Customer Service Jobs Servicing Calls for AT – T, Disney, Carnival Cruise Line, Sears – Many More #work #from, #part #time, #full #time, #customer #service, #csr, #job, #employments, #www.jointheworkforce.com, #leipeinandmodus.com, #work, #employment, #jobs, #part #time #jobs, #full #time #jobs, #work #at #home, #seattle, #divorce, #child #support, #family #law, #call #center, #server, #waitress, #seattle, #utah, #nevada, #cruise #line, #carnival, #at #t, #aaa, #new #mexico, #unemployment, #employment, #single #mother, #legitimate, #georgia, #florida, #texas, #tennessee, #ohio, #michigan, #detroit, #atlanta, #chicago, #illinois, #minnesota, #retired, #aarp, #disabled #worker, #student, #university, #college, #senior #citizen, #income, #mother, #mom, #women, #oprah, #children, #bus, #transportation, #section #8, #disability, #girls, #starbucks, #masters #degree, #mba, #undergraduate, #apartment, #retail, #cell #phone, #hostess, #sales, #arizona, #new #mexico, #colorado, #montana, #wyoming, #idaho, #south #dakota, #north #dakota, #wisconsin, #iowa, #illinois, #nebraska, #kansas, #oklahoma, #texas, #louisiana, #arkansas, #missouri, #mississippi, #alabama, #south #carolina, #north #carolina, #kentucky, #indiana, #virginia, #west #virginia, #pennsylvania, #new #hampshire, #maine, #deleware, #washington #dc, #dc, #new #jersey, #vermont, #new #orleans, #richmond, #raleigh, #columbia, #miami, #nashville, #houston, #dallas, #oklahoma #city, #nba, #nfl, #mlb, #sports, #betting, #gambling, #christian, #church, #religion, #family, #catholic, #baptist, #seasonal, #ncaa, #referee, #official, #arise, #turbo #tax, #h #r #block, #carnival #cruise #line, #norwegian, #travel, #marketing, #advertising, #contract, #


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Testimonials:
S. Johnston (Retired):
I heard about this company from a fellow retired friend and I am glad I decided to work here. I started off skeptical working part time from home and now I work part time or full time when I feel the need. Leipein Modus delivered on every promise and the flexibility is awesome. Great Company!

A. Towne (College Student): As a college student I need a career with flexible hours and this organization is TOP NOTCH! I am able to go to school full time and make extra money each month to help ease my financial burden. My parents are happy I stopped calling for money and I am a proud independent contractor with Leipein Modus.

K.Williams (Single Mother): Working my full time job and being a single parent is very difficult. At times it was hard to meet financial obligations and spend quality time with my children. I needed a part time job and my co-worker suggested Leipein Modus. I was skeptical at first to work with an at-home company but thinking of working part time as a waitress away from my children at night was more scary, so I decided to move forward.This is the best decision I could of made for a work-life balance. I spend more time with my children and make enough money to exceed my monthly obligations. Thank you to the leadership at Leipein Modus.

G. Brown (Disabled): Being a disabled worker, I search for careers that have working conditions beneficial to my disability. I am a highly intelligent disabled senior worker and move around in a wheelchair each day. A disabled friend from my support group recommended Leipein Modus as an option to work from home. I am glad I did and now my working conditions are ideal, working from my home and I could not be happier. Thank You Leipein Modus for creating a company that has options for all workers.

What Will You Do Each Day?
You will take incoming customer service calls for Fortune 500 companies to resolve customer concerns from home. You set your own work hours/days each week. Hours are available 24/7 – 365 days annually.

This is the Perfect part-time or full-time career. Apply Now!

Fortune 500 Industries You Will Service:

  • Nation’s Largest Cell Phone Billing/Technical Support/Chat Providers
  • Most Recognized Cruise Lines
  • Automotive Roadside Assistance
  • Global Consumer Retail Chains
  • Energy Companies
  • Leading Tax Preparation Companies Many Many More!

