How to Hire a Tax Resolution Company You Can Trust: 7 Steps #reputable #tax #relief #companies


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How to Hire a Tax Resolution Company You Can Trust

We have all read the headlines: Tax relief scams and IRS phishing schemes are on the rise. As a result of a weakened economy, the IRS is more aggressive than ever to collect and tax-burdened Americans are seeking professional help in solving their IRS problems.

The tax debt relief industry has seen dramatic growth over the past 5 years as many companies have entered the arena to offer help to taxpayers impacted by a sharp increase in IRS tax compliance enforcement. But lately, many of these so-called tax resolution firms have been making headlines for misleading consumers with deceptive advertising and false claims that they can settle taxpayers’ debt for “pennies on the dollar.” Consequently, many firms have been exposed for taking advantage of people seeking tax assistance. For a fee, they promise to help taxpayers, but instead leave them with their original tax debt, plus additional interest and penalties.

So how do consumers choose from the large number of companies out there that offer tax relief assistance? And more importantly, how do they know they won’t end up getting ripped off?

Steps Edit

Be leery of demands that the company be paid in full upfront . Trust is a two-way street. If you can trust that the company will provide the services as promised in their agreement, they in turn must trust that you will pay them and begin working 100% for you upon receiving a “good faith” retainer.

Decide on the type of company you want to work with . There are 3-main types of companies that can assist you.

  • Tax Attorney / Certified Public Accountant (CPA) – These are typically boutique companies that will be in your local area. They typically are the most expensive and also carry the best credentials. Make sure that they not only have the credentials, but they have experience in this niche part of the tax industry. Tax lawyers and CPAs can be very helpful if you have an extremely complicated situation if they specialize in this type of tax assistance.
  • National Resolution Firms – These companies typically offer less customized service and many times you will deal with junior associates on the phone and the person with the credentials is behind the scenes working. This type of company can be good for you if you can’t afford the tax attorney or CPA, but make sure you vet them carefully as there are many companies in this group that care only about their bottom line and not your tax resolution.
  • Software Based Companies – Just like filing your current tax year returns has been automated by software, so has the delinquent tax industry. There are fewer of these companies out there, but they can be a good solution for those who don’t have an extremely complicated situation, which is probably most of us. This solution is usually the cheapest but will require you to do more work. The software should walk you through the process from start to finish. If it doesn’t, keep looking.

Ask for the names of the owners of the company . Any hesitation by their representatives is a definite cautionary red flag that they don’t want you to know who is behind the company and ultimately responsible for your case.

Ask, “How long has your company been in business? Most new companies (no matter what the business is) never make it due to a wide variety of reasons. In today’s difficult financial climate you don’t want to get stuck with a company that hasn’t been in business for at least five years. Otherwise, they might not even be in business six months from now.

Ask “What is the firm’s success rate”? As a rule, the firm’s track record is the best objective indicator of how that firm will manage your case. How many Offers in Compromise has the firm successfully settled? What is the total dollars negotiated in settlements divided by total dollars in tax, interest and penalties owed? Additionally, the credentials should be substantiated by an independent third party, like the Better Business Bureau. You can also ask the firm if they have been designated a Certified Tax Resolution Specialist.

Do not feel pressured to hire the company. Be especially cautious when dealing with high-pressure sales people. They are usually working in a “boiler room” where they’ve been trained to prey upon a taxpayer’s fears.

Run if a company “guarantees” specific results. A taxpayer with a troubling problem should turn and run the other way if a company “guarantees” specific results. They are telling you what you want to hear, whether or not it’s really possible. Know that there are no sure fire ways to reduce your liability and that contrary to some companies’ claims, not everyone qualifies for the IRS Offer In Compromise program. Companies must obtain your background information and proper documentation before evaluating your situation and determining your options. An honest company will ask you lots of questions upfront in your initial consultation in order to understand the precise needs and specifics of your case.


Plastic Surgery Financing – What Are Some Reputable Lenders? Doctor Answers, Tips #business #finance #brokers


#cosmetic surgery finance

#

Plastic Surgery Financing – What Are Some Reputable Lenders?

I need financing to help me pay for the breast augmentation and liposuction (i.e. mommy make over) I plan to undergo this summer, but I am kind of weirded out about getting a loan for this. I don t want to end up dealing with some sleazy creditor that preys on people like me who just want to look and feel a little better about their bodies. Can any doctors out there speak to which lenders their patients have worked with? If you ve heard any horror stories or would recommend one lender over another, please share.

Doctor Answers 88

Plastic Surgery Financing – Buyer Beware – Look at photos, training of your PS before checking on financing

December 21st, 2008

Plastic Surgeons pay for plastic surgery financing programs. The charge to the plastic surgeon can be10% or more. This include surgeon’s fee, OR fee’s,anesthisia fees, pain control devices, garments, etc. Why would a plastic surgeon be willing to hand over a percentage of the overall cost of surgery?

