PNB Housing Finance files draft papers for Rs 2500cr IPO #manappuram #finance


#pnb housing finance

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PNB Housing Finance on July 5 approached SEBI for an initial public offer worth up to Rs 2,500 crore.

The leading housing finance firm, promoted by Punjab National Bank, would be using the proceeds from the share sale mainly towards augmenting its capital base.

According to the Draft Red Herring Prospectus (DRHP), the company plans to raise up to Rs 2,500 crore through the initial share sale and a portion would be reserved for the employees.

The housing finance company plans to utilise the proceeds to augment the company’s capital base and for general corporate purposes, as per the DRHP.

“We believe that the listing of our equity shares will enhance our visibility and brand name among existing and potential customers,” it added.

For the year ended March 2016, PNB Housing Finance reported a profit after tax of Rs 327.57 crore while revenue from operations stood at Rs 2,699.54 crore in the same period.

At the end of March 2016, PNB had 51 per cent stake in the company. Post IPO, it would “continue to hold approximately 35-37 per cent of the issued and paid-up share capital”, according to the DRHP.

Kotak Investment Banking, BofA Merrill Lynch, JM Financial, J P Morgan and Morgan Stanley are the global coordinators and book running lead managers for the proposed issue.

The company plans to grow business and loan portfolio by consolidating position in key geographies as well as by expanding into specific target markets such as the affordable housing segment.


Hinduja Leyland Finance files IPO papers to mop-up Rs 500 crore – The Economic Times on Mobile #finance #news #today


#ashok leyland finance

#

Hinduja Leyland Finance files IPO papers to mop-up Rs 500 crore

The initial public offer comprises fresh issue of equity shares worth Rs 500 crore and an offer for sale up to 26,608,810 scrips by existing shareholders.

NEW DELHI: Hinduja Leyland Finance. an arm of Ashok Leyland. has filed draft papers with capital markets regulator Sebi to raise at least Rs 500 crore through the initial share sale.

The initial public offer (IPO) comprises fresh issue of equity shares worth Rs 500 crore and an offer for sale up to 26,608,810 scrips by existing shareholders.

The company is considering a pre-offer placement of up to 2.6 crore equity shares for an amount not exceeding Rs 200 crore.

“Hinduja Leyland Finance. a subsidiary company of Ashok Leyland has filed today the Draft Red Herring Prospectus (DRHP) with Sebi for the proposed initial public offering of equity shares,” Ashok Leyland in a regulatory filing to stock exchanges.

It has appointed Axis Capital, ICICI Securities, SBI Capital Markets and Yes Securities as the merchant bankers for the public issue.

Hinduja Leyland Finance, a non-banking finance company (NBFC), provides customised finance to utility vehicles, tractors, cars, two wheeler and other commercial vehicles, focusing on the semi-urban and rural sector.

Hinduja Leyland finance, part of Hinduja Group which has global presence in automobiles, energy, IT/ITES, banking and finance, media, entertainment and infrastructure.


Split PST File by Date, Size, Year – Folder #archive #pst #files


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Split PST in Outlook of Large Size

  • Split unlimited Outlook PST into smaller PST by creating New PST
  • Split Outlook PST Files – Date, Year, Folder and Size.
  • Split large PST file into any number of smaller sections
  • Supports all versions of Outlook: 2013, 2010, 2007, 2003, 2002
  • Single panel utility, No need to navigate it on other screen.

Features of Split PST Software to Split PST in Outlook of Large Size

Split PST by Size

Split Outlook PST file by Size option permit you to select PST file by desirable size range. For e.g. If you have 2 GB of PST file then you can either choose 2 files of 1 GB or 4 files of 512 MB.

Split PST by Date

You can select specific date range and break PST files in Outlook creating PST file for after and before the specified date range. In this option you need to choose the exact date before and after in which you wish to split.

Split PST by Year

This is the way to divide PST file by year so that you can create separate PST file based on specific year range. For e.g. you can divide PST file between two selected years like 2000-2013.

Split PST by Folder

This option allows to Splitting PST files by folder (Inbox, Outbox, Sent items etc). If the size is more than the particular selected folder then the tool create other division of that folder.

Easily Improve performance

By using the software, users can easily improve Outlook performance by reducing PST file size by splitting them into multiple smaller chunks without any data hampering.

Split Complete Mailbox

Split PST easily divide entire Outlook mailbox like journals, notes, cantacts, calendars, task etc into mutiple smallars parts.You can easily save them at secure location.

Speedy PST Splitting

Split PST software provides speedy process of dividing PST files so that users don’t have to waste their precious time while installing processing it. No technical skill is require.

