Online Cash Loans, fast finance.#Fast #finance


Fast convenient online loans

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I needed to pay my son s school fees the same day. The banks were too slow but luckily MPOWA Finance were able to help. I got the cash in my account within 2 hrs without leaving my desk!

Mr Maboko, Kathlehong

Fast finance

I wanted a cash loan that was easy to apply for each month. With MPOWA Finance I never left my desk when applying for a new loan. I uploaded all my documents and just waited for the money!

Mr Moyo, Yeoville

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I needed a personal loan fast and could not take time off of work. With MPOWA Finance I got an INSTANT decision and was able to track my loan’s progress online! So easy convenient.

Mr Monedi, Soweto

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I needed cash for groceries a week before payday. MPOWA Finance gave me INSTANT approval and I got cash in my account on the same day!

Ms Ngwenya, Orange Farm

Fast finance

I was broke at months end and urgently needed money for petrol. I tried MPOWA Finance and was impressed with the slick application process. It was so easy to submit my documents and I had the cash in no time!

Mrs Brown, Fourways

Fast finance

I needed to pay my son s school fees the same day. The banks were too slow but luckily MPOWA Finance were able to help. I got the cash in my account within 2 hrs without leaving my desk!

Mr Maboko, Kathlehong

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Interest and fees

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Non-payment procedures

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Renewal policy

Fees and interest charges by MPOWA Finance (Pty) Ltd in terms of chapter 5 of Credit Act no.34 of 2005:

– Initiation Fee of R165+VAT on loan amount up to R1000, thereafter 10%.

– Service Fee of R60 per month.

– Interest of 5% per month (.17% per day. 60%p.a) for the first loan in a Calendar year. 3% (0.1% per day. 36%p.a) for any loan thereafter in that calendar year.

Loan Amount R1000 taken out on 1st of the month repayable on 31st of the month.

Initiation Fee: R171 incl VAT

Service Fee: R68.40 incl VAT

Interest: R50 (1st loan) subsequent loan R30

Interest rate: 5%pm 60%pa 1st loan in a calendar year. 3%pm 36%pa for subsequent loan taken out in that same calendar year.

Credit Cost Multiple incl VAT 1.29 1st loan & 1.27 for a subsequent loan in same calendar year.

Outstanding Loan Amount: R1289.40 1st loan R1269.40 subsequent loan.

Illustrative 347% APR 1st loan 323% APR subsequent loan.

– Interest of 3% per month will accrue on all outstanding balances

– All attempts will be made to contact the client to agree repayment terms, whereafter the account will be handed over to an external Debtor Collector who will add on their collection fees.

– Non – payment will result in a client’s National Credit Profile showing an unpaid account in arrears. Other credit providers assess these credit profiles when making lending decisions. Non-payment will impact your Credit Rating negatively and will affect future credit applications.

– Renewal is not automatic and is subject to credit rating, employment and affordability criteria.

– Based on the above criteria MPOWA Finance(Pty)Ltd will readjust your loan offer if your circumstances have changed significantly since your previous application.

– You may apply for a loan increase after 3 successful payments.

Fast finance

Interest and fees

Fees and interest charges by MPOWA Finance (Pty) Ltd in terms of chapter 5 of Credit Act no.34 of 2005:

– Initiation Fee of 16.5% of loan amount up to R1000, thereafter 10%. Limited to 15% plus VAT

– Service Fee of R60 per month.

– Interest of 5% per month (.17% per day. 60%p.a) for the first loan in a Calendar year. 3% (0.1% per day. 36%p.a) for any loan thereafter in that calendar year.

Loan Amount R1000 taken out on 1st of the month repayable on 31st of the month.

Initiation Fee: R171 incl VAT

Service Fee: R68.40 incl VAT

Interest: R50 (1st loan) subsequent loan R30

Interest rate: 5%pm 60%pa 1st loan in a calendar year. 3%pm 36%pa for subsequent loan taken out in that same calendar year.