Requirements to Join Our Team:

  1. Must be 18 years or older
  2. Pass a Criminal Background Check
  3. Eligible to Work in the United States
  4. Must have Windows 10,8,7, XP, 2000 or Mac OSX Operating System
  5. Internet Access
  6. Telephone line: Analog or VOIP phones are fine such as Vonage etc.
  7. Work a minimum of 20 hours each week from home with 3-5 hours of the 20 hours worked on Saturday or Sunday
  8. Headset with a Microphone for your computer
  9. Successfully Complete the Online Training Certification Program

Nursing, Business, Health – Wellness Programs #business #training, #nursing #and #health #education, #criminal #justice #training, #beckfield #college, #dental #assistant #training, #massage #therapy #school, #career #training, #career #education, #online, #medical #assisting, #massage #therapy, #paralegal #degree, #it #degree, #medical #coding, #colleges #in #cincinnati #ohio, #colleges #in #florence #kentucky, #higher #degree #education, #degree #granting #institution


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  • Keeping Property Using Bankruptcy Exemptions: You Don – t Lose Everything #kentucky #bankruptcy #lawyers


    #

    Keeping Property Using Bankruptcy Exemptions: You Don’t Lose Everything

    When you file for bankruptcy. you relinquish ownership of your property to the bankruptcy court, and it becomes part of what s known as the bankruptcy estate. The bankruptcy trustee the person appointed by the court who is responsible for finding funds to pay your bills holds the property on behalf of your creditors. That doesn t mean that you lose all your property, however. In fact, most people can keep everything they own. Bankruptcy law allows you to exempt, or take out of the bankruptcy estate, the things you need to maintain a home and job, such as household furnishings, clothing, and an inexpensive car. You can find out what you ll be able to keep by checking the exemption statutes in your state.

    Most people want to keep exempt and nonexempt assets and might even entertain doing so. Don t do it. Simply put, the bankruptcy court is not the place to skirt the rules.

    What Property Is Included in the Bankruptcy Estate?

    All of it without exception. When you file for bankruptcy, you ll tell the court about your property by listing it on bankruptcy Schedule A/B: Property . The types of property you ll list include:

    • real estate (such as a residence, building, or land)
    • vehicles (cars, vans, trucks, tractors, sport utility vehicles, motorcycles, watercraft, aircraft, motor homes, ATVs, and the like)
    • personal and household items (such as furnishings, electronics, collectibles, sports equipment, firearms, clothes, and jewelry)
    • financial assets (bank, stock, and retirement account balances, business interests, legal claims, tax returns, and other monetary interests)
    • business-related property (any property associated with a business, such as a restaurant oven or merchandise)
    • farm- and commercial fishing-related property, and
    • any other assets you own.

    When you account for your property on Schedule A/B. you ll also include the value of the asset. Not all property values are assessed the same way, however. For example, you ll use the retail replacement value (the amount of money needed to replace an item of the same age and condition) for household items and the fair market value (the price your home would bring on the real estate market) for property.

    What Property Can I Exempt From the Bankruptcy Estate?

    Each state decides the assets residents can exempt in bankruptcy. Exemptions are not automatic, however. You must list the property you re entitled to exempt on Schedule C: The Property You Claim as Exempt. If you don t list the property, the trustee will be able to sell it and distribute the proceeds to your creditors.

    Your state will likely have an allowance for the following types of exemptions:

    • homestead exemption (some or all of the equity in the home you live in)
    • vehicle exemption (a small amount of equity in a car)
    • household goods and furnishings (furniture, kitchenware, towels, bedding, garden tools)
    • clothing
    • tools of the trade (a reasonable amount for tools you need for your job), and
    • most retirement accounts.

    Whether you re allowed to keep other items, such as the money in your bank account, depends on your state (although most bank balances are not exempt unless you can prove that someone else owns the funds). Some states have a wildcard exemption that allows you to exempt any property up to a certain dollar amount.

    Although most states have one exemption schedule, you might live in a state that allows you to choose between two exemption lists. For example, some states allow you to decide between the state and federal exemption scheme. California, on the other hand, has two state exemption schedules: one that favors filers with equity in a home and another that is more advantageous for people without real estate. A filer must choose one schedule or the other but cannot pick from both lists. To learn about the exemptions available in your state, see How to Find Your State Bankruptcy Exemptions .

    What Happens to Nonexempt Property?

