably torn after about 10 flights. I think of it as paying less than $2 per flight. Besides, would you rather have the abuse be inflicted directly upon your stroller?)

Right now ZOE is liquidating their stock of returned and open-box strollers. The prices and discounts vary, but as of this writing you can get the XL1 for $100 and XL2 for $190. They promise it to be like new and never taken outside. This is not a sponsored or paid post, we are simply happy customers and they announced this sale to their mailing list members.

* I m not saying this stroller is only for travelers as it is our daily driver as well, but it does cost more than some other value brands. A few more pounds matters less when you re not carrying it through airports and pushing it 10 miles a day up and down hills.

Share this:

Finance times

JetBlue Plus Credit Card: 60,000 Point Limited Time Offer

Finance times

The JetBlue Plus credit card by Barclaycard has a new special offer for 60,000 bonus TrueBlue points after spending $1,000 on purchases in the first 90 days. Valid for first-time cardmembers. Expires 12/31/17. This is the double the standard offer of 30,000 bonus points and also higher than previous bump-ups to 40,000 points. Highlights:

  • Earn 6 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases
  • No blackout dates on JetBlue-operated flights redeem for any seat, any time on JetBlue flights. Points required for an Award Flight will vary based on the published base fare at the time of booking.
  • First checked bag is free on JetBlue-operated flights.
  • Points awarded in your TrueBlue account don t expire.
  • Earn and share points together with Family Pooling.
  • Earn 5,000 bonus points every year after your account anniversary.
  • 50% savings on eligible inflight purchases including cocktails, food and movies.
  • Enjoy Mosaic benefits for one year after you spend $50,000 or more on purchases after your anniversary date.
  • Get 10% of your points back every time you redeem to use toward your next redemption.
  • Get a $100 statement credit after you purchase a JetBlue Getaways vacation package of $100 or more with your JetBlue Plus Card.
  • $99 annual fee.

Free checked baggage perk can be valued at $25 to $35 each-way, per person. The free checked bag perk applies to you and up to 3 travel companions on the same reservation when (1) the ticket is purchased with your JetBlue Plus card, (2) the primary cardmember s TrueBlue member number must be entered at the time of booking. If you buy higher fare classes, a certain number of complimentary bags may already be included. Here is a chart of JetBlue s baggage fees:

Finance times

How does redeeming TrueBlue points work? TrueBlue works on a revenue-based system, where the points required depends on the current cash cost of the flight (with no blackout dates). If they sell it for cash, you can book it with points. This is opposed to traditional chart-based systems that charge a fixed point balance but imposes blackout dates and limited seat availability.

TrueBlue points are best redeemed for JetBlue flights. There are some other options like newspaper or magazine subscriptions, but I won t cover them here.

TrueBlue points can be estimated at 1 points = 1.4 cents. Ex. 30,000 points would cover $420 in JetBlue airfare. The exact value may vary, but 1.4 cents is very close to what I found across Blue, Blue Plus, and Blue Flex fares. You can easily test it out yourself by pricing out the same flight on JetBlue.com using points or cash.

This means 2X points back on restaurants and groceries can be estimated as 2.8% back in the form of TrueBlue airfare. The 3X points back on Jetlue-operated flights can be 4.2% back in the form of TrueBlue airfare. The 6X points back with the Plus card on Jetlue-operated flights can be 8.4% back in the form of TrueBlue airfare.

Upon the renewal of your $99 annual fee, you get another 5,000 TrueBlue points ($70 of airfare value at 1.4 cents/point). If you can take advantage of the free checked bag perk, there is definitely ongoing value for regular JetBlue fliers. I haven t investigated the $100 off a JetBlue Vacations package, but it could be worth something as well.

Bottom line. At 1.4 cents per TrueBlue point, 60,000 bonus points can be valued at $840 towards JetBlue fares. Add the baggage perk which you could value at an additional $50 per roundtrip Blue fare, per person. Minus the $99 annual fee, and that is still a very solid sign-up incentive for even casual JetBlue customers. If you are a frequent JetBlue flier, the 5,000 point anniversary bonus and other perks can create additional ongoing value.


Continental Finance Company, Credit Cards, finance planner.#Finance #planner


Finally, a card that is right for you.

Accept Mail Offer

Finance planner

Finance planner

Finance planner

Finance planner

With our credit service, you will receive free 24/7 online access to manage your account and make payments online.

Applying for our credit cards is a fast and easy process – typically done in less than a minute!

Our service includes monthly reporting to the 3 major credit bureaus.

Manange your account from your mobile device with our new app! -COMING SOON!

Why choose our cards?