I am strongly against plastic surgery financing programs, and I have never offered them in my practice. Most, if not all, plastic surgery financing plans are not only a bad idea but also a bad deal for many patients – in some ways that are easily apparent but in other ways that are not as obvious. The most obvious way in which these plans are unfavorable and therefore undesirable is their terms, which often are interest-free for as long as a year, but that revert to an interest rate comparable to a high interest rate credit card (i.e. an APR of 20% or more) if a patient misses or is late on a single payment.
A recent Nee York Times Article – Google it – discussed the dangers of plastic surgery financing. One very interesting part of the article was when a reported asked the doctors if they would use these programs for themselves or their family members. The physicians asked answered “no”

I want to do everything possible to help my patients and to make every part of plastic surgery as easy and comfortable as possible. I understand that plastic surgery is expensive and it can be difficult for many, if not most people to afford the fees. However, I would not want my patients to use a program I wouldn’t use myself or recommend to a family member. At some point, a program may be introduced that makes me feel differently, but until my accountant can assure me that a program is safe and easy for my patients, i am willing to lose the business that could come my way by offering plastic surgery financing

A high interest rate is, in fact, almost a necessity for a credit product that finances a service instead of a tangible asset like a home or an automobile. A creditor can repossess a home or a car, but they can’t repossess your tummy tuck. So a high interest rate helps them hedge the risk of having no collateral.
If you are considering one of these financing arrangements in order to schedule a plastic surgery procedure, do your due diligence before signing on the dotted line. Make sure that you are fully informed of the consequences of missing a payment or making a late payment. Make an honest assessment of your ability to meet the terms of the contract. Look into whether or not you can obtain better financing terms with an existing credit card account or with the bank with which you have a personal banking relationship and a credit history. And give great consideration to the way in which the concept of financing is presented to you by a surgery practice – is it an option that you can explore further on your own, or is the practice trying to ‘pull you in’ by making the financial part ‘easy’ for you?

FINANCING COMPANIES THAT ARE REPUTABLE

At my practice, our pricing of procedures is competitive for all types of interventions whether surgical or non-surgical.We offer Make over packages like mommy makeover’s and post bariatric contouring packages that offer combination procedures at very favourable prices. Please inquire with us if you are interested in such combination procedures. Financing is provided by two leading third party companies; Medicard and Crelogix.

Prices vary a lot according to experience and board certification of the plastic surgeon, facilities, quality of the practice, region, etc…
Cosmetic surgery in Colombia represents an increasingly attractive option for consumers looking for the ultimate combination of quality, price, availability, service, enjoyment, and value. Prices for plastic surgery procedures can be very affordable, and often 30-50% less than in the United States and Europe. When done with a board certified surgeon, patients can save thousands of dollars on cosmetic procedures while providing all of the safety and quality that they would receive in top U.S. and European centers.

Plastic surgery financing

December 8th, 2015

CARE CREDIT, is the financing option our practice uses the most. I would recommend asking the office staff about what the financial responsibilities are relative to the financing option you choose. Another company is Alphaeon. I agree with one of the answers below that suggest that the financial responsibility may revert to a 20% APR in the event of late payments etc. With certain financing companies such as CARE CREDIT, the office can choose which plan to participate in and which plans not to offer that may be too risky financially.

Thank you for your question. Our practice is currently using two different companies to assist with financing if needed, Prosper Healthcare Lending and Care Credit. Both offer various plans of repayment, some with no interest. Both seem to be reputable companies and we have never heard a complaint from any of our patients. It is important to always be aware of the terms of your loan and stay within a reasonable amount that you can afford to repay.

Financing your surgery

February 26th, 2015

There are many options when it comes to financing your surgery. For instance, there are companies that can facilitate a 24-60 month extended payment plans which can make your monthly payments as low as $79. In case your credit history is brand new, these companies also allow co-signers. As you can see, there are a few alternatives to be considered.

Here are some helpful hints: If you have good credit, Care Credit offers 6 and 12mo. no interest payment plans as well as 24-60mo. extended payment plans at a fixed interest rate of 14.9%. They also accept co-signors.

Medical Financing and also EFINANCE Solutions work with people who have A, B and C credit and can approve you at different qualifying interest rates, they too accept co-signors. I look forward to helping you with any questions that may facilitate your choice in applying with a company.

Financing surgery

December 19th, 2012

Many patients will finance their surgery. With rates currently so low it is certainly a good option for anyone. There are several different ways you can borrow and or finance the cost. The best deal would be to use a home equity loan because of the low interest rate. You might need a relative to co-sign. If you do not have a house, or enough equity there are other companies which will lend you the money. The most popular is Care Credit. They have several different plans that you can take advantage of depending on your credit. You can also play the credit card game. Many credit cards will offer you interest free charging for 3-6 months. As long as you transfer the remaining balance to the “next” card before your interest starts you can pay out your surgery gradually over time. Just be careful with this because credit cards notoriously have extremely high interest rates. Finally there might be some doctor’s office that does their own financing but I don’t know of any. Good luck.