    The fate of your nonexempt property depends on the type of bankruptcy you file. If you file for Chapter 7 bankruptcy. the trustee will sell your nonexempt property and distribute the proceeds to your creditors. However, the trustee might let you buy back your motorcycle, boat, or any other nonexempt item if you can afford to do so. (You can learn more about exempting property in a Chapter 7 bankruptcy case in Chapter 7 Bankruptcy Exemptions: What Can I Keep? )

    By contrast, you keep all of your property both exempt and nonexempt if you file for Chapter 13 bankruptcy. Of course, nothing in life is free. Here s the catch: You ll have to pay your unsecured creditors an amount equal to your nonexempt property over your three- to five-year repayment plan. This means that you can expect each dollar of nonexempt property you keep to increase the amount you pay into your repayment plan by a dollar.

    Bankruptcy Court: Complete Bankruptcy Schedules Truthfully

    If you re thinking about ways to get around the system, you re not alone. Most people want to keep exempt and nonexempt assets and might even entertain doing so. Don t do it. Simply put, the bankruptcy court is not the place to skirt the rules. Trying to obtain property you re not entitled to in bankruptcy whether it be by hiding it, omitting it, or through any other means constitutes fraud and can result in a fine up to $250,000, imprisonment for up to 20 years, or both.

    It s also not a good idea to assume that you won t get caught. The bankruptcy trustee has an incentive to comb carefully through your schedules. The trustee gets a percentage of any money found for your unsecured creditors (credit card debt, medical bills, personal loans). If something appears amiss, property records can be investigated, and inspections of your home, business, storage space, and safe deposit box ordered. If you bend the exemption rules, you can expect the trustee to file an objection and force you to prove that you re entitled to the exemption in a hearing before the judge.

    If you re unsure whether you ll be able to keep your property, consult with a local bankruptcy attorney who can explain the exemption rules and determine how much property you ll be entitled to keep in bankruptcy.

    Questions for Your Attorney

    • Do I have to exempt property that I own with someone else?
    • How much of my property can I exempt under my state s exemption allowance?
    • If I m married but file by myself, do I have to exempt my spouse s property?

    Get debt relief now.


    Security National Automotive Acceptance Company, LLC Review – Consumer Finance – Loan Companies in Mason, OH – BBB Business Review – BBB serving the Cincinnati Area, Southern Ohio, Northern Kentucky, Southeastern Indiana #finance #degree


    #national auto finance

    #

    Government Actions

    The following describes a government action that has been resolved by either a settlement or a decision by a court or administrative agency. If the matter is being appealed, it will be noted below.The following describes a government action that has been resolved by either a settlement or a decision by a court or administrative agency. If the matter is being appealed, it will be noted below.

    On October 28, 2015 the Consumer Financial Protection Bureau (CFPB) filed a consent order against Security National Automotive Acceptance Company (SNAAC) to settle charges that the business conducted aggressive debt collection tactics against military service members in violation of the Consumer Financial Protection Act of 2010. The CFPB alleged that the business threatened to contact and contacted delinquent borrowers’ commanding officers, disclosing details about the borrowers’ debts and delinquencies. The CFPB also alleged the business made misleading statements to service members on the potential impact of remaining in debt, the business’s intention to take legal action, and it’s ability to obtain involuntary allotments and garnishments. The business agreed to refund or credit $2.28 million to affected consumers and pay a penalty of $1 million. In a separate Stipulated Final Judgement and Order entered on October 27, 2015 SNAAC consented to change their debt collection procedures. The consent orders were for settlement purposes only and should not be considered as an admission of guilt or finding of violation of the law.

    Advertising Review

    BBB has nothing to report concerning Security National Automotive Acceptance Company, LLC s advertising at this time.

    Additional Information

    BBB file opened: сентября 21, 1993 Business started: 10.01.1986 in DE Business incorporated 03.27.1989 in OH

    Licensing, Bonding or Registration

    This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.

    These agencies may include:

    Type of Entity

    Limited Liability Company (LLC)

    Business Management

    Mr. Grant Skeens, CEO Mr. Louis Richards

    Contact Information

    Customer Contact: Ms. A Andre, Complaint Handler

    Principal: Mr. Grant Skeens, CEO

    Related Businesses
    Business Category

    Consumer Finance Loan Companies

    Method(s) of Payment

    Pre-Authorized Bank Draft, Visa, Master Card, Check over the Phone, MoneyGram Express Payment, Western Union Quick Collect

    Alternate Business Names

    The information in the chart below represents an industry ratings comparison of businesses which are of the same relative size or for all businesses (see toggle). This is based on BBB s database of businesses located in the Cincinnati Area, Southern Ohio, Northern Kentucky, Southeastern Indiana. Businesses may engage in more than one type of business.