Credit Cost Multiple incl VAT 1.29 1st loan & 1.27 for a subsequent loan in same calendar year.

Outstanding Loan Amount: R1289.40 1st loan R1269.40 subsequent loan.

Illustrative 347% APR 1st loan 323% APR subsequent loan.

Fast finance

Non-payment procedures

– Interest of 3% per month will accrue on all outstanding balances

– All attempts will be made to contact the client to agree repayment terms, whereafter the account will be handed over to an external Debtor Collector who will add on their collection fees.

– Non – payment will result in a client’s National Credit Profile showing an unpaid account in arrears. Other credit providers assess these credit profiles when making lending decisions. Non-payment will impact your Credit Rating negatively and will affect future credit applications.

Fast finance

Renewal policy

– Renewal is not automatic and is subject to employment and affordability criteria.

– From time to time MPOWA Finance(Pty)Ltd reserve the right to do a new enquiry on your credit profile and readjust your loan offer if your circumstances have changes since first approval.

– Upon reapplication you will qualify for the same amount until you have successfully repaid 3 consecutive loans. Thereafter, if you feel your employment or credit circumstances have improved, you may apply for an increase through your assigned loan officer.

– No fees are charged to renew/ reapply for loans.


6 Tips to Sell a House Fast in Any Market, fast finance.#Fast #finance


6 Tips to Sell a House Fast in Any Market

Fast finance

Money Girl recommends 6 tips to speed up the sale of your home without sacrificing profit–in any real estate market.

If you ve ever been in a situation where you need to sell a house fast, you know how frustrating it can be. Day after day, you hope the perfect buyer will come along and make a great offer.

Fortunately, there are ways to speed up the sale of your home, without sacrificing profit. In this episode, I ll give you 6 tips to sell your home as quickly as possible, in any real estate market.

How to Sell a House Fast in Any Market

Fast finance

I m sure you know that real estate markets vary drastically depending on where you live. I relocated from central Florida to the San Francisco Bay Area in 2013, and am still experiencing real estate sticker shock!

For instance, according to Zillow.com, the median home value in the San Francisco metro area is $688,600. The median for the Orlando metro area is just $161,600. Spending $500,000 on a home in central Florida buys you a mansion on a lake, while you d be hard-pressed to find something habitable for that price on the San Francisco peninsula.

In most of the U.S., real estate values have generally rebounded from the lows we saw in 2011. Plus, rising rents and cheap mortgage rates are pushing more renters to consider becoming homeowners in many markets.

So, if you re considering selling your home, it may be a good time. But before you put out the for sale sign, follow these 6 tips to make sure you sell as quickly as possible–and for the best price:

Selling Tip #1: Improve Your Curb Appeal

Nothing is more important than a first impression. So consider what a potential home buyer may think as he or she drives up to your property for the very first time.

Walk out into your street and look–and I mean really look–at your home to see its shortcomings. Is it attractive, clean, and well-kept, or does it need maintenance that you ve been putting off?

After you ve been in a home for a while, it can be difficult to see it objectively. So take suggestions from a real estate professional, friends, or prospective buyers about how to make it show better.

When your home is on the market, it s critical that your landscaping is well-groomed and your lawn is mowed 24/7. Plus, your driveway, exterior porches, and exterior walls must be clean, too.

If you put money into cleaning up the outside of your home, I can guarantee that buyers will be more likely to take a tour of the inside. Curb appeal is what draws buyers in, helps maintain their interest, and sets your home apart from the competition.

Remember that unless you re willing to discount a home s price well below market value, prospective homebuyers generally won t want to buy a house that needs a lot of work.


About FAST, Finance – Thompson Rivers University #micro #finance


#fast finance

#

About FAST

The Finance Division’s goals are to provide effective financial services, support a variety of business processes, and maintain an accurate and timely management information system. Providing you with access and training to understand this information will enable you to manage effectively, make sound decisions, and efficiently utilize institutional resources.

TRU has acquired the FAST reporting product, which allows secure, real-time reporting in a user-friendly web-based environment. The Finance Division will provide training sessions, usually during August and September, to acquaint you with our financial services, enable you to discuss specific financial concerns, provide access and an orientation to the electronic inquiry capabilities of our new FAST product, and assist you in reading or interpreting financial reports. With the implementation of new reporting product we think all Deans, Directors, and Chairs will find this particularly useful.

With your valuable assistance we have been able to improve our financial reporting system and we are always open to new ideas that will enable you to effectively manage your department costs.

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Fast finance with new online NAB QuickBiz Loan #auto #finance #calculator


#fast finance

#

Fast finance with new online NAB QuickBiz Loan

National Australia Bank (NAB) today announced it will introduce a new $50,000 unsecured business loan for Australian small businesses.

The NAB QuickBiz Loan. which has been developed by in-house innovation hub NAB Labs and will launch in early June, allows eligible customers to apply for up to $50,000 in funding via a new online application process.

The new online platform uses NAB’s Application Programming Interface (API) technology to assist with the credit check on the customer’s application and provide an automated credit decision within minutes. Customers will have finance for their business account within three days of NAB receiving their signed loan document.

NAB Group Executive Business Banking Angela Mentis said: The Australian economy relies on entrepreneurs who innovate, establish new industries and create jobs. As the biggest business bank in the country, we stand ready to back Australian businesses with great ideas, providing simple, quick funding solutions to support small businesses looking to grow .

New NAB research shows around 1 in 3 Australians would like to run their own business with young Australians clearly the most aspirational (nearly 1 in 2) and this offer will help businesses in those early years with the important cash flow they may need.

The research also showed that banking support (49%) is still commonly cited as a critical element to building businesses.

In the early days of business ownership, small businesses often only require small amounts of funding – and many owners don’t have a property or other significant assets to secure a loan against. We’re responding to these customer needs, placing more emphasis on the strength of the business rather than traditional physical bricks and mortar security, Ms Mentis said.

The initiative means NAB is the only big four bank to offer such an online service without a third party referral involved.

Executive General Manager NAB Labs, Jonathan Davey, said the NAB QuickBiz Loan was another example of the bank’s agile approach to meet customer needs.

We are listening to our customers and focusing on the development of capabilities to drive better customer experiences, Mr Davey said.

It’s another example of NAB Labs agile development and rapid prototyping approach, where we build to decide, rather than decide to build, delivering solutions that make a real difference for our customers.

Quick facts about the NAB QuickBiz Loan

  • To launch in early June.
  • To be eligible a business must have been in operation for at least 12 months. The business type must be a Sole Trader, Partnership with two or less partners or Private Company with two or less directors.
  • The loan will be offered at an interest rate of 13.85% with no establishment or service fees (Unsecured, Fixed 12 or 24 month terms, monthly P I repayments).
  • Once NAB receives the customer’s executed contracts – funds will be available within the customer’s account within three working days.
  • More information about the NAB QuickBiz Loan can be found here

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Fast Finance Auto Sales #gmac #auto #finance


#fast finance

#

Get Approved For as little as 99 up front*

Don’t settle for less Get the car you really want

Shop Online 24/7

Get The Keys With PLPD

The other guys require full coverage insurance. Think about it. full coverage insurance raises your cost of ownership significantly. Sometimes a few thousand dollars a year or more. Fast Finance Auto Sales helps you pay off your car sooner by not requiring full coverage insurance. We call it “Get the Keys With PLPD”. Our customers call it “Genius”. Some restrictions apply. Ask us for details.

Get Your Credit Rolling®

Fast Finance Auto Sales reports your on time payments to the credit bureau. Not everyone does this. Fast Finance Auto Sales understands how important it is to rebuild your credit. Thats why we own the registered trademark for “Get Your Credit Rolling®”.

As Little As 99¢ up front*.

Fast Finance Auto Sales has helped thousands of car buyers get approved for a loan and drive away for as little as 99¢ up front*. Other dealers claim “No money down” but Michigan sales tax – 6%, registration fees, delivery fees, fees fees. The next thing you know no money down is over $1000 up front. When we say as little as 99¢ up front* we mean that you can give us a dollar. We’ll give you back a penny and you’re driving away in your car, approved and rebuilding your credit. Some restrictions apply, see Fast Finance Auto Sales for details.

Fast Finance Auto Sales
Website design by Houser and Hennessee Advertising, Nick Fulmer & Larry Hennessee
*With Approved Credit. Some restrictions apply. See Fast Finance Auto Sales for details.


New, Used Cell Phones – Trade, Sell, Buy Cell Phones #cell #phone #repair, #iphone #repair, #iphone #screen #repair, #unlock #iphone, #unlock #phones, #ipad #repair, #fast #repair, #samsung #phone #repair, #water #damage #phone #repair, #phone #charging #port #repair, #iphone #charging #port #repair, #cell #phone #screen #repair.


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Cell Phone Sell trade Cell Phone Unlocking Cell Phone Repair

Buy new and used cell phones from Fast Repair’s large selection of top brand cell phones. We stock the most popular and sometimes hard to find cell phones at prices that make you think you’re buying dealer direct! The coolest part about purchasing your phone from Fast Repair is that we require NO CONTRACTS.

Sell us your old cell phone instead of throwing it away. Our environment has enough to worry about, instead of tossing your old cell phone in the trash, bring it in or mail it to Fast Repair and receive cash or credit towards another phone. It’s an easy way to make money by staying green and recycling with Fast Repair! To sell or trade used cell phones call your nearest Fast Repair location or bring your used cell phones into one of our stores for a free evaluation! Call your nearest Fast Repair location for more details!

Book an appointment now

ABOUT IPHONE UNLOCKING

CDMA and GSM phones are generally locked to its defaulted service provider, however, only unlocked GSM phones can be easily switched from one carrier to another. Here at Fast Repair we can help you unlock most major phone models and carriers so you can freely use your currently cell phone device with other service provider of choice. Contact our stores and our representatives can assist you with your unlocking service needs.


Phones We Repair

More Repair Info

Did you break your cell phone’s antenna or LCD screen? Do you find the microphone or power switch malfunctioning? How about your charger and battery? Are they still in top shape? These are just some of the problems that cell phone owners like you face everyday, and this is how Fast Repair can help you. Fast Repair can replace your antenna and LCD screen, and fix your power switch and microphone. And it does not stop there. They can even fix other areas of your cell phone, particularly the speaker, battery, ring tone buzzer, keypad, charger, sim chip, volume switch, and vibrator. And if that is not enough, they can repair your PA and replace your VCO. That is how powerful Fast Repair’s cell phone repair services can be. Just imagine seeing your cell phone in perfect condition again, just because you took the time to give the job to a cell phone repair service. Imagine being able to talk to your loved one because of a perfect speaker and microphone, and being able to text your friends because of a perfect working keypad. Imagine talking for long hours on your phone without its battery constantly signaling that it is almost out of power. But you can only achieve this if you face the problem and take it to the pros, Fast Repair, the cell repair experts. There are so many reasons why you should entrust your cell phone repair with people who know what to do. While you can try to do it alone, the time you will spend is not worth it. Why spend your precious time when you can let other people do the cell phone repair for you?

C ell phone repair services, like the ones Fast Repair LLC offers, have become a necessity, as cell phones have become an indispensable part of life. When people’s cell phones break, it is like their lives are put to a halt. They cannot connect with other people and do their jobs. Now if this describes you, then perhaps you are looking for a cell repair service you can trust. Look no further, for Fast Repair, the Bay Area’s fastest and most reliable cell phone repair service, is right here.

Don’t waste your time trying to solve your cell phone repair problem yourself. Leave it to people who know the ins and outs of your cell phone. Let Fast Repair take charge.


How Accounting Has Been Changed Over Time With Technology #fast #accounting #degree


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How Accounting Has Been Changed Over Time By Technology

Luca Pacioli (1494) the first to describe the systems of debits, credits, journals and ledgers. Pacioli’s writings are the basis of modern accounting. Summa de Arithmetica, Geometria, Proportioni et Proportionalita (“Review of Arithmetic, Geometry, Ratio and Proportion”), a twenty-seven page treatise on double-entry accounting, was one of the first items to be published on the Gutenberg printing press. Leonardo da Vinci was one of Pacioli’s students in Milan.

The Modern Accountant

Before accounting computer programs:

  • Entries were done manually
  • Eistakes could mean hours of recalculation and “missing” money
  • Einding errors was tedious work
  • Stereotypical introverted/glasses-wearing/math nerd/pocket-protector image is perpetuated

After accounting programs:

  • Eliminated calculators, paper ledgers, and pencils
  • Lowered the margin for error
  • Made mistakes easy to find and correct
  • Got the job done faster

2010 saw 1,216,900 employed accountants.

  • Expected job growth of 16% (average)
  • Everage annual wage at $61,690
  • 1/5 work more than 40 hours a week

Computers have changed the nature of accounting, turning it into a fast-paced and dynamic profession.

The beginning of the shift in accounting technology came in the form of simple spreadsheet programs.

  • Upgraded companies from manually calculated spreadsheets.
  • VisiCalc pioneered automatically updating cells
  • Quickly dominated the market for day-to-day bookkeeping
  • Over 80% of bookkeeping using Quickbooks
  • 4.5 million companies use QuickBooks
  • The most popular accounting program in the US

SaaS (software as a service) Accounting

  • Web-based
  • Secure hosting locations
  • Clients and accountants collaborate on the same information
  • For most companies, moving to the Cloud reduces IT expenses from between 30% and 70%

People skills have become just as important as keeping the numbers in check. Because of these automated programs, accountants have more time to:

  • Interpret data
  • Give good financial advice
  • Suggest smart business decisions
  • Be more involved in their client’s business

Now accountants are expected to recommend best-practices to management and suggest ways to reduce costs while improving profit. The stereotypical “task-oriented” accountant is outdated as is the the “shoe box full of receipts”. The accountant has become a business consultant rather than a mathematical tool.

Sources


FAST – finance reporting #finance #manager #jobs


#fast finance

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Home FAST finance reporting

FAST finance reporting

Millennium’s FAST Finance Reporting provides decentralized self service financial reporting for all account holders, allowing fully supported, drill down access to all accounts for that user. Reports include relevant, timely information for actuals, commitments and budgets, showing where money is being spent and how it compares to approved budget amounts.

  • provides decentralized self service financial reporting for all account holders,
  • all numbers are fully supported with additional drill down to detailed transactions,
  • provides timely, relevant information for actuals, commitments, budgets and forecasts,
  • shows where money is spent and how that compares to approved budgets amounts,
  • reports summarized by any fields in the chart of account, at any hierarchy level,
  • pre build reports include data from Operating Statements, Balance Sheet, Trial Balance and position control,
  • operating report formats include current year, data range, comparative, monthly, quarterly and annual trends and variances, Project to date and Forecasts,
  • limited by menu security, row level security and restricted field security,
  • complete data warehouse that refreshes nightly or on a schedule defined by the organization, providing no down time, even during a refresh,
  • flexibility to customize the data warehouse to meet the specific business rules for each organization,
  • Includes a financial statement editor that allows users to create customized groupings of data with fully supported drill down to details. Many organizations use this to create lead sheets for financials or to report to government agencies when their chart of accounts groupings do not meet the needs of the report.

Scroll through to see some of the great features!

Report Builder is also included, allowing you to build your own reports and data entry pages.

Report Scheduler is also included, allowing you to schedule and distribute pinned reports via email.


Fast finance with new online NAB QuickBiz Loan #express #finance


#fast finance

#

Fast finance with new online NAB QuickBiz Loan

National Australia Bank (NAB) today announced it will introduce a new $50,000 unsecured business loan for Australian small businesses.

The NAB QuickBiz Loan. which has been developed by in-house innovation hub NAB Labs and will launch in early June, allows eligible customers to apply for up to $50,000 in funding via a new online application process.

The new online platform uses NAB’s Application Programming Interface (API) technology to assist with the credit check on the customer’s application and provide an automated credit decision within minutes. Customers will have finance for their business account within three days of NAB receiving their signed loan document.

NAB Group Executive Business Banking Angela Mentis said: The Australian economy relies on entrepreneurs who innovate, establish new industries and create jobs. As the biggest business bank in the country, we stand ready to back Australian businesses with great ideas, providing simple, quick funding solutions to support small businesses looking to grow .

New NAB research shows around 1 in 3 Australians would like to run their own business with young Australians clearly the most aspirational (nearly 1 in 2) and this offer will help businesses in those early years with the important cash flow they may need.

The research also showed that banking support (49%) is still commonly cited as a critical element to building businesses.

In the early days of business ownership, small businesses often only require small amounts of funding – and many owners don’t have a property or other significant assets to secure a loan against. We’re responding to these customer needs, placing more emphasis on the strength of the business rather than traditional physical bricks and mortar security, Ms Mentis said.

The initiative means NAB is the only big four bank to offer such an online service without a third party referral involved.

Executive General Manager NAB Labs, Jonathan Davey, said the NAB QuickBiz Loan was another example of the bank’s agile approach to meet customer needs.

We are listening to our customers and focusing on the development of capabilities to drive better customer experiences, Mr Davey said.

It’s another example of NAB Labs agile development and rapid prototyping approach, where we build to decide, rather than decide to build, delivering solutions that make a real difference for our customers.

Quick facts about the NAB QuickBiz Loan

  • To launch in early June.
  • To be eligible a business must have been in operation for at least 12 months. The business type must be a Sole Trader, Partnership with two or less partners or Private Company with two or less directors.
  • The loan will be offered at an interest rate of 13.85% with no establishment or service fees (Unsecured, Fixed 12 or 24 month terms, monthly P I repayments).
  • Once NAB receives the customer’s executed contracts – funds will be available within the customer’s account within three working days.
  • More information about the NAB QuickBiz Loan can be found here

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Cloud Storage () #fast #cloud #storage


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Cloud Storage (pitt.box.com)

What is pitt.box.com?

All University of Pittsburgh students, faculty, and staff have access to Box, a secure cloud storage solution that provides unlimited storage space as well as numerous collaboration features. Users can invite others to collaborate on group projects, share files with a simple Web link, add comments alongside documents, and assign tasks with due dates – all from anywhere you have Web access. Box can be used with almost any smartphone or tablet. Box archives all the revisions made to a file and enables users to sync files to their desktop.

How might you use Box? Here are some ideas.

Leave your flash drive at home: Your files are stored securely in the cloud so that you can access them anywhere at any time.

Send big files fast: Have a file that’s too big to email? Upload it to Box and share it with a link.

Collaborate on a project: Need to work on a group project for class? With Box, everyone can view and edit files in one location. Add comments right alongside the files. Assign tasks with due dates. Receive real-time updates when someone edits or comments on a document. View previous versions of files. Box is a more efficient way to manage group work because it puts an end to “reply all” email chains and endless file attachments.

Store it all and stay organized: You don’t have to share files on Box. You can just use it as your own personal storage space. And Box makes it easy to find everything you store. Organize files into folders, just like you do on your computer. Search for specific text within your files. Tag your files with keywords so that you can quickly find what you need.

Accessing Box

Just log in at pitt.box.com to get started. You can also log in at My Pitt by clicking the Box Login link on the right-hand side of the page.

Note: Box uses state-of-the-art technology and industry best practices for data encryption during transit to and from the Box cloud, as well as while stored within Box. However, some types of data should not be stored on Box.

Learn more about using Box