Vehicle finance, business car leasing, car finance #finance #cars


#business car finance

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Business vehicle finance

Existing Westpac business banking customers
if you’re already a Westpac customer, because we know about your finance history, you may qualify for on the spot approval with no need to provide financials if your credit check meets our lending criteria.

Choice – 3 vehicle finance options to choose from: finance lease, commercial loan and commercial hire purchase. (People sometimes refer to a commercial loan as a goods loan or chattel mortgage)

Potential tax benefits – depending on the business vehicle finance option you choose.

Get certainty with fixed payments on a finance lease and commercial hire purchase, or a fixed interest rate on a commercial loan.

  • Negotiate flexible repayment terms to suit your expected cash flow and budget – monthly, quarterly, half-yearly, annually or structured as negotiated
  • Minimum finance amount – $15,000
  • Terms from 1 to 5 years
  • Use the vehicle you’re purchasing as security.

Features

Learn about our three different vehicle financing products

There are 3 different vehicle financing products that allow you to know exactly how much you need to pay for the life of the agreement:

  • Commercial loan has fixed interest rates
  • Commercial hire purchase and finance lease have fixed payments
  • Revolving limit is available. Ideal for customers with a fleet
  • Residual value for finance lease or balloon for commercial hire purchase or commercial loan is available.
So which finance option suits you best?

Commercial Hire Purchase

We purchase the asset at your request and rent it to you for an agreed period.

You source and own the asset and we provide a loan secured by the asset.

We purchase the asset at your request and you buy it from us in instalments.

Who owns the asset?

We do and you rent it from us.

You do and we hold it as security.

We do until the agreement has been paid when ownership is transferred to you.

What is the potential tax benefit?

The rental payments are generally tax deductible.

The interest on the finance and depreciation of the asset are generally both tax deductible.

The interest on the finance and depreciation of the asset are generally both tax deductible.


Business Car Leasing & Financing #time #finance


#business car finance

#

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Business Auto Finance and Lease

Your business customers have unique needs – and offer unique opportunities. Ally can help you make the most of those opportunities. We offer a broad selection of products that meet the auto financing goals of almost every business customer, from funding aftermarket customizations to building a fleet.

These traditional financing solutions are best for business customers who want predictable costs and competitive rates.

Retail financing

A great option for business owners who want to finance commercial-use vehicles.

  • Allows businesses to take advantage of Ally’s competitive financing buy rates
  • Offers another way for businesses to acquire work vehicles when a lease or line of credit isn’t a suitable solution

SmartLease

A closed-end lease that has a fixed term available for select makes and models.

  • Enables businesses to refresh their fleet more frequently
  • Provides protection from depreciation risks and trade-in worries because the terms and limits on mileage and wear are fixed upfront
  • Facilitates lease-end opportunities to help you pursue repeat business

For more
information call:

Mon – Fri, 9:00 am – 7:00 pm ET

Business customers have unique needs and offer unique opportunities. Ally is here to help.

An open-end lease that gives businesses more control of leasing terms and mileage.

  • Accommodates high mileage and heavy wear, as the customer is responsible for the lease-end residual
  • Can lessen the debt on a business’s balance sheet when compared with traditional financing, potentially lowering the cost of capital. Every business situation is different; customers should consult with their tax professional
  • Allows the lessee to define the residual values with the maximum based on the term and in doing so, determine their monthly payments and better manage their cash flow

Get a side-by-side view of finance products

A plan specifically designed for municipalities that intend to own their vehicles.

  • Ideal for municipalities who want to finance vehicles for city government business
  • Favorable tax-exempt interest rates
  • Offers flexible payment options, from monthly to annual

Get a side-by-side view of finance products

Offers pre-approved credit, which provides a convenient way for qualified companies to build business fleets

  • Provides an additional source of funding that is designed specifically for purchasing or leasing commercial vehicles
  • Preserves the customer’s bank credit lines for other business needs
  • No fees charged to establish a credit line

With Ally there are two ways for your business customers to finance in the name of their business:

Business name only

If a business can qualify for financing without the owner’s guaranty, it can obtain financing in the business name only. This gives owners the ability to save their personal credit for other uses.

Third Party Guaranty

When a business owner wants to purchase or lease vehicle(s) in the name of the business − but the business entity alone doesn’t qualify for the credit needed − the owner/officer may act as a third party guarantor.