    What is a BBB Business Review?

    We offer free reviews on businesses that include background, licensing, consumer experience and other information such as governmental actions that is known to BBB. These reviews are provided for businesses that are BBB accredited and also for businesses that are not BBB accredited.

    About BBB Business Review Content & Services:

    Some Better Business Bureaus offer additional content & services in BBB Business Reviews.
    The additional content & services are typically regional in nature or, in some cases, a new product or service that is being tested prior to a more general release.
    Not all enhanced content & services are available at all Better Business Bureaus.

    Professional Affiliations X

    Types of Complaints Handled by BBB

    BBB handles the following types of complaints between businesses and their customers so long as they are not, or have not been, litigated:

    • Advertising or Sales
    • Billing or Collection
    • Problems with Products or Services
    • Delivery
    • Guarantee or Warranty

    We do not handle workplace disputes, discrimination claims or claims about the quality of health or legal services.

    BBB Complaint Process

    Your complaint will be forwarded to the business within two business days. The business will be asked to respond within 14 days, and if a response is not received, a second request will be made. You will be notified of the business’s response when we receive it (or notified that we received no response). Complaints are usually closed within 30 business days.

    What is BBB Advertising Review?

    BBB promotes truth in advertising by contacting advertisers whose claims conflict with the BBB Code of Advertising. These claims come to our attention from our internal review of advertising, consumer complaints and competitor challenges. BBB asks advertisers to prove their claims, change ads to make offers more clear to consumers, and remove misleading or deceptive statements.

    What government actions does BBB report on?

    BBB reports on known government actions that are relevant to the business’s marketplace dealings with the public.

    Thank you for your feedback!

    BBB Reporting Policy

    As a matter of policy, BBB does not endorse any product, service or business.

    BBB Business Reviews are provided solely to assist you in exercising your own best judgment. Information in this BBB Business Review is believed reliable but not guaranteed as to accuracy.

    BBB Business Reviews generally cover a three-year reporting period. BBB Business Reviews are subject to change at any time.

    Additional Phone Numbers

    Find a Location X

    Security National Automotive Acceptance Company, LLC Review – Consumer Finance – Loan Companies in Mason, OH – BBB Business Review – BBB serving the Cincinnati Area, Southern Ohio, Northern Kentucky, Southeastern Indiana #car #finance #guaranteed


    #national auto finance

    #

    Government Actions

    The following describes a government action that has been resolved by either a settlement or a decision by a court or administrative agency. If the matter is being appealed, it will be noted below.The following describes a government action that has been resolved by either a settlement or a decision by a court or administrative agency. If the matter is being appealed, it will be noted below.

    On October 28, 2015 the Consumer Financial Protection Bureau (CFPB) filed a consent order against Security National Automotive Acceptance Company (SNAAC) to settle charges that the business conducted aggressive debt collection tactics against military service members in violation of the Consumer Financial Protection Act of 2010. The CFPB alleged that the business threatened to contact and contacted delinquent borrowers’ commanding officers, disclosing details about the borrowers’ debts and delinquencies. The CFPB also alleged the business made misleading statements to service members on the potential impact of remaining in debt, the business’s intention to take legal action, and it’s ability to obtain involuntary allotments and garnishments. The business agreed to refund or credit $2.28 million to affected consumers and pay a penalty of $1 million. In a separate Stipulated Final Judgement and Order entered on October 27, 2015 SNAAC consented to change their debt collection procedures. The consent orders were for settlement purposes only and should not be considered as an admission of guilt or finding of violation of the law.

    Advertising Review

    BBB has nothing to report concerning Security National Automotive Acceptance Company, LLC s advertising at this time.

    Additional Information

    BBB file opened: сентября 21, 1993 Business started: 10.01.1986 in DE Business incorporated 03.27.1989 in OH

    Licensing, Bonding or Registration

    This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.