Show more answers

These answers are for educational purposes and should not be relied upon as a substitute for medical advice you may receive from your physician. If you have a medical emergency, please call 911. These answers do not constitute or initiate a patient/doctor relationship.

You might also like.

Related Content


Plastic Surgery Financing – What Are Some Reputable Lenders? Doctor Answers, Tips #picture #finance


#cosmetic surgery finance

#

Plastic Surgery Financing – What Are Some Reputable Lenders?

I need financing to help me pay for the breast augmentation and liposuction (i.e. mommy make over) I plan to undergo this summer, but I am kind of weirded out about getting a loan for this. I don t want to end up dealing with some sleazy creditor that preys on people like me who just want to look and feel a little better about their bodies. Can any doctors out there speak to which lenders their patients have worked with? If you ve heard any horror stories or would recommend one lender over another, please share.

Doctor Answers 88

Plastic Surgery Financing – Buyer Beware – Look at photos, training of your PS before checking on financing

December 21st, 2008

Plastic Surgeons pay for plastic surgery financing programs. The charge to the plastic surgeon can be10% or more. This include surgeon’s fee, OR fee’s,anesthisia fees, pain control devices, garments, etc. Why would a plastic surgeon be willing to hand over a percentage of the overall cost of surgery?

I am strongly against plastic surgery financing programs, and I have never offered them in my practice. Most, if not all, plastic surgery financing plans are not only a bad idea but also a bad deal for many patients – in some ways that are easily apparent but in other ways that are not as obvious. The most obvious way in which these plans are unfavorable and therefore undesirable is their terms, which often are interest-free for as long as a year, but that revert to an interest rate comparable to a high interest rate credit card (i.e. an APR of 20% or more) if a patient misses or is late on a single payment.
A recent Nee York Times Article – Google it – discussed the dangers of plastic surgery financing. One very interesting part of the article was when a reported asked the doctors if they would use these programs for themselves or their family members. The physicians asked answered “no”

I want to do everything possible to help my patients and to make every part of plastic surgery as easy and comfortable as possible. I understand that plastic surgery is expensive and it can be difficult for many, if not most people to afford the fees. However, I would not want my patients to use a program I wouldn’t use myself or recommend to a family member. At some point, a program may be introduced that makes me feel differently, but until my accountant can assure me that a program is safe and easy for my patients, i am willing to lose the business that could come my way by offering plastic surgery financing

A high interest rate is, in fact, almost a necessity for a credit product that finances a service instead of a tangible asset like a home or an automobile. A creditor can repossess a home or a car, but they can’t repossess your tummy tuck. So a high interest rate helps them hedge the risk of having no collateral.
If you are considering one of these financing arrangements in order to schedule a plastic surgery procedure, do your due diligence before signing on the dotted line. Make sure that you are fully informed of the consequences of missing a payment or making a late payment. Make an honest assessment of your ability to meet the terms of the contract. Look into whether or not you can obtain better financing terms with an existing credit card account or with the bank with which you have a personal banking relationship and a credit history. And give great consideration to the way in which the concept of financing is presented to you by a surgery practice – is it an option that you can explore further on your own, or is the practice trying to ‘pull you in’ by making the financial part ‘easy’ for you?

FINANCING COMPANIES THAT ARE REPUTABLE

At my practice, our pricing of procedures is competitive for all types of interventions whether surgical or non-surgical.We offer Make over packages like mommy makeover’s and post bariatric contouring packages that offer combination procedures at very favourable prices. Please inquire with us if you are interested in such combination procedures. Financing is provided by two leading third party companies; Medicard and Crelogix.

Prices vary a lot according to experience and board certification of the plastic surgeon, facilities, quality of the practice, region, etc…
Cosmetic surgery in Colombia represents an increasingly attractive option for consumers looking for the ultimate combination of quality, price, availability, service, enjoyment, and value. Prices for plastic surgery procedures can be very affordable, and often 30-50% less than in the United States and Europe. When done with a board certified surgeon, patients can save thousands of dollars on cosmetic procedures while providing all of the safety and quality that they would receive in top U.S. and European centers.

Plastic surgery financing

December 8th, 2015

CARE CREDIT, is the financing option our practice uses the most. I would recommend asking the office staff about what the financial responsibilities are relative to the financing option you choose. Another company is Alphaeon. I agree with one of the answers below that suggest that the financial responsibility may revert to a 20% APR in the event of late payments etc. With certain financing companies such as CARE CREDIT, the office can choose which plan to participate in and which plans not to offer that may be too risky financially.