  • Builds credit in the business name only
  • Keeps the debt off the business owner’s personal credit report, unless the owner acts as guarantor and is unable to pay in the event of a default
  • Protects the owner from liability related to the operation of the vehicle, since the owner’s name stays off the vehicle’s title and contract (unlike a co-buyer/co-lessee whose name appears on the title and contract)

Commercial lines of credit are a smart way to keep your business customers coming back.

We provide a dedicated staff to serve only your business customers.

Our business is your business, and our CSG team is ready to help you achieve your goals. We offer:

  • Expert assistance Commercial Product Specialists with advanced knowledge of commercial auto financing and leasing to provide you with expert guidance and answer your questions
  • Dedicated support for you A team that only serves dealers with commercial lending, so it’s easy to get support in sales, underwriting, funding and servicing, seven days a week
  • Superior service for your customers A dedicated customer service team to personally assist your business customers, because satisfied customers are more likely to do business with your dealership again
  • Commercial Services Business Vehicle Certification
  • SmartLease
  • SmartLease Training /Consulting
  • SmartLease Contracting
  • NetQuote and Residual Value Lease Guide (RVLG)
  • SmartLease Early Termination Vehicle Return Options

Equipment Leasing – Finance Association #motorbikes #on #finance


#lease finance

#

Equipment Leasing Finance Association

Membership

Advocacy

Promoting Equipment Finance

Lease Accounting

2016 Software Guide

Learn about the leading software solutions for the equipment finance industry

Learn more


  • Webinar Recording

    Miss the webinar on the 2016 Survey of Equipment Finance Activity? Check out the recording

    Watch now


  • What are people saying?

    Hear from your colleagues why you should attend the ELFA Annual Convention, Oct. 23-25

    Read more


  • New Lease Accounting Resources

    Read our four-part series on the impact of the new lease accounting standard

    Read more


  • Advocacy Update

    Washington Report: Are you registered to vote?

    Read more


  • Save the Date: 2017 Events

    Wondering when ELFA events will be held in 2017? Start planning now with our 2017 calendar


  • Leasing Program #finance #now


    #dj equipment finance

    #

    Financing with I DJ NOWis a smart decision for
    budget-conscious consumers and businesses.

    Whether it s a sound system, lighting show, trussing rig, staging system, or recording gear.
    Getting the equipment you want now
    and being able to finance has many benefits. Our leasing
    plans are available to both Consumers and Businesses.

    Fast credit decisions
    Apply online, anytime. Receive a credit decision for the maximum amount you can finance in seconds.
    Startups and challenged credits supported.

    Minimal upfront cost
    Our standard leases program requires one advance payment and a documentation fee prior to the
    start of the lease.

    Low monthly payments
    You ll enjoy low monthly payments with flexible lease terms from 2, 3 and 5 years.

    Tax advantages
    Lease payments may be fully tax deductible as an operational expense. You will own the equipment
    at the end of the lease term.

    Leasing your gear is fast and easy
    Simply shop in our stores or on the idjnow.com website and determine the amount you are looking to
    finance. Either apply in our stores (for local purchases that will be picked up at our locations) or online
    for purchases shipped via idjnow.com

    Apply today for an I DJ NOW lease and play today too! Approval decisions are made in just
    minutes.
    Simply complete the short application and choose your term. Upon your approval,
    contact one of our Sales Representatives and choose the gear you want!

    For all leases: All lease examples based on consumer lease to own, 60 months, excellent credit. Consumer and Business lease to own options are available
    for 24, 36, 48, and 60 month terms available. All orders must pass a security check where you will be required to provide information to validate your identity. $500 Minimum
    amount to lease. Instant approvals. See stores or contact idjnow.com customer service for details.

    Lease and Order Online,
    Shipped to You.


    Cheapest MINI Car Leasing – Contract Hire deals UK – What Car? Leasing #finance #resume


    #mini cooper finance

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    Cheap MINI Deals on Car Leasing and Contract Hire

    MINI deals direct from UK MINI Dealers, We have market leading MINI deals on the whole range. MINI dealers offer car leasing and contract hire prices on the following models.

    The entry level MINI First and cheap MINI One brings bags of charm and classic design to the forefront of the class. The MINI Cooper deals deliver all the power and performance in a small package, these cannot be overlooked for style, handling and performance. Great value for money. Then we have the MINI Cooper Convertible and the MINI Cooper S Convertible which still have all the beauty of the MINI. but with a soft top which can be closed or removed in 15 seconds. Really classy with tons of charm. We then have the MINI Clubman deals with various trim levels, One, Cooper, Cooper S. The unique styling and individuality of this car makes it a great fun car to drive but with the added space at the rear and extra legroom. The two sided rear opening doors make it easy for loading and unloading. It is a very practical and distinguished car.
    All MINI lease and contract hire offers advertised on this site direct from MINI Dealers will come with full MINI warranty. You will deal direct with the MINI Dealers who will provide you with quotations and look after your BMW MINI leasing requirements.

    If you would like to visit the dealership for a test drive then why not locate your nearest MINI dealership that offers car leasing via our dealership locator.

    For all the best MINI car lease prices look no further than Lease cars direct, we pride ourselves on offering the best MINI car leasing offers on all MINI models.

    Term is the amount of payments taken over what term E.G 3+35 = 3 Payments in advance followed by 35 further monthly payments which covers a 36 month (3 year) payment plan.

    This payment is taken upfront prior to the car being delivered, often 3 or 6 payments know as 3+ or 6+.

    This is the amount of miles the vehicle should average per year E.G 3 + 35 10,000mpa = 3 year plan with a total mileage of 30,000 over the 3 years.

    This is the Monthly payment that will be paid over the term of the contract.

    Business Contract = Excludes VAT and is for registered UK businesses only ( VAT registered Businesses may be entitled to claim some Vat back).
    Personal Contract = Includes VAT and is for anyone and everyone who has a good credit history.

    Search for a vehicle


    Commercial Vehicle Leasing #reed #finance


    #commercial vehicle finance

    #

    Contact Us. We d Love to Hear From You.

    Commercial Vehicle Financing

    The term “Commercial Vehicle” usually refers to a vehicle used for commerce purposes, although that is not always the case. In fact, in many states the DMV classifies commercial vehicles by weight – over a certain weight, and it’s “commercial”. This means that many trucks and vans used for business are considered commercial (as you would expect). But it also means that vehicles like busses and such are considered commercial vehicles as well.

    Regardless of the type of commercial vehicle you need, Crest Capital has the experience in financing commercial vehicles that you are looking for. In fact, we’ve been providing commercial vehicle financing for almost two decades now, and are ready to help you get the commercial vehicle you need. With our easy application and fast approval, we’ll get you the commercial vehicle financing you need in no time. Contact us today to learn more.

    Get Your Monthly
    Payments Here!

    Commercial Vehicle Financing application.
    Apply now and get approved today!

    Related Categories:

    Catering Truck Financing
    Catering trucks are known by many different names – food trucks, lunch wagons, mobile food truck, or similar. Regardless of the name, they all do similar jobs – bring hot/cold food and beverages to different locations. Catering trucks are useful vehicles, but are also costly. Because of their expense, many companies prefer to finance catering trucks.

    Commercial Recreational Vehicle Financing
    Commercial recreational vehicles (or commercial RV’s) are often modified to function as a mobile business – essentially, they allow businesses to travel to their customers. A commercial recreational vehicle is a very specialized (usually tailored toward an industry) and a costly vehicle. Because of this, financing commercial recreational vehicles is often the most desirable option.

    Mobile On-site Office Truck Financing
    A Mobile On-Site Office Truck is a truck and a mobile office in one. They’re ideal for people who need to be at different locations but still want to be in touch. Because of their technology, they tend to be quite expensive. Therefore, financing mobile on-site office trucks becomes necessary.

    Tools

    Programs

    Resources

    Connect


    Equipment Leasing – Finance Association #kia #motor #finance


    #lease finance

    #

    Equipment Leasing Finance Association

    Membership

    Advocacy

    Promoting Equipment Finance

    Lease Accounting

    2016 Software Guide

    Learn about the leading software solutions for the equipment finance industry

    Learn more


  • Webinar Recording

    Miss the webinar on the 2016 Survey of Equipment Finance Activity? Check out the recording

    Watch now


  • What are people saying?

    Hear from your colleagues why you should attend the ELFA Annual Convention, Oct. 23-25

    Read more


  • New Lease Accounting Resources

    Read our four-part series on the impact of the new lease accounting standard

    Read more


  • Advocacy Update

    Washington Report: Are you registered to vote?

    Read more


  • Save the Date: 2017 Events

    Wondering when ELFA events will be held in 2017? Start planning now with our 2017 calendar


  • No Deposit Van Leasing #vehicle #finance


    #van finance deals

    #

    No Deposit Van Leasing

    No deposit van leasing is the ideal way to quickly get into your desired van with no lump sum or VAT payments up front. Leasing is a great way to plan your payments for the duration of the van lease agreement. There are no nasty surprises with fluctuating monthly payments which allows you to concentrate on growing your business.

    We have an in-house team of van lease deal specialists who will work with you. If you have a monthly budget, a size of van you need or a preferred lease length then we can find a match to meet all your criteria.