    These agencies may include:

    Type of Entity

    Limited Liability Company (LLC)

    Business Management

    Mr. Grant Skeens, CEO Mr. Louis Richards

    Contact Information

    Customer Contact: Ms. A Andre, Complaint Handler

    Principal: Mr. Grant Skeens, CEO

    Related Businesses
    Business Category

    Consumer Finance Loan Companies

    Method(s) of Payment

    Pre-Authorized Bank Draft, Visa, Master Card, Check over the Phone, MoneyGram Express Payment, Western Union Quick Collect

    Alternate Business Names

    The information in the chart below represents an industry ratings comparison of businesses which are of the same relative size or for all businesses (see toggle). This is based on BBB s database of businesses located in the Cincinnati Area, Southern Ohio, Northern Kentucky, Southeastern Indiana. Businesses may engage in more than one type of business.

    What is a BBB Business Review?

    We offer free reviews on businesses that include background, licensing, consumer experience and other information such as governmental actions that is known to BBB. These reviews are provided for businesses that are BBB accredited and also for businesses that are not BBB accredited.

    About BBB Business Review Content & Services:

    Some Better Business Bureaus offer additional content & services in BBB Business Reviews.
    The additional content & services are typically regional in nature or, in some cases, a new product or service that is being tested prior to a more general release.
    Not all enhanced content & services are available at all Better Business Bureaus.

    Professional Affiliations X

    Types of Complaints Handled by BBB

    BBB handles the following types of complaints between businesses and their customers so long as they are not, or have not been, litigated:

    • Advertising or Sales
    • Billing or Collection
    • Problems with Products or Services
    • Delivery
    • Guarantee or Warranty

    We do not handle workplace disputes, discrimination claims or claims about the quality of health or legal services.

    BBB Complaint Process

    Your complaint will be forwarded to the business within two business days. The business will be asked to respond within 14 days, and if a response is not received, a second request will be made. You will be notified of the business’s response when we receive it (or notified that we received no response). Complaints are usually closed within 30 business days.

    What is BBB Advertising Review?

    BBB promotes truth in advertising by contacting advertisers whose claims conflict with the BBB Code of Advertising. These claims come to our attention from our internal review of advertising, consumer complaints and competitor challenges. BBB asks advertisers to prove their claims, change ads to make offers more clear to consumers, and remove misleading or deceptive statements.

    What government actions does BBB report on?

    BBB reports on known government actions that are relevant to the business’s marketplace dealings with the public.

    Thank you for your feedback!

    BBB Reporting Policy

    As a matter of policy, BBB does not endorse any product, service or business.

    BBB Business Reviews are provided solely to assist you in exercising your own best judgment. Information in this BBB Business Review is believed reliable but not guaranteed as to accuracy.

    BBB Business Reviews generally cover a three-year reporting period. BBB Business Reviews are subject to change at any time.

    Additional Phone Numbers

    Find a Location X

    Security National Automotive Acceptance Company, LLC Review – Consumer Finance – Loan Companies in Mason, OH – BBB Business Review – BBB serving the Cincinnati Area, Southern Ohio, Northern Kentucky, Southeastern Indiana #e #finance #careers


    #national auto finance

    #

    Government Actions

    The following describes a government action that has been resolved by either a settlement or a decision by a court or administrative agency. If the matter is being appealed, it will be noted below.The following describes a government action that has been resolved by either a settlement or a decision by a court or administrative agency. If the matter is being appealed, it will be noted below.

    On October 28, 2015 the Consumer Financial Protection Bureau (CFPB) filed a consent order against Security National Automotive Acceptance Company (SNAAC) to settle charges that the business conducted aggressive debt collection tactics against military service members in violation of the Consumer Financial Protection Act of 2010. The CFPB alleged that the business threatened to contact and contacted delinquent borrowers’ commanding officers, disclosing details about the borrowers’ debts and delinquencies. The CFPB also alleged the business made misleading statements to service members on the potential impact of remaining in debt, the business’s intention to take legal action, and it’s ability to obtain involuntary allotments and garnishments. The business agreed to refund or credit $2.28 million to affected consumers and pay a penalty of $1 million. In a separate Stipulated Final Judgement and Order entered on October 27, 2015 SNAAC consented to change their debt collection procedures. The consent orders were for settlement purposes only and should not be considered as an admission of guilt or finding of violation of the law.