Meta Data Intact

Split Outlook PST File Software kept all its Meta data informations like to, cc, bcc, sent recieve. attachments, date etc as it is during the entire splitting process.

Split infinite Outlook Files

Split PST Tool has potential to split unlimited PST files without any data loss. You can divide any numbers of PST into smaller parts.The software creates NEW PST for each splitted folder.

Supports All versions

PST Splitter software supports all versions of MS Outlook 2000, 2003, 2007, 2010 (32 bit and 64 bit) and MS windows XP, Vista, 2000, 2003, 2008, Window 7 and Window 8.

Simple Steps to Divide PST files – Get it Here!

PST Splitter to divide large and Heavy Outlook PST Data files into smaller parts. Split entire Outlook Mailbox like Personal date, journals, notes, calendar, contacts, task etc without lossing any data.

Select Split Option

To start the process, you need to select Outlook PST File format option (ANSI or Unicode) then select Split option to Split PST (By Size, folder, size and year)

After selecting split option, you need to import larger PST file which you need to split into smaller one.

Select destination folder where you want to keep the splitted files and click on Split to process.

System Specification

How to Open MLT Files – File Extension MLT #mlt #file,mlt #files,mlt #file #extension,open #mlt #file,how #to #open #mlt #file,how #to #open #a #mlt #file,what #is #mlt #file,what #is #a #mlt #file,mlt #file #format,mlt #file #type


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What is File Extension MLT?

by: Jay Geater. Chief Technology Writer

Did someone email you a MLT file and you’re not sure how to open it? Maybe you have found a MLT file on your computer and wondering what it’s for? Windows might tell you that you can’t open it, or in the worst case, you might encounter a MLT file related error message.

Before you can open a MLT file, you’ll need to figure out what kind of file the MLT file extension refers to.

Tip: Incorrect MLT file association errors can be a symptom of other underlying issues within your Windows operating system. These invalid entries can also produce associated symptoms such as slow Windows startups, computer freezes, and other PC performance issues. Therefore, it highly recommended that you scan your Windows registry for invalid file associations and other issues related to a fragmented registry.

Answer:

MLT files are Uncommon Files primarily associated with mAirList Desktop Template (Torben Weibert).

MLT files are also associated with Forecast Pro Multivariate Forecast File (Business Forecast Systems Inc.) and FileViewPro.

Additional types of files may also be using the MLT file extension. If you are aware of any other file formats using the MLT file extension, please contact us so that we can update our information accordingly.

How To Open Your MLT File:

MLT File Opener

The fastest and easiest way to open your MLT file is to double-click it. This allows the intelligence of Windows to decide the correct software application to open your MLT file.

In the case that your MLT file doesn’t open, it is highly likely that you do not have the correct software application installed on your PC to view or edit MLT file extensions.

If your PC opens the MLT file, but it’s the wrong application, you’ll need to change your Windows registry file association settings. In other words, Windows is associating MLT file extensions with the wrong software program.

We highly recommend scanning your Windows registry for invalid file associations and other related registry issues.

Software Downloads Associated with File Extension MLT:

* Some MLT file extension formats can be opened in binary format only.

MLT File Analysis Tool™

Unsure about which type of MLT file you have? Do you want to know exactly what it is, who created it, and how to open it?

Finally, you can now discover everything you need to know about your MLT file. instantly!

The revolutionary MLT File Analysis Tool™ scans, analyzes, and reports back every detail about your MLT file. Our patent-pending algorithm quickly analyzes your file, and within moments, presents this information to you in an elegant, easy-to-read format.

In seconds, you will learn exactly what type of MLT file you have, the software program associated with your file, the publisher who created it, its security safety status, and a variety of other useful information.

To begin your free file analysis, simply drag-and-drop your MLT file inside the dotted lines below, or click “Browse My Computer” and select your file. Your MLT file analysis report will then be displayed directly below in this browser window.

Drag & Drop Your MLT File Here To Begin Analysis

Browse My Computer

Please also scan my file for viruses

Solvusoft: Microsoft Gold Certified Company


How to recover data after Windows computer system restore #data #recovery #after #system #restore, #recover #data #after #system #restore, #recover #lost #files #after #system #factory #reset


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Windows data recovery software recovers lost files after system restore

How to recover data after Windows computer system restore

My Windows 7 laptop wont turn on so I pressed F11 and did a system recovery, now I can turn on my computer however all my pictures, movies, office documents and music files are gone. Anyone knows how to retrieve my files after system restore?

It’s very often that computer problem happens and we have to reset our computer to factory settings, or did system restore and lost all files. So are we able to get back files after system restoer. If yes, what is the best way to recover data after computer factory reset.