Thank you for your question. Our practice is currently using two different companies to assist with financing if needed, Prosper Healthcare Lending and Care Credit. Both offer various plans of repayment, some with no interest. Both seem to be reputable companies and we have never heard a complaint from any of our patients. It is important to always be aware of the terms of your loan and stay within a reasonable amount that you can afford to repay.

Financing your surgery

February 26th, 2015

There are many options when it comes to financing your surgery. For instance, there are companies that can facilitate a 24-60 month extended payment plans which can make your monthly payments as low as $79. In case your credit history is brand new, these companies also allow co-signers. As you can see, there are a few alternatives to be considered.

Here are some helpful hints: If you have good credit, Care Credit offers 6 and 12mo. no interest payment plans as well as 24-60mo. extended payment plans at a fixed interest rate of 14.9%. They also accept co-signors.

Medical Financing and also EFINANCE Solutions work with people who have A, B and C credit and can approve you at different qualifying interest rates, they too accept co-signors. I look forward to helping you with any questions that may facilitate your choice in applying with a company.

Financing surgery

December 19th, 2012

Many patients will finance their surgery. With rates currently so low it is certainly a good option for anyone. There are several different ways you can borrow and or finance the cost. The best deal would be to use a home equity loan because of the low interest rate. You might need a relative to co-sign. If you do not have a house, or enough equity there are other companies which will lend you the money. The most popular is Care Credit. They have several different plans that you can take advantage of depending on your credit. You can also play the credit card game. Many credit cards will offer you interest free charging for 3-6 months. As long as you transfer the remaining balance to the “next” card before your interest starts you can pay out your surgery gradually over time. Just be careful with this because credit cards notoriously have extremely high interest rates. Finally there might be some doctor’s office that does their own financing but I don’t know of any. Good luck.

Show more answers

These answers are for educational purposes and should not be relied upon as a substitute for medical advice you may receive from your physician. If you have a medical emergency, please call 911. These answers do not constitute or initiate a patient/doctor relationship.

You might also like.

Related Content


Plastic Surgery Financing – What Are Some Reputable Lenders? Doctor Answers, Tips #ford #0 #finance


#cosmetic surgery finance

#

Plastic Surgery Financing – What Are Some Reputable Lenders?

I need financing to help me pay for the breast augmentation and liposuction (i.e. mommy make over) I plan to undergo this summer, but I am kind of weirded out about getting a loan for this. I don t want to end up dealing with some sleazy creditor that preys on people like me who just want to look and feel a little better about their bodies. Can any doctors out there speak to which lenders their patients have worked with? If you ve heard any horror stories or would recommend one lender over another, please share.

Doctor Answers 88

Plastic Surgery Financing – Buyer Beware – Look at photos, training of your PS before checking on financing

December 21st, 2008

Plastic Surgeons pay for plastic surgery financing programs. The charge to the plastic surgeon can be10% or more. This include surgeon’s fee, OR fee’s,anesthisia fees, pain control devices, garments, etc. Why would a plastic surgeon be willing to hand over a percentage of the overall cost of surgery?

I am strongly against plastic surgery financing programs, and I have never offered them in my practice. Most, if not all, plastic surgery financing plans are not only a bad idea but also a bad deal for many patients – in some ways that are easily apparent but in other ways that are not as obvious. The most obvious way in which these plans are unfavorable and therefore undesirable is their terms, which often are interest-free for as long as a year, but that revert to an interest rate comparable to a high interest rate credit card (i.e. an APR of 20% or more) if a patient misses or is late on a single payment.
A recent Nee York Times Article – Google it – discussed the dangers of plastic surgery financing. One very interesting part of the article was when a reported asked the doctors if they would use these programs for themselves or their family members. The physicians asked answered “no”

I want to do everything possible to help my patients and to make every part of plastic surgery as easy and comfortable as possible. I understand that plastic surgery is expensive and it can be difficult for many, if not most people to afford the fees. However, I would not want my patients to use a program I wouldn’t use myself or recommend to a family member. At some point, a program may be introduced that makes me feel differently, but until my accountant can assure me that a program is safe and easy for my patients, i am willing to lose the business that could come my way by offering plastic surgery financing

A high interest rate is, in fact, almost a necessity for a credit product that finances a service instead of a tangible asset like a home or an automobile. A creditor can repossess a home or a car, but they can’t repossess your tummy tuck. So a high interest rate helps them hedge the risk of having no collateral.
If you are considering one of these financing arrangements in order to schedule a plastic surgery procedure, do your due diligence before signing on the dotted line. Make sure that you are fully informed of the consequences of missing a payment or making a late payment. Make an honest assessment of your ability to meet the terms of the contract. Look into whether or not you can obtain better financing terms with an existing credit card account or with the bank with which you have a personal banking relationship and a credit history. And give great consideration to the way in which the concept of financing is presented to you by a surgery practice – is it an option that you can explore further on your own, or is the practice trying to ‘pull you in’ by making the financial part ‘easy’ for you?