    Advertising Review

    BBB has nothing to report concerning Security National Automotive Acceptance Company, LLC s advertising at this time.

    Additional Information

    BBB file opened: сентября 21, 1993 Business started: 10.01.1986 in DE Business incorporated 03.27.1989 in OH

    Licensing, Bonding or Registration

    This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.

    These agencies may include:

    Type of Entity

    Limited Liability Company (LLC)

    Business Management

    Mr. Grant Skeens, CEO Mr. Louis Richards

    Contact Information

    Customer Contact: Ms. A Andre, Complaint Handler

    Principal: Mr. Grant Skeens, CEO

    Related Businesses
    Business Category

    Consumer Finance Loan Companies

    Method(s) of Payment

    Pre-Authorized Bank Draft, Visa, Master Card, Check over the Phone, MoneyGram Express Payment, Western Union Quick Collect

    Alternate Business Names

    The information in the chart below represents an industry ratings comparison of businesses which are of the same relative size or for all businesses (see toggle). This is based on BBB s database of businesses located in the Cincinnati Area, Southern Ohio, Northern Kentucky, Southeastern Indiana. Businesses may engage in more than one type of business.

    What is a BBB Business Review?

    We offer free reviews on businesses that include background, licensing, consumer experience and other information such as governmental actions that is known to BBB. These reviews are provided for businesses that are BBB accredited and also for businesses that are not BBB accredited.

    About BBB Business Review Content & Services:

    Some Better Business Bureaus offer additional content & services in BBB Business Reviews.
    The additional content & services are typically regional in nature or, in some cases, a new product or service that is being tested prior to a more general release.
    Not all enhanced content & services are available at all Better Business Bureaus.

    Professional Affiliations X

    Types of Complaints Handled by BBB

    BBB handles the following types of complaints between businesses and their customers so long as they are not, or have not been, litigated:

    • Advertising or Sales
    • Billing or Collection
    • Problems with Products or Services
    • Delivery
    • Guarantee or Warranty

    We do not handle workplace disputes, discrimination claims or claims about the quality of health or legal services.

    BBB Complaint Process

    Your complaint will be forwarded to the business within two business days. The business will be asked to respond within 14 days, and if a response is not received, a second request will be made. You will be notified of the business’s response when we receive it (or notified that we received no response). Complaints are usually closed within 30 business days.

    What is BBB Advertising Review?

    BBB promotes truth in advertising by contacting advertisers whose claims conflict with the BBB Code of Advertising. These claims come to our attention from our internal review of advertising, consumer complaints and competitor challenges. BBB asks advertisers to prove their claims, change ads to make offers more clear to consumers, and remove misleading or deceptive statements.

    What government actions does BBB report on?

    BBB reports on known government actions that are relevant to the business’s marketplace dealings with the public.

    Thank you for your feedback!

    BBB Reporting Policy

    As a matter of policy, BBB does not endorse any product, service or business.

    BBB Business Reviews are provided solely to assist you in exercising your own best judgment. Information in this BBB Business Review is believed reliable but not guaranteed as to accuracy.

    BBB Business Reviews generally cover a three-year reporting period. BBB Business Reviews are subject to change at any time.

    Additional Phone Numbers

    Find a Location X

    Security National Automotive Acceptance Company, LLC Review – Consumer Finance – Loan Companies in Mason, OH – BBB Business Review – BBB serving the Cincinnati Area, Southern Ohio, Northern Kentucky, Southeastern Indiana #finance #engagement #ring


    #national auto finance

    #

    Government Actions

    The following describes a government action that has been resolved by either a settlement or a decision by a court or administrative agency. If the matter is being appealed, it will be noted below.The following describes a government action that has been resolved by either a settlement or a decision by a court or administrative agency. If the matter is being appealed, it will be noted below.