Data Recovery after System Restore

When system restore to factory settings, it resets all programs and files to be facotry state. So your personal data saved later in programs may be erased. But don’t worry, a good data recovery tool can scan the system and find out the deleted files during system restore. Recommended Asoftech data recovery as it is easy to use, and specially designed to work for data lost during system restore. Asofteh data recovery software uses read only operation so it will not causes any damage to Windows system while recovering lost files. The data recovery software supports latest Windows 8, and Windows 7, vista, XP. It works well for desktop computer and laptop computers.

Once you realized that you need to recover lost files incuding photos, videos, songs, documents such as Microsoft Word docx files, Powerpoint Presentation ppt files, Microsoft Excel files, pdf, and folders, try not use computer. Do not use the computer to browse Internet, do not install or uninstall any program on computer, do not open or close any program on computer. This is to prevent new files to be written to computer which may cause data overwritten, which will lower the chance of data recovery after system restore.

Now use another computer to download Asoftech data recovery software from link below

Steps to recover data after system restore

Use a flash drive (or any other external drive) to transfer the installer apr.exe file you downloaded above, to the computer which lost data after system restore. Install Asoftech Data Recovery program there, select external drive when you install the program.

If the computer is dead, you will have to take out the hard drive and connect the hard drive to another computer as an external hard drive. Then you can follow this external hard drive data recovery tutorial.

Step 1. Run asoftech data recovery program, and then select computer system hard drive, then hit “Next” to scan for lost files.

Step 2. List of lost files will be shown in result page. Select files you want to recover and hit “Recover” to recover those files.

Download Data Recovery software and recover lost files after system restore now

You can recover your deleted files worldwild as you can do it by yourself on your computer. So you do not need to go to data recovery centres, looking for data recovery services from specialists. You can performa data recovery and photo recovery worldwide, including countries Japan, USA, UK, Canada, Australia, New Zealand, India, Pakistan, Nigeria, Philippines, Germany, Bangladesh, Egypt, France, Italy, Thailand, Netherlands, Nepal, South Africa, Poland, Turkey, Iraq, Spain, Sweden, Kenya, Cameroon, Malaysia, Russia, Belgium, Israel, Austria, long island, Romania, Zimbabwe, Greece, Sierra Leone, Mexico, Denmark, Switzerland, Morocco, Norway, Ireland, Singapore, Ghana, Tanzania, Finland, Portugal, Liberia, Jordan, Algeria, Jamaica, Guinea, Uganda, Hong Kong, Czech Republic, Argentina, Yemen, Croatia, in cities such as chennai, bangalore, toronto, mississauga, delhi, kolkata, mumbai, pune, dubai, london, nottingham, hyderabad, Sheffield, Croydon, Barking, Bristol, Manchester, Watford, Luton, Dartford, Gatwick, Reading, Norwich, Chelmsford, Newhaven, Northampton, Southampton, Nottingham, Derby, Abingdon, Gloucester, Bury St Edmunds, Exeter, Los Angeles, Melbourne, Chicago, Houston, Perth, Philadelphia, Phoenix, San Francisco, Detroit, San Jose, Dallas, kenya, birmingham, finchley, vancouver, canada, montreal, ottawa, calgary, winnipeg, Australia, sydney, melboune, brisbane, auckland, hamilton, waikato, Atlanta, Boston, Riverside, Seattle, Minneapolis, Tampa, St. Louis, Baltimore, San Antonio, Delaware, Denver, Charlotte, Pittsburgh, Portland, West Midlands, Greater Bristol, Cardiff, Greater Glasgow, West Yorkshire, Bradford, Leeds, Liverpool, Greater Manchester, Nottingham-Derby, Portsmouth-Southampton, South Yorkshire (Sheffield), Newcastle-Sunderland, Paris, Randstad, Istanbul, Moscow, Saint Petersburg, Berlin, Madrid, Rome, Kiev, Bucharest, Minsk, Vienna, Hamburg, Budapest, Warsaw, Barcelona, Kharkiv, Munich, Milan, and states Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, San Diego, Miami, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming.

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Hinduja Leyland Finance files IPO papers to mop-up Rs 500 crore – The Economic Times on Mobile #finance #report


#ashok leyland finance

#

Hinduja Leyland Finance files IPO papers to mop-up Rs 500 crore

The initial public offer comprises fresh issue of equity shares worth Rs 500 crore and an offer for sale up to 26,608,810 scrips by existing shareholders.

NEW DELHI: Hinduja Leyland Finance. an arm of Ashok Leyland. has filed draft papers with capital markets regulator Sebi to raise at least Rs 500 crore through the initial share sale.