Continental Finance is one of America’s leading marketers and servicers of credit cards for consumers with less-than perfect credit.

Finance planner

Finance planner

Whether you have fair, poor, or limited credit, we can provide a product that is right for you.

Finance planner

Whether you have fair, poor, or limited credit, we can provide a product that is right for you.

Finance planner

*Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify and record information that identifies each person who applies for a card account. What this means for you: When you apply for a card account, we will ask for your name, address, date of birth and other information that will allow us to reasonably identify you. We may also ask to see your driver’s license or other identifying documents at any time.

Finance planner


Asia Times, Covering geo-political news and current affairs across Asia, finance times.#Finance #times


finance times

Finance times

Finance times

Big Trump debt to Obama at Asean

Malaysia s sultans back in political swing

Finance times

Finance times

Will Trump take a stand on Southeast Asia?

Finance times

Fake Pharma thrives on the Mekong

Vietnam: a coalmine canary caught in the Xi-Trump game

Finance times

Finance times

US-Vietnam still in a tentative embrace

Finance times

No law too high for Duterte

  • Finance times
  • Finance times
  • Finance times
  • Finance times
  • Finance times
  • Finance times
  • Finance times
  • Finance times
  • Finance times

Money: Personal finance news, advice – information, paragon personal finance.#Paragon #personal #finance


Money

Care home fees jump to £33,000 per year – pushing the average stay to over £80,000

Budget predictions: what s at stake for pensions, savings, house purchases and tax?

Questor: Brexit-induced pessimism makes Derwent London a bargain

Topics

Latest bank transfer fraud victims: We ve lost £113,665 and are now homeless with eight pets

600,000 more Premium Bond prizes as NS I raises savings rates

Dad vs daughter – who got the best home deal?

Investing

Comment: Two simple tricks to help investors avoid running out of money in retirement

Paragon personal finance

Peer-to-peer lending: is it too late to profit?

Buy these six shares when the stock market crashes

Follow Telegraph Money

Paragon personal finance

It s Your Money Podcast, episode 8: House price falls: wait two years for a buyers market

Money habits to start in your thirties

The cost of settling into a new home

Tim Bresnan: We won the Ashes, but got nailed with 60pc tax

Jump NHS queues and get treatment abroad – and then get the NHS to pay

Questor: Brexit-induced pessimism makes Derwent London a bargain

Glass ceilings: 100 years after women were admitted to the Architectural Association school, has anything changed?

For unlimited access to expert opinion and unrivalled insight from The Telegraph, join Premium today. Free for 30 days.

Property

House prices accelerate but leave London in the cold

Inside the spaceship house in Highgate longlisted for Grand Designs: House of the Year

Pipers, a country manor built by the founder of luxury London store Liberty, is on the market

Glass ceilings: 100 years after women were admitted to the Architectural Association school, has anything changed?

Galleries

Gallery: The spookiest castles to buy across the world

Gallery: Inside the Versace-branded building where flats are selling for £13.5m

Gallery: The world s best holiday homes for keeping the kids entertained

Pensions

Comment: Two simple tricks to help investors avoid running out of money in retirement

Paragon personal finance

Money Makeover: I inherited £80,000, how long will it last in retirement?

Mapped: retirement ages around the world

Comment: The new state pension system might hasten the end of National Insurance

Paragon personal finance

The best places to retire abroad, from a kibbutz in the Canaries to a senior living village in Thailand

Paragon personal finance

It s Your Money Podcast, episode 8: House price falls: wait two years for a buyers market

Pensions super tax refunds hit £262m – are you owed money?

Bills and utilities

Npower s error will mean my mortgage will cost an extra £55,000

BT, Virgin and the biggest broadband firms to provide automatic compensation for poor service

BT will charge customers up to £36 more a year from January

British Gas is latest supplier to offer new cheap deal – but only to customers with smart meters

Ask an expert

Ask an expert: can David Cameron avoid the £213,750 stamp duty on his £2m Cornish holiday home?

My son s ex-girlfriend wants half the house eight years after moving out. Does she have a claim?

Ask a money expert: I ve inherited £20,000 at 22 – how do I invest it?

Ask an expert: can I transfer shares to my children?

Fame and fortune

Tim Bresnan: We won the Ashes, but got nailed with 60pc tax

Oz Clarke: I bought £200 of wine, now it s worth £120,000

Willy Russell: I sometimes paid 80pc in tax but it didn t bother me

Wikipedia s Jimmy Wales: Worst financial move? Making the world s biggest encyclopedia non-profit!’