    On October 28, 2015 the Consumer Financial Protection Bureau (CFPB) filed a consent order against Security National Automotive Acceptance Company (SNAAC) to settle charges that the business conducted aggressive debt collection tactics against military service members in violation of the Consumer Financial Protection Act of 2010. The CFPB alleged that the business threatened to contact and contacted delinquent borrowers’ commanding officers, disclosing details about the borrowers’ debts and delinquencies. The CFPB also alleged the business made misleading statements to service members on the potential impact of remaining in debt, the business’s intention to take legal action, and it’s ability to obtain involuntary allotments and garnishments. The business agreed to refund or credit $2.28 million to affected consumers and pay a penalty of $1 million. In a separate Stipulated Final Judgement and Order entered on October 27, 2015 SNAAC consented to change their debt collection procedures. The consent orders were for settlement purposes only and should not be considered as an admission of guilt or finding of violation of the law.

    Advertising Review

    BBB has nothing to report concerning Security National Automotive Acceptance Company, LLC s advertising at this time.

    Additional Information

    BBB file opened: сентября 21, 1993 Business started: 10.01.1986 in DE Business incorporated 03.27.1989 in OH

    Licensing, Bonding or Registration

    This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.

    These agencies may include:

    Type of Entity

    Limited Liability Company (LLC)

    Business Management

    Mr. Grant Skeens, CEO Mr. Louis Richards

    Contact Information

    Customer Contact: Ms. A Andre, Complaint Handler

    Principal: Mr. Grant Skeens, CEO

    Related Businesses
    Business Category

    Consumer Finance Loan Companies

    Method(s) of Payment

    Pre-Authorized Bank Draft, Visa, Master Card, Check over the Phone, MoneyGram Express Payment, Western Union Quick Collect

    Alternate Business Names

    The information in the chart below represents an industry ratings comparison of businesses which are of the same relative size or for all businesses (see toggle). This is based on BBB s database of businesses located in the Cincinnati Area, Southern Ohio, Northern Kentucky, Southeastern Indiana. Businesses may engage in more than one type of business.

    What is a BBB Business Review?

    We offer free reviews on businesses that include background, licensing, consumer experience and other information such as governmental actions that is known to BBB. These reviews are provided for businesses that are BBB accredited and also for businesses that are not BBB accredited.

    About BBB Business Review Content & Services:

    Some Better Business Bureaus offer additional content & services in BBB Business Reviews.
    The additional content & services are typically regional in nature or, in some cases, a new product or service that is being tested prior to a more general release.
    Not all enhanced content & services are available at all Better Business Bureaus.

    Professional Affiliations X

    Types of Complaints Handled by BBB

    BBB handles the following types of complaints between businesses and their customers so long as they are not, or have not been, litigated:

    • Advertising or Sales
    • Billing or Collection
    • Problems with Products or Services
    • Delivery
    • Guarantee or Warranty

    We do not handle workplace disputes, discrimination claims or claims about the quality of health or legal services.

    BBB Complaint Process

    Your complaint will be forwarded to the business within two business days. The business will be asked to respond within 14 days, and if a response is not received, a second request will be made. You will be notified of the business’s response when we receive it (or notified that we received no response). Complaints are usually closed within 30 business days.

    What is BBB Advertising Review?

    BBB promotes truth in advertising by contacting advertisers whose claims conflict with the BBB Code of Advertising. These claims come to our attention from our internal review of advertising, consumer complaints and competitor challenges. BBB asks advertisers to prove their claims, change ads to make offers more clear to consumers, and remove misleading or deceptive statements.

    What government actions does BBB report on?

    BBB reports on known government actions that are relevant to the business’s marketplace dealings with the public.

    Thank you for your feedback!

    BBB Reporting Policy

    As a matter of policy, BBB does not endorse any product, service or business.

    BBB Business Reviews are provided solely to assist you in exercising your own best judgment. Information in this BBB Business Review is believed reliable but not guaranteed as to accuracy.

    BBB Business Reviews generally cover a three-year reporting period. BBB Business Reviews are subject to change at any time.

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    Security National Automotive Acceptance Company, LLC Review – Consumer Finance – Loan Companies in Mason, OH – BBB Business Review – BBB serving the Cincinnati Area, Southern Ohio, Northern Kentucky, Southeastern Indiana


    #national auto finance

    #

    Government Actions

    The following describes a government action that has been resolved by either a settlement or a decision by a court or administrative agency. If the matter is being appealed, it will be noted below.The following describes a government action that has been resolved by either a settlement or a decision by a court or administrative agency. If the matter is being appealed, it will be noted below.

    On October 28, 2015 the Consumer Financial Protection Bureau (CFPB) filed a consent order against Security National Automotive Acceptance Company (SNAAC) to settle charges that the business conducted aggressive debt collection tactics against military service members in violation of the Consumer Financial Protection Act of 2010. The CFPB alleged that the business threatened to contact and contacted delinquent borrowers’ commanding officers, disclosing details about the borrowers’ debts and delinquencies. The CFPB also alleged the business made misleading statements to service members on the potential impact of remaining in debt, the business’s intention to take legal action, and it’s ability to obtain involuntary allotments and garnishments. The business agreed to refund or credit $2.28 million to affected consumers and pay a penalty of $1 million. In a separate Stipulated Final Judgement and Order entered on October 27, 2015 SNAAC consented to change their debt collection procedures. The consent orders were for settlement purposes only and should not be considered as an admission of guilt or finding of violation of the law.

    Advertising Review

    BBB has nothing to report concerning Security National Automotive Acceptance Company, LLC s advertising at this time.

    Additional Information

    BBB file opened: сентября 21, 1993 Business started: 10.01.1986 in DE Business incorporated 03.27.1989 in OH

    Licensing, Bonding or Registration

    This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.

    These agencies may include:

    Type of Entity

    Limited Liability Company (LLC)

    Business Management

    Mr. Grant Skeens, CEO Mr. Louis Richards

    Contact Information

    Customer Contact: Ms. A Andre, Complaint Handler

    Principal: Mr. Grant Skeens, CEO

    Related Businesses
    Business Category

    Consumer Finance Loan Companies

    Method(s) of Payment

    Pre-Authorized Bank Draft, Visa, Master Card, Check over the Phone, MoneyGram Express Payment, Western Union Quick Collect

    Alternate Business Names

    The information in the chart below represents an industry ratings comparison of businesses which are of the same relative size or for all businesses (see toggle). This is based on BBB s database of businesses located in the Cincinnati Area, Southern Ohio, Northern Kentucky, Southeastern Indiana. Businesses may engage in more than one type of business.

    What is a BBB Business Review?

    We offer free reviews on businesses that include background, licensing, consumer experience and other information such as governmental actions that is known to BBB. These reviews are provided for businesses that are BBB accredited and also for businesses that are not BBB accredited.

    About BBB Business Review Content & Services:

    Some Better Business Bureaus offer additional content & services in BBB Business Reviews.
    The additional content & services are typically regional in nature or, in some cases, a new product or service that is being tested prior to a more general release.
    Not all enhanced content & services are available at all Better Business Bureaus.

    Professional Affiliations X

    Types of Complaints Handled by BBB

    BBB handles the following types of complaints between businesses and their customers so long as they are not, or have not been, litigated:

    • Advertising or Sales
    • Billing or Collection
    • Problems with Products or Services
    • Delivery
    • Guarantee or Warranty

    We do not handle workplace disputes, discrimination claims or claims about the quality of health or legal services.

    BBB Complaint Process

    Your complaint will be forwarded to the business within two business days. The business will be asked to respond within 14 days, and if a response is not received, a second request will be made. You will be notified of the business’s response when we receive it (or notified that we received no response). Complaints are usually closed within 30 business days.

    What is BBB Advertising Review?

    BBB promotes truth in advertising by contacting advertisers whose claims conflict with the BBB Code of Advertising. These claims come to our attention from our internal review of advertising, consumer complaints and competitor challenges. BBB asks advertisers to prove their claims, change ads to make offers more clear to consumers, and remove misleading or deceptive statements.

    What government actions does BBB report on?

    BBB reports on known government actions that are relevant to the business’s marketplace dealings with the public.

    Thank you for your feedback!

    BBB Reporting Policy

    As a matter of policy, BBB does not endorse any product, service or business.

    BBB Business Reviews are provided solely to assist you in exercising your own best judgment. Information in this BBB Business Review is believed reliable but not guaranteed as to accuracy.

    BBB Business Reviews generally cover a three-year reporting period. BBB Business Reviews are subject to change at any time.

    Additional Phone Numbers

    Find a Location X