The initial public offer (IPO) comprises fresh issue of equity shares worth Rs 500 crore and an offer for sale up to 26,608,810 scrips by existing shareholders.

The company is considering a pre-offer placement of up to 2.6 crore equity shares for an amount not exceeding Rs 200 crore.

“Hinduja Leyland Finance. a subsidiary company of Ashok Leyland has filed today the Draft Red Herring Prospectus (DRHP) with Sebi for the proposed initial public offering of equity shares,” Ashok Leyland in a regulatory filing to stock exchanges.

It has appointed Axis Capital, ICICI Securities, SBI Capital Markets and Yes Securities as the merchant bankers for the public issue.

Hinduja Leyland Finance, a non-banking finance company (NBFC), provides customised finance to utility vehicles, tractors, cars, two wheeler and other commercial vehicles, focusing on the semi-urban and rural sector.

Hinduja Leyland finance, part of Hinduja Group which has global presence in automobiles, energy, IT/ITES, banking and finance, media, entertainment and infrastructure.


Legal Effects When Only One Spouse Files for Bankruptcy #legal #effects #when #only #one #spouse #files #for #bankruptcy, #


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Legal Effects When Only One Spouse Files for Bankruptcy

Locate a Local Finance Lawyer

Do I Have to File Bankruptcy with My Spouse?

If only one partner in a marriage owes debt, then only that partner should file for bankruptcy. Debts where spouses are joint and severally liable for payment will remain with the spouse who has not filed for bankruptcy. However, in states, that follow community property law, single spouse bankruptcy for joint debts may in some situations be advantageous.

Will My Credit or Property Be Affected If My Spouse Files Bankruptcy?

In general, one spouse filing for bankruptcy will not affect the other spouse s financial situation, including the other spouse’s credit rating. A debt is created by contract between a debtor and a creditor each debtor must sign the contract to be liable for payment. Therefore, the bankruptcy of one spouse does not cause the other to become bankrupt.

Does Single Spouse Bankruptcy Change the Nature of Joint Debts?

Under Chapter 7 bankruptcy. when a spouse s debts are wiped clean, the creditor can go after the other spouse. However, a major advantage of Chapter 13 bankruptcy. where the debtor plans to re-pay her debts, is that the creditor will leave the co-debtor alone, as long as bankruptcy plan payments are timely deposited.

Are There Any Exceptions?

While the bankruptcy of one spouse does not generally affect the other, there are some notable exceptions. For example, the bankruptcy of one s spouse may show up on the other s credit report if joint debt is involved a contentious area of the law. Also, if applying for a joint loan in the future, the bankruptcy of one spouse will affect the creditworthiness of the applying couple.

Another exception has to do with jointly held property. In a normal bankruptcy, much of the debtor s (non-exempt) property is hauled away by creditors. If that property is jointly held, it can also be taken away. This is of vital importance in community property states, states where both spouses in a marriage own and are responsible for all the debt and property acquired during the marriage. The community property states are Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington and Wisconsin.

By the same token, after the community property is boxed up and hauled away, property acquired by the non-filing spouse after the spouse s bankruptcy is no longer accessible by the non-filing spouse s creditors. Any joint debts discharged by the bankruptcy of a single spouse also apply to the non-filing spouse. In other words, the non-filing spouse in community property states gets a partial advantage from her spouse s bankruptcy. From that point on, creditors can only go after the non-filing spouse s separate property such as that acquired before marriage, by gift during the marriage, or by inheritance.

Why Do I Get Phone Calls and Letters from Collection Agencies?

Sometimes collection agencies will pursue both spouses even though only one spouse owes debt. If you feel that the calls and letters asking for payment are only meant for your spouse but are still addressed to you, there are a couple of steps you can take to minimize the annoyance. First, you should request proof of responsibility for those debts from the debt collectors bombarding you with collection demands. Assuming that the debt is solely to your spouse s name, you can ask the collectors to stop. If your spouse has already filed for bankruptcy, he or she can ask the bankruptcy court for an automatic stay to halt all collection activity.

Can I File for Bankruptcy without My Spouse s Knowledge?

Legally and in theory, yes, it would be possible for one spouse to file for bankruptcy without the other partner ever finding out. However, Chapter 7 bankruptcy uses income as a test for eligibility and utilizes income garnishment as a means of settling debt. The non-filing spouse will certainly notice if his or her paychecks are being collected by the bankruptcy court for debt repayment.

Even outside Chapter 7 bankruptcy though, there are plenty of other ways for a spouse to discover his or her partner s financial situation. Hiding bankruptcy is a temporary solution at best and is not healthy to any marriage.