FINANCING COMPANIES THAT ARE REPUTABLE

At my practice, our pricing of procedures is competitive for all types of interventions whether surgical or non-surgical.We offer Make over packages like mommy makeover’s and post bariatric contouring packages that offer combination procedures at very favourable prices. Please inquire with us if you are interested in such combination procedures. Financing is provided by two leading third party companies; Medicard and Crelogix.

Prices vary a lot according to experience and board certification of the plastic surgeon, facilities, quality of the practice, region, etc…
Cosmetic surgery in Colombia represents an increasingly attractive option for consumers looking for the ultimate combination of quality, price, availability, service, enjoyment, and value. Prices for plastic surgery procedures can be very affordable, and often 30-50% less than in the United States and Europe. When done with a board certified surgeon, patients can save thousands of dollars on cosmetic procedures while providing all of the safety and quality that they would receive in top U.S. and European centers.

Plastic surgery financing

December 8th, 2015

CARE CREDIT, is the financing option our practice uses the most. I would recommend asking the office staff about what the financial responsibilities are relative to the financing option you choose. Another company is Alphaeon. I agree with one of the answers below that suggest that the financial responsibility may revert to a 20% APR in the event of late payments etc. With certain financing companies such as CARE CREDIT, the office can choose which plan to participate in and which plans not to offer that may be too risky financially.

Thank you for your question. Our practice is currently using two different companies to assist with financing if needed, Prosper Healthcare Lending and Care Credit. Both offer various plans of repayment, some with no interest. Both seem to be reputable companies and we have never heard a complaint from any of our patients. It is important to always be aware of the terms of your loan and stay within a reasonable amount that you can afford to repay.

Financing your surgery

February 26th, 2015

There are many options when it comes to financing your surgery. For instance, there are companies that can facilitate a 24-60 month extended payment plans which can make your monthly payments as low as $79. In case your credit history is brand new, these companies also allow co-signers. As you can see, there are a few alternatives to be considered.

Here are some helpful hints: If you have good credit, Care Credit offers 6 and 12mo. no interest payment plans as well as 24-60mo. extended payment plans at a fixed interest rate of 14.9%. They also accept co-signors.

Medical Financing and also EFINANCE Solutions work with people who have A, B and C credit and can approve you at different qualifying interest rates, they too accept co-signors. I look forward to helping you with any questions that may facilitate your choice in applying with a company.

Financing surgery

December 19th, 2012

Many patients will finance their surgery. With rates currently so low it is certainly a good option for anyone. There are several different ways you can borrow and or finance the cost. The best deal would be to use a home equity loan because of the low interest rate. You might need a relative to co-sign. If you do not have a house, or enough equity there are other companies which will lend you the money. The most popular is Care Credit. They have several different plans that you can take advantage of depending on your credit. You can also play the credit card game. Many credit cards will offer you interest free charging for 3-6 months. As long as you transfer the remaining balance to the “next” card before your interest starts you can pay out your surgery gradually over time. Just be careful with this because credit cards notoriously have extremely high interest rates. Finally there might be some doctor’s office that does their own financing but I don’t know of any. Good luck.

Show more answers

These answers are for educational purposes and should not be relied upon as a substitute for medical advice you may receive from your physician. If you have a medical emergency, please call 911. These answers do not constitute or initiate a patient/doctor relationship.

You might also like.

Related Content


Plastic Surgery Financing – What Are Some Reputable Lenders? Doctor Answers, Tips #letsatsi #finance


#cosmetic surgery finance

#

Plastic Surgery Financing – What Are Some Reputable Lenders?

I need financing to help me pay for the breast augmentation and liposuction (i.e. mommy make over) I plan to undergo this summer, but I am kind of weirded out about getting a loan for this. I don t want to end up dealing with some sleazy creditor that preys on people like me who just want to look and feel a little better about their bodies. Can any doctors out there speak to which lenders their patients have worked with? If you ve heard any horror stories or would recommend one lender over another, please share.

Doctor Answers 88

Plastic Surgery Financing – Buyer Beware – Look at photos, training of your PS before checking on financing

December 21st, 2008

Plastic Surgeons pay for plastic surgery financing programs. The charge to the plastic surgeon can be10% or more. This include surgeon’s fee, OR fee’s,anesthisia fees, pain control devices, garments, etc. Why would a plastic surgeon be willing to hand over a percentage of the overall cost of surgery?