    If you have had previous issues with credit in the past then don’t worry. We can also assist customers who are looking for a cheap van lease deal if they have bad credit. Visit our bad credit van leasing

    If you cannot find what you’re specifically looking for then send us a quick call back as we can source any make or model.

    Makes

    Categories

    Price range

    Top deals

    Citroen, Nemo Diesel 1.3 HDi Enterprise

    119 .99 monthly payment
    0 .01 deposit

    Contract term: 60 months

    Annual mileage: 10000

    1.2 litre Diesel Manual

    Call us now on 01254 956666
    Quoting reference DPCPV-91422

    Volkswagen, Caddy C20 Diesel 1.6 TDI 102PS Startline Van

    167 .99 monthly payment
    0 .01 deposit

    Contract term: 60 months

    Annual mileage: 10000

    1.6 litre Diesel Manual

    Call us now on 01254 956666
    Quoting reference DPCPV-89240

    Peugeot, Partner L1 Diesel 850 1.6 HDi 92 Professional Van

    183 .99 monthly payment
    0 .01 deposit

    Contract term: 60 months

    Annual mileage: 10000

    1.6 litre Diesel Manual

    Call us now on 01254 956666
    Quoting reference DPCPV-89265

    Nissan, NV200 Diesel 1.5 dCi Acenta Van

    208 .99 monthly payment
    0 .01 deposit

    Contract term: 60 months

    Annual mileage: 10000

    1.5 litre Diesel Manual

    Call us now on 01254 956666
    Quoting reference DPCPV-89244

    Vauxhall, Vivaro LWB Diesel 2.0CDTI [115PS] Van 2.9t

    227 .90 monthly payment
    0 .01 deposit

    Contract term: 60 months

    Annual mileage: 10000

    2 litre Diesel Manual

    Call us now on 01254 956666
    Quoting reference DPCPV-89388

    Peugeot, Expert L1 Diesel 1000 1.6 HDi 90 H1 Van

    254 .99 monthly payment
    0 .01 deposit

    Contract term: 60 months

    Annual mileage: 10000

    1.6 litre Diesel Manual

    Call us now on 01254 956666
    Quoting reference DPCPV-89379

    Volkswagen, Transporter T26 SWB Diesel 2.0 TDI 84PS Van

    279 .29 monthly payment
    0 .01 deposit

    Contract term: 60 months

    Annual mileage: 10000

    2 litre Diesel Manual

    Call us now on 01254 956666
    Quoting reference DPCPV-89511

    Peugeot, Boxer 335 L3 Diesel 2.2 HDi H2 Professional Van 130ps

    299 .99 monthly payment
    0 .01 deposit

    Contract term: 60 months

    Annual mileage: 10000

    2.2 litre Diesel Manual

    Call us now on 01254 956666
    Quoting reference DPCPV-89249

    Nissan, NV400 F28 L1 Diesel 2.3 dCi 110ps H1 E Van

    329 .99 monthly payment
    0 .01 deposit

    Contract term: 60 months

    Annual mileage: 10000

    2.3 litre Diesel Manual

    Call us now on 01254 956666
    Quoting reference DPCPV-89256

    Mitsubishi, L200 LWB LB Diesel Double Cab DI-D 4Life 4WD 134Bhp [2010]

    331 .12 monthly payment
    0 .01 deposit

    Contract term: 60 months

    Annual mileage: 10000

    2.5 litre Diesel Manual

    Call us now on 01254 956666
    Quoting reference DPCPV-89509

    Ford, Transit Custom 290 SWB Diesel FWD 2.2 TDCi 100ps Low Roof Van

    355 .25 monthly payment
    0 .01 deposit

    Contract term: 60 months

    Annual mileage: 10000

    2.2 litre Diesel Manual

    Call us now on 01254 956666
    Quoting reference DPCPV-89253

    Mercedes-Benz, Sprinter 313CDI Long Diesel 3.5t BlueTec High Roof Van

    425 .19 monthly payment
    0 .01 deposit

    Contract term: 60 months

    Annual mileage: 10000

    2.1 litre Diesel Manual

    Call us now on 01254 956666
    Quoting reference DPCPV-89260

    All vehicle images and car descriptions on this site are for illustration and reference purposes only and are not necessarily an accurate representation of the vehicle on offer.

    Registered Office. Trident Park Trident Way, Blackburn, BB1 3NU

    Registered in England & Wales with company number. 06215364 | Data Protection No. Z1246427 | VAT No. 912667322

    Hippo Leasing is a trading style of Hippo Vehicle Solutions Ltd (Company Number: 06215364) Hippo Vehicle Solutions is authorised and regulated by the Financial Conduct Authority FRN:658076. Hippo Vehicle Solutions Limited trading as Hippo Motor Group, is an Appointed Representative of Autoprotect MBI Ltd for insurance mediation purposes. Autoprotect MBI Ltd is authorised and regulated by the Financial Conduct Authority. its firm reference number is 312143. We are a member of the BVRLA and you can contact them via post, here: BVRLA, River Lodge, Badminton Court, Amersham, HP7 0DD.

    We are a broker not a lender and our registered office is Trident Park, Trident Way, Blackburn BB1 3NU. Our contract number is 01254 919000

    Copyright 2016 Hippo Vehicle Solutions Ltd, All rights reserved.


    Cheap Van Leasing #film #finance


    #van finance lease

    #

    Flexible Van Finance Available

    Finance Options

    Finance Lease is the most popular finance agreement for business users and commercial vehicles. Many people still think, incorrectly, that it is the expensive option.

    On a Finance Lease agreement, you can choose to pay either the entire cost of the vehicle, including interest charges, over an agreed lease period or opt to pay lower monthly rentals
    with a final payment based on the anticipated resale value of the vehicle.

    • Every single payment 100 tax deductible
    • Low Deposit Minimum equivalent of just three monthly payments up front
    • Fixed Monthly Rental
    • Possibility of larger end payment, to further reduce monthly payment
    • No mileage or damage restrictions
    • At end of term, either sell vehicle and keep 99 of profit, or extend the lease at just 8.33 PER YEAR

    This kind of Cheap Van Leasing is not available to private individuals, but is the preferred alternative to hire purchase, cash or loans, and the best choice for Partnerships, Limited Companies, Self Employed Sole Traders due to the significant tax advantages, which is why we find that the majority of accountants will advise their clients to take the Finance Lease route, over and above the cash, loan or hire purchase options wherever possible.

    How Does It Work

    At the start of the Finance Lease Contract. monthly payments and interest rates are fixed for the duration of the contract.

    With a Finance Lease agreement. you can benefit from fixed monthly costs. At the end of the contract, the customer can then choose to operate the vehicle under a peppercorn agreement but at no time will take ownership of the asset.

    Example, Your Business Ltd takes out a Finance Lease agreement on a Nissan Primastar. The business pays a deposit for the vehicle, then a choice is made to spread the remaining balance over the remaining period, or, to defer a larger residual value payment at the end of the contract.

    100 tax deductible if you are a Partnership

    Ltd Company or a Sole Trader on all finance options.


    Compare Cheapest Car Leasing & Contract Hire Deals UK #9d7f #google #finance #app


    #cheapest car finance

    #

    About Car Leasing

    Car leasing is a contract between an individual or a business, a finance company and a dealer. There are defined parameters such as mileage, term and monthly rental. We advertise competitive contract hire prices from dealerships around the UK. The main types of leasing are personal contract hire and business contract hire.

    Business Contract Hire

    Contract hire can be a cost effective rate for businesses wishing to run new cars. The monthly rentals are fixed for the term of the contract and include Road Fund License (RFL). For VAT registered companies, a portion of the VAT may be reclaimed. The vehicle is handed back at the end of the contract, excess mileage charges will apply if the contract mileage is exceeded.

    Personal Leasing

    Personal contract hire is a type of lease for personal customers. It consists of an upfront payment followed by regular monthly payments over a fixed period of time. It is usually cheaper than financing a vehicle outright as you are effectively renting the vehicle, it doesn t belong to you. The agreement is based on a fixed term and mileage. Charges will occur if you exceed the mileage stated on your contract so it is important to take a contract based on a mileage that will best suit your personal needs. The vehicle belongs to the finance company so at the end of your contract you hand the vehicle back to them. This type of contract is usually preffered by people who like to change their vehicle every few years.

    PCP

    A PCP is similar to a lease as you pay a fixed monthly rental which varies depending on the initial payment, term and mileage you select at the start of your contract. You also have the option of returning the vehicle back at the end of your contract. Where it differs from a contract hire agreement is that with PCP there is the option to own the vehicle by paying any outstanding amounts at the end of the contract, this will include a balloon payment which is the GMFV (Guaranteed Minimum Future Value) agreed at the start of the contract and there may be an option to purchase fee which is also advised at the start of your contract. As with contract hire if you go over your agreed mileage you will be charged an excess mileage charge when you return the vehicle.