Do I Need an Attorney?

If you are undergoing a bankruptcy, it is best to consult with a lawyer. A bankruptcy attorney will be able to advise you as to whether bankruptcy would be beneficial and which chapter of bankruptcy you should file for. Additionally, the attorney will be able to tell you whether your spouse will be affected in any way if you file for bankruptcy.

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Hinduja Leyland Finance files IPO papers to mop-up Rs 500 crore – The Economic Times on Mobile #reliance #home #finance


#ashok leyland finance

#

Hinduja Leyland Finance files IPO papers to mop-up Rs 500 crore

The initial public offer comprises fresh issue of equity shares worth Rs 500 crore and an offer for sale up to 26,608,810 scrips by existing shareholders.

NEW DELHI: Hinduja Leyland Finance. an arm of Ashok Leyland. has filed draft papers with capital markets regulator Sebi to raise at least Rs 500 crore through the initial share sale.

The initial public offer (IPO) comprises fresh issue of equity shares worth Rs 500 crore and an offer for sale up to 26,608,810 scrips by existing shareholders.

The company is considering a pre-offer placement of up to 2.6 crore equity shares for an amount not exceeding Rs 200 crore.

“Hinduja Leyland Finance. a subsidiary company of Ashok Leyland has filed today the Draft Red Herring Prospectus (DRHP) with Sebi for the proposed initial public offering of equity shares,” Ashok Leyland in a regulatory filing to stock exchanges.

It has appointed Axis Capital, ICICI Securities, SBI Capital Markets and Yes Securities as the merchant bankers for the public issue.

Hinduja Leyland Finance, a non-banking finance company (NBFC), provides customised finance to utility vehicles, tractors, cars, two wheeler and other commercial vehicles, focusing on the semi-urban and rural sector.

Hinduja Leyland finance, part of Hinduja Group which has global presence in automobiles, energy, IT/ITES, banking and finance, media, entertainment and infrastructure.


PNB Housing Finance files draft red herring prospectus for IPO – The Economic Times on Mobile #car #finance #loan


#pnb housing finance

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PNB Housing Finance files draft red herring prospectus for IPO

The leading housing finance firm would be using the proceeds from the share sale mainly towards augmenting its capital base.

MUMBAI: PNB Housing Finance. the housing finance arm of public sector lender Punjab National Bank has submitted a draft red herring prospectus in the run up to its planned initial public offering (IPO).

In May, Usha Ananthasubramanian, managing director of PNB had said that it intends to lower their stake to 51% in the profitable housing finance company.

However the bank would still retain its majority shareholding in the housing finance entity. According to media reports the company plans to raise around Rs 2000 crore through the offering.

PNB which had suffered a historic loss of Rs 5000 crore in the fourth quarter of FY16 is planning to raise some funds by liquidating its share in its housing finance subsidiary.

The company has appointed Kotak Investment Banking. Bank of America Meryll Lynch, JM Financial, JP Morgan, Morgan Stanley and Link Intime as investment bankers for the IPO.

The draft red herring prospectus says that the company has emerged as the fifth largest housing finance company in India.

Its total loan portfolio as on March 31 of this year stood at Rs 27,177 crore and generated revenue worth Rs 2700 crore.

The company operates through 47 branches and 16 operating hubs as of end of FY16.


PNB Housing Finance files draft papers for Rs 2500cr IPO #nyc #finance


#pnb housing finance

#

PNB Housing Finance on July 5 approached SEBI for an initial public offer worth up to Rs 2,500 crore.

The leading housing finance firm, promoted by Punjab National Bank, would be using the proceeds from the share sale mainly towards augmenting its capital base.

According to the Draft Red Herring Prospectus (DRHP), the company plans to raise up to Rs 2,500 crore through the initial share sale and a portion would be reserved for the employees.

The housing finance company plans to utilise the proceeds to augment the company’s capital base and for general corporate purposes, as per the DRHP.

“We believe that the listing of our equity shares will enhance our visibility and brand name among existing and potential customers,” it added.

For the year ended March 2016, PNB Housing Finance reported a profit after tax of Rs 327.57 crore while revenue from operations stood at Rs 2,699.54 crore in the same period.

At the end of March 2016, PNB had 51 per cent stake in the company. Post IPO, it would “continue to hold approximately 35-37 per cent of the issued and paid-up share capital”, according to the DRHP.

Kotak Investment Banking, BofA Merrill Lynch, JM Financial, J P Morgan and Morgan Stanley are the global coordinators and book running lead managers for the proposed issue.

The company plans to grow business and loan portfolio by consolidating position in key geographies as well as by expanding into specific target markets such as the affordable housing segment.