Jessica investigates

Npower s error will mean my mortgage will cost an extra £55,000

We had to cancel our £3,430 holiday because of British Airways IT issue – and our insurer won t pay

HSBC blocked our business account for 11 days – despite complying with their requests

A conman impersonated me and stole £2,370 using Barclays Pingit

Insurance

Holiday drinking: when exactly will your travel insurer refuse claims due to alcohol use?

Paragon personal finance

It s Your Money Podcast, episode 8: House price falls: wait two years for a buyers market

Older drivers: could an in-car digital spy tell you when it s time to give up?

Work and salary

Today is Equal Pay Day: from now, women work for nothing

Equal pay in Britain s workplaces: 6 myths busted

More over 65s are working than ever before: is retirement dead?

Ask an expert: can David Cameron avoid the £213,750 stamp duty on his £2m Cornish holiday home?

Property Doctors: what is the tax definition of a granny flat ?

Pensions super tax refunds hit £262m – are you owed money?

Financial Services

Paragon personal finance

Telegraph Equity Release

Paragon personal finance

Telegraph Inheritance Tax Advice

Paragon personal finance

Trump and the Dollar: One year on

Paragon personal finance

Five steps to avoid missing the pension boat

Business

Land Securities boss says Brexit negotiations are progressing too slowly

Retail veteran Sir Terry Leahy checks out of B M Bargains

McCarthy Stone turns to bungalows as it struggles in a sluggish market

Sponsored

Paragon personal finance

The journey to becoming a paperless business

Paragon personal finance

The sweet smell of success: how a small business grew into a high-end brand

Paragon personal finance

Why you need to open a euro account and how to do it

Paragon personal finance

Making sure opportunities for growth are not wasted

Follow Telegraph Money

Telegraph Media Group Limited 2017

Paragon personal finance

We’ve noticed you’re adblocking.

We rely on advertising to help fund our award-winning journalism.

We urge you to turn off your ad blocker for The Telegraph website so that you can continue to access our quality content in the future.


AFP – Association for Financial Professionals, national finance center.#National #finance #center


national finance center

Corporate Cash Savings On the Rise

Organizations are building reserves at a record pace.

See more results in October Corporate Cash Indicators.

National finance center

Underwritten by Kyriba

Fraud in Record Numbers: Why Treasury

Needs to Act Now

Learn common fraud schemes and how to protect yourself against them.

National finance center

Underwritten by Workiva

How FP A Can Develop Effective Presentations

Make your presentations stick no matter who you present to.

National finance center

Underwritten by Thomson Reuters

Tax and Treasury

See how the tax and treasury departments can work together to accomplish their shared goals.

National finance center

Financial Planning Analysis

Sponsored by State Street Global Advisors

Nearly a year after new money market fund

regulations took effect, organizations are still

not showing signs of investing in prime money funds.

National finance center

Headquartered outside Washington, D.C., the Association for Financial Professionals (AFP) is the professional society that represents finance executives globally.

National finance center


Paragon Architecture, Springfield, MO, paragon personal finance.#Paragon #personal #finance


What Our Clients Are Saying

Paragon personal finance

It was the expertise and knowledge of Brad and his team that guided our School District through the grant process, the submittal, the awarding of the grant, the design phase, and then the construction phase with the result being a wonderful community safe room which has enhanced our school facility. I have absolutely no doubt that without Brad and Paragon that the Diamond School System would not have been able to secure the FEMA funds and our project would have fizzled. Working with Paragon for three years now, I can say without hesitation that they have a quality organization and they are staffed with some highly talented individuals. I believe that the team at Paragon would be a tremendous asset to any School or Institution that was about to embark on a building project.

Eddie Jones

DIAMOND R-IV SCHOOLS

Paragon personal finance

The work Paragon has performed for Crowder College over the years has been excellent and refreshing. I would put the design and construction coordination of the Paragon team up against any firm. However, it is the intangibles that set Paragon apart. Having worked with several architects over the years, it was such a blessing to make acquaintance with Brad and his team. Paragon puts in the time and effort to meet with multiple people to determine what needs to be solved; not just what can they build. It is his personal touch, desire to accomplish the best solution, and personal investment in our college that separates them from others with whom I have worked.

Jim Cummins – EdD, CPA, Former VP of Finance at Crowder College

CURRENT SUPERINTENDENT AT SENECA SCHOOL DISTRICT

Paragon personal finance

Completion of Fire Station #2 in Joplin occurred ahead of schedule and under budget. I directly attribute this to the professional manner which both Jessica Struckhoff and Brad Erwin displayed during the construction process. This station stands as a model for future construction and design of our continued recovery from the 2011 tornado.

Mitchell D. Randles, Former Fire Chief Joplin, MO

FIRE CHIEF – TEMPLE, TX

Paragon personal finance

“We have worked with Paragon Architecture and are very pleased with our relationship. The staff of Paragon have been professional, creative and conscious with our needs and fiscal options. The quality of work and communication is exceptional. We have been very impressed with their ability to meet our scheduled goals and project targets.

Richard L. Asbill

SUPERINTENDENT, CASSVILLE R-IV SCHOOL DISTRICT

Paragon personal finance

Our project was not perfect . As expected, there were issues to resolve. However, four years later, Brad Erwin still calls to check on things, and that’s unheard of in my experience. As one of its first clients, I am happy to recommend Paragon Architecture.

Tom Houston

GENERAL MANAGER AT WEBSTER ELECTRIC COOPERATIVE

Paragon personal finance

I can’t think of a professional service provider we have been more pleased with in my 24 years at Crowder. Paragon Architecture will be the most creative AND practical group you can envision and they will hit all timelines and budget markers routinely and accurately. I can’t think of anyone I could recommend more highly than Paragon Architecture.

Dr. Alan Marble, Former President at Crowder College

CURRENT PRESIDENT AT MISSOURI SOUTHERN STATE UNIVERSITY

Tornado Safe Rooms

Over 60 schools across more than 20 counties have benefited from Paragon’s experience in multi-purpose Tornado Safe Rooms. In the last four years, Paragon has helped secure more than $57 million in grant funding.

This funding has led to the construction of more than 300,000 sq. ft. in tornado safe rooms, protecting close to 50,000 people.


1996: the birth of buy-to-let Britain – in numbers, paragon personal finance.#Paragon #personal #finance


1996: the birth of buy-to-let Britain in numbers

Paragon personal finance

Paragon personal finance

6:04PM BST 21 Oct 2014

The rapid growth of buy-to-let has seen the number of private landlords reach almost two million, according to a report published today.

Paragon, a specialist landlord lender, has drawn together statistics from a number of sources highlighting the dramatic growth in buy-to-let and the extent to which it is transforming home ownership in Britain. Here are some of the figures:

From landlords numbering in tens of thousands 20 years ago, today almost two million private landlords own 4.9 million properties

The number of buy-to-let properties is expected to grow by a further million over the next five years

The current value of buy-to-let properties is estimated at £989bn

Related Articles

Paragon’s research suggests that landlords now own 18pc of homes, almost one in five, a proportion that is on the rise.

Nor does the financial crisis appeared to have slowed the growth of buy-to-let. The following graph shows the number of rented properties in Britain with some of the fastest growth appearing in the years following the banking crisis of 2008-09.

Paragon personal finance

The 1988 Housing Act introduced types of tenancy that were less onerous for landlords

Of new homes built in recent decades, a large proportion have ended up in the rented sector. Government figures show that between 1986 and 2012 about 5m new homes were built. Of these just over half are owned by private landlords and let.

The graph below illustrates the point but with reference to homes built since 2000. It shows a decline in public housing (below the line) and a modest rise and fall in owner-occupied housing stock. But by far the greatest chunk of new housing provision is in rented stock.

New housing since 2000: who owns it?

Paragon personal finance

And expectations are the trend will continue, as new investor cash continues to come into the sector.

The following table shows the predicted shift in housing tenure up to 2032. The far right column shows the total housing stock.

How Britain’s housing market will look in 2032

Paragon personal finance

Being able to get special buy-to-let mortgages has been crucial for aspiring private landlords. Specialist landlord loans were introduced in 1996, but grew most strongly in the years 2005-07.

After the onset of the crisis landlord lending all but dried up, and buying was then mainly limited to those property investors who had cash. But that quickly changed. Landlord lending is rising at a faster rate than ever.

In today’s report Paragon says there are currently more than 700 buy-to-let mortgage deals available. More than £20bn was lent to landlords last year and that sum is predicted to grow at an annual rate of between 20pc and 30pc.

For most, buy-to-let tops up other income and isn’t the sole or main income. Only 10pc derive half or more of their total income from their property lets.

The average landlord is aged 56.

Paragon personal financeFor more on buy-to-let including the latest trends in yields or news and tips relating to mortgage deals, tax and more, sign up to our weekly Money newsletter.

Paragon personal finance


Ford Dealer Victoria Park WA – John Hughes Ford – Victoria Park, ford finance calculator.#Ford #finance #calculator


John Hughes Ford

Ford finance calculator

Ford finance calculator

Ford finance calculator

Ford finance calculator

Ford finance calculator

Ford finance calculator

Ford finance calculator

Ford finance calculator

Ford finance calculator

Ford finance calculator

Ford finance calculator

Ford finance calculator

Ford finance calculator

Ford finance calculator

Ford finance calculator

Ford finance calculator

Ford finance calculator

Ford finance calculator

RANGER RAPTOR Coming in 2018

Ford finance calculator

Ford finance calculator

Ford finance calculator

Ford finance calculator

Contact, Location, Trading Hours

A Vehicle for Every Lifestyle

See our full lineup of vehicles and find the one that best fits you.

Ford finance calculator

Ford finance calculator

Ford finance calculator

Ford finance calculator

Welcome to John Hughes Ford

One of Perth s premier Ford dealers, we are dedicated to providing you with the best possible customer service. We carry the full Ford range including the ever popular Mustang, Ranger and Focus, with many models available for immediate test drive and delivery, view our stock here. We also carry a fantastic selection of used Ford vehicles, which you can browse here.

Since opening our doors in 2006 we have twice been awarded the prestigious Ford Dealer of the Year award, received a AAA rating for customer service, and awarded the Master Dealer title, proving that John Hughes Ford are dedicated to providing you with highest possible customer service.

Our service department can take care of all your Ford service requirements including log book servicing, routine maintenance, and any major repair or reconditioning work. If coming to us is not convenient, we have a fleet of mobile service vans able to tend to your requirements from the convenience of your home or office. Book your next service here.

John Hughes Ford is located just over the Causeway in Victoria Park.


Hong Leong Finance offering up to % for fixed deposits, Banking News & Top Stories – The Straits Times, hong leong finance.#Hong #leong #finance


The Straits Times

Hong Leong Finance offering up to 1.99% for fixed deposits

Hong Leong Finance (HLF) is offering promotional rates of up to 1.99 per cent – one of the highest in the market – for new fixed deposit customers.

Customers and selected organisations that deposit fresh funds of at least $25,000 for 13 or 18 months will enjoy special rates. The promotion, which started yesterday, was to mark the revamp of its website.

Those who deposit between $25,000 and below $50,000 for 18 months get a rate of 1.95 per cent a year; deposits between $50,000 and below $100,000 will receive 1.97 per cent, and those who save $100,000 or more will get the highest offer rate of 1.99 per cent.

Fixed deposit rates have been generally low, with most banks offering 0.32 to 0.34 per cent a year, on average, for a 12-month fixed deposit.

However, some banks are dangling carrots. CIMB Bank is offering 1.8 per cent in interest for a 12-month fixed deposit with a minimum of $10,000, for instance – an offer which ends Jan 3.

Higher interest rates are ahead, given policy changes in the United States. This will make funds more expensive for banks, so expanding deposits becomes more attractive.

At 1.99 per cent, HLF’s promotion ranks among the most generous.

Apart from interest rates, HLF is also offering new services to meet consumers’ demands, including its latest mobile-friendly website.

HLF president Ian Macdonald said the firm studied research that mobile Internet users make up a major group in Singapore, and designed a new website to deliver bite-sized content on the go.

“Early this year, we modernised and expanded our Jurong East Branch to cater for a digital space equipped with self-service terminals for our customers to make loan applications,” he said.

Ms Lim Xin, 26, a marketing executive, said: “The rate they offer is attractive and I may consider it, but I’ll also look at other factors such as how familiar I am with the bank that is offering the promotion.”


Paragon Diamonds Share Chat – Chat About PRG Shares – Stock Quotes, Charts, Trade History, Share Chat, Financial Terms Glossary, paragon personal finance.#Paragon #personal #finance


Paragon Diamonds Share Chat (PRG)

Paragon personal finance

Paragon personal finance

Paragon personal finance

Paragon personal finance

Paragon personal finance

Paragon personal finance

Paragon personal finance

Paragon personal finance

Paragon personal finance

Paragon personal finance

Paragon personal finance

Paragon personal finance

Paragon personal finance

Paragon personal finance

Paragon personal finance

Paragon personal finance

Share Discussion for Paragon Diamonds

Please login or register to post a message on Share Chat.

Paragon personal finance

Paragon personal finance

Paragon personal finance

Paragon personal finance

Paragon personal finance

Paragon personal finance

– Setup a personalised Watchlist and Virtual Portfolio.

Paragon personal finance

Datafeed and UK data supplied by NBTrader and Digital Look. While London South East do their best to maintain the high quality of the information displayed on this site,

we cannot be held responsible for any loss due to incorrect information found here. All information is provided free of charge, ‘as-is’, and you use it at your own risk.

The contents of all ‘Chat’ messages should not be construed as advice and represent the opinions of the authors, not those of London South East Limited, or its affiliates.

London South East does not authorise or approve this content, and reserves the right to remove items at its discretion.