I am strongly against plastic surgery financing programs, and I have never offered them in my practice. Most, if not all, plastic surgery financing plans are not only a bad idea but also a bad deal for many patients – in some ways that are easily apparent but in other ways that are not as obvious. The most obvious way in which these plans are unfavorable and therefore undesirable is their terms, which often are interest-free for as long as a year, but that revert to an interest rate comparable to a high interest rate credit card (i.e. an APR of 20% or more) if a patient misses or is late on a single payment.
A recent Nee York Times Article – Google it – discussed the dangers of plastic surgery financing. One very interesting part of the article was when a reported asked the doctors if they would use these programs for themselves or their family members. The physicians asked answered “no”

I want to do everything possible to help my patients and to make every part of plastic surgery as easy and comfortable as possible. I understand that plastic surgery is expensive and it can be difficult for many, if not most people to afford the fees. However, I would not want my patients to use a program I wouldn’t use myself or recommend to a family member. At some point, a program may be introduced that makes me feel differently, but until my accountant can assure me that a program is safe and easy for my patients, i am willing to lose the business that could come my way by offering plastic surgery financing

A high interest rate is, in fact, almost a necessity for a credit product that finances a service instead of a tangible asset like a home or an automobile. A creditor can repossess a home or a car, but they can’t repossess your tummy tuck. So a high interest rate helps them hedge the risk of having no collateral.
If you are considering one of these financing arrangements in order to schedule a plastic surgery procedure, do your due diligence before signing on the dotted line. Make sure that you are fully informed of the consequences of missing a payment or making a late payment. Make an honest assessment of your ability to meet the terms of the contract. Look into whether or not you can obtain better financing terms with an existing credit card account or with the bank with which you have a personal banking relationship and a credit history. And give great consideration to the way in which the concept of financing is presented to you by a surgery practice – is it an option that you can explore further on your own, or is the practice trying to ‘pull you in’ by making the financial part ‘easy’ for you?

FINANCING COMPANIES THAT ARE REPUTABLE

At my practice, our pricing of procedures is competitive for all types of interventions whether surgical or non-surgical.We offer Make over packages like mommy makeover’s and post bariatric contouring packages that offer combination procedures at very favourable prices. Please inquire with us if you are interested in such combination procedures. Financing is provided by two leading third party companies; Medicard and Crelogix.

Prices vary a lot according to experience and board certification of the plastic surgeon, facilities, quality of the practice, region, etc…
Cosmetic surgery in Colombia represents an increasingly attractive option for consumers looking for the ultimate combination of quality, price, availability, service, enjoyment, and value. Prices for plastic surgery procedures can be very affordable, and often 30-50% less than in the United States and Europe. When done with a board certified surgeon, patients can save thousands of dollars on cosmetic procedures while providing all of the safety and quality that they would receive in top U.S. and European centers.

Plastic surgery financing

December 8th, 2015

CARE CREDIT, is the financing option our practice uses the most. I would recommend asking the office staff about what the financial responsibilities are relative to the financing option you choose. Another company is Alphaeon. I agree with one of the answers below that suggest that the financial responsibility may revert to a 20% APR in the event of late payments etc. With certain financing companies such as CARE CREDIT, the office can choose which plan to participate in and which plans not to offer that may be too risky financially.

Thank you for your question. Our practice is currently using two different companies to assist with financing if needed, Prosper Healthcare Lending and Care Credit. Both offer various plans of repayment, some with no interest. Both seem to be reputable companies and we have never heard a complaint from any of our patients. It is important to always be aware of the terms of your loan and stay within a reasonable amount that you can afford to repay.

Financing your surgery

February 26th, 2015

There are many options when it comes to financing your surgery. For instance, there are companies that can facilitate a 24-60 month extended payment plans which can make your monthly payments as low as $79. In case your credit history is brand new, these companies also allow co-signers. As you can see, there are a few alternatives to be considered.

Here are some helpful hints: If you have good credit, Care Credit offers 6 and 12mo. no interest payment plans as well as 24-60mo. extended payment plans at a fixed interest rate of 14.9%. They also accept co-signors.

Medical Financing and also EFINANCE Solutions work with people who have A, B and C credit and can approve you at different qualifying interest rates, they too accept co-signors. I look forward to helping you with any questions that may facilitate your choice in applying with a company.

Financing surgery

December 19th, 2012

Many patients will finance their surgery. With rates currently so low it is certainly a good option for anyone. There are several different ways you can borrow and or finance the cost. The best deal would be to use a home equity loan because of the low interest rate. You might need a relative to co-sign. If you do not have a house, or enough equity there are other companies which will lend you the money. The most popular is Care Credit. They have several different plans that you can take advantage of depending on your credit. You can also play the credit card game. Many credit cards will offer you interest free charging for 3-6 months. As long as you transfer the remaining balance to the “next” card before your interest starts you can pay out your surgery gradually over time. Just be careful with this because credit cards notoriously have extremely high interest rates. Finally there might be some doctor’s office that does their own financing but I don’t know of any. Good luck.

Show more answers

These answers are for educational purposes and should not be relied upon as a substitute for medical advice you may receive from your physician. If you have a medical emergency, please call 911. These answers do not constitute or initiate a patient/doctor relationship.

You might also like.

Related Content


Plastic Surgery Financing – What Are Some Reputable Lenders? Doctor Answers, Tips #factoring #finance


#cosmetic surgery finance

#

Plastic Surgery Financing – What Are Some Reputable Lenders?

I need financing to help me pay for the breast augmentation and liposuction (i.e. mommy make over) I plan to undergo this summer, but I am kind of weirded out about getting a loan for this. I don t want to end up dealing with some sleazy creditor that preys on people like me who just want to look and feel a little better about their bodies. Can any doctors out there speak to which lenders their patients have worked with? If you ve heard any horror stories or would recommend one lender over another, please share.

Doctor Answers 88

Plastic Surgery Financing – Buyer Beware – Look at photos, training of your PS before checking on financing

December 21st, 2008

Plastic Surgeons pay for plastic surgery financing programs. The charge to the plastic surgeon can be10% or more. This include surgeon’s fee, OR fee’s,anesthisia fees, pain control devices, garments, etc. Why would a plastic surgeon be willing to hand over a percentage of the overall cost of surgery?

I am strongly against plastic surgery financing programs, and I have never offered them in my practice. Most, if not all, plastic surgery financing plans are not only a bad idea but also a bad deal for many patients – in some ways that are easily apparent but in other ways that are not as obvious. The most obvious way in which these plans are unfavorable and therefore undesirable is their terms, which often are interest-free for as long as a year, but that revert to an interest rate comparable to a high interest rate credit card (i.e. an APR of 20% or more) if a patient misses or is late on a single payment.
A recent Nee York Times Article – Google it – discussed the dangers of plastic surgery financing. One very interesting part of the article was when a reported asked the doctors if they would use these programs for themselves or their family members. The physicians asked answered “no”

I want to do everything possible to help my patients and to make every part of plastic surgery as easy and comfortable as possible. I understand that plastic surgery is expensive and it can be difficult for many, if not most people to afford the fees. However, I would not want my patients to use a program I wouldn’t use myself or recommend to a family member. At some point, a program may be introduced that makes me feel differently, but until my accountant can assure me that a program is safe and easy for my patients, i am willing to lose the business that could come my way by offering plastic surgery financing

A high interest rate is, in fact, almost a necessity for a credit product that finances a service instead of a tangible asset like a home or an automobile. A creditor can repossess a home or a car, but they can’t repossess your tummy tuck. So a high interest rate helps them hedge the risk of having no collateral.
If you are considering one of these financing arrangements in order to schedule a plastic surgery procedure, do your due diligence before signing on the dotted line. Make sure that you are fully informed of the consequences of missing a payment or making a late payment. Make an honest assessment of your ability to meet the terms of the contract. Look into whether or not you can obtain better financing terms with an existing credit card account or with the bank with which you have a personal banking relationship and a credit history. And give great consideration to the way in which the concept of financing is presented to you by a surgery practice – is it an option that you can explore further on your own, or is the practice trying to ‘pull you in’ by making the financial part ‘easy’ for you?

FINANCING COMPANIES THAT ARE REPUTABLE

At my practice, our pricing of procedures is competitive for all types of interventions whether surgical or non-surgical.We offer Make over packages like mommy makeover’s and post bariatric contouring packages that offer combination procedures at very favourable prices. Please inquire with us if you are interested in such combination procedures. Financing is provided by two leading third party companies; Medicard and Crelogix.

Prices vary a lot according to experience and board certification of the plastic surgeon, facilities, quality of the practice, region, etc…
Cosmetic surgery in Colombia represents an increasingly attractive option for consumers looking for the ultimate combination of quality, price, availability, service, enjoyment, and value. Prices for plastic surgery procedures can be very affordable, and often 30-50% less than in the United States and Europe. When done with a board certified surgeon, patients can save thousands of dollars on cosmetic procedures while providing all of the safety and quality that they would receive in top U.S. and European centers.

Plastic surgery financing

December 8th, 2015

CARE CREDIT, is the financing option our practice uses the most. I would recommend asking the office staff about what the financial responsibilities are relative to the financing option you choose. Another company is Alphaeon. I agree with one of the answers below that suggest that the financial responsibility may revert to a 20% APR in the event of late payments etc. With certain financing companies such as CARE CREDIT, the office can choose which plan to participate in and which plans not to offer that may be too risky financially.

Thank you for your question. Our practice is currently using two different companies to assist with financing if needed, Prosper Healthcare Lending and Care Credit. Both offer various plans of repayment, some with no interest. Both seem to be reputable companies and we have never heard a complaint from any of our patients. It is important to always be aware of the terms of your loan and stay within a reasonable amount that you can afford to repay.

Financing your surgery

February 26th, 2015

There are many options when it comes to financing your surgery. For instance, there are companies that can facilitate a 24-60 month extended payment plans which can make your monthly payments as low as $79. In case your credit history is brand new, these companies also allow co-signers. As you can see, there are a few alternatives to be considered.

Here are some helpful hints: If you have good credit, Care Credit offers 6 and 12mo. no interest payment plans as well as 24-60mo. extended payment plans at a fixed interest rate of 14.9%. They also accept co-signors.

Medical Financing and also EFINANCE Solutions work with people who have A, B and C credit and can approve you at different qualifying interest rates, they too accept co-signors. I look forward to helping you with any questions that may facilitate your choice in applying with a company.

Financing surgery

December 19th, 2012

Many patients will finance their surgery. With rates currently so low it is certainly a good option for anyone. There are several different ways you can borrow and or finance the cost. The best deal would be to use a home equity loan because of the low interest rate. You might need a relative to co-sign. If you do not have a house, or enough equity there are other companies which will lend you the money. The most popular is Care Credit. They have several different plans that you can take advantage of depending on your credit. You can also play the credit card game. Many credit cards will offer you interest free charging for 3-6 months. As long as you transfer the remaining balance to the “next” card before your interest starts you can pay out your surgery gradually over time. Just be careful with this because credit cards notoriously have extremely high interest rates. Finally there might be some doctor’s office that does their own financing but I don’t know of any. Good luck.

Show more answers

These answers are for educational purposes and should not be relied upon as a substitute for medical advice you may receive from your physician. If you have a medical emergency, please call 911. These answers do not constitute or initiate a patient/doctor relationship.

You might also like.

Related Content


Plastic Surgery Financing – What Are Some Reputable Lenders? Doctor Answers, Tips #finance #loan


#cosmetic surgery finance

#

Plastic Surgery Financing – What Are Some Reputable Lenders?

I need financing to help me pay for the breast augmentation and liposuction (i.e. mommy make over) I plan to undergo this summer, but I am kind of weirded out about getting a loan for this. I don t want to end up dealing with some sleazy creditor that preys on people like me who just want to look and feel a little better about their bodies. Can any doctors out there speak to which lenders their patients have worked with? If you ve heard any horror stories or would recommend one lender over another, please share.

Doctor Answers 88

Plastic Surgery Financing – Buyer Beware – Look at photos, training of your PS before checking on financing

December 21st, 2008

Plastic Surgeons pay for plastic surgery financing programs. The charge to the plastic surgeon can be10% or more. This include surgeon’s fee, OR fee’s,anesthisia fees, pain control devices, garments, etc. Why would a plastic surgeon be willing to hand over a percentage of the overall cost of surgery?

I am strongly against plastic surgery financing programs, and I have never offered them in my practice. Most, if not all, plastic surgery financing plans are not only a bad idea but also a bad deal for many patients – in some ways that are easily apparent but in other ways that are not as obvious. The most obvious way in which these plans are unfavorable and therefore undesirable is their terms, which often are interest-free for as long as a year, but that revert to an interest rate comparable to a high interest rate credit card (i.e. an APR of 20% or more) if a patient misses or is late on a single payment.
A recent Nee York Times Article – Google it – discussed the dangers of plastic surgery financing. One very interesting part of the article was when a reported asked the doctors if they would use these programs for themselves or their family members. The physicians asked answered “no”

I want to do everything possible to help my patients and to make every part of plastic surgery as easy and comfortable as possible. I understand that plastic surgery is expensive and it can be difficult for many, if not most people to afford the fees. However, I would not want my patients to use a program I wouldn’t use myself or recommend to a family member. At some point, a program may be introduced that makes me feel differently, but until my accountant can assure me that a program is safe and easy for my patients, i am willing to lose the business that could come my way by offering plastic surgery financing

A high interest rate is, in fact, almost a necessity for a credit product that finances a service instead of a tangible asset like a home or an automobile. A creditor can repossess a home or a car, but they can’t repossess your tummy tuck. So a high interest rate helps them hedge the risk of having no collateral.
If you are considering one of these financing arrangements in order to schedule a plastic surgery procedure, do your due diligence before signing on the dotted line. Make sure that you are fully informed of the consequences of missing a payment or making a late payment. Make an honest assessment of your ability to meet the terms of the contract. Look into whether or not you can obtain better financing terms with an existing credit card account or with the bank with which you have a personal banking relationship and a credit history. And give great consideration to the way in which the concept of financing is presented to you by a surgery practice – is it an option that you can explore further on your own, or is the practice trying to ‘pull you in’ by making the financial part ‘easy’ for you?

FINANCING COMPANIES THAT ARE REPUTABLE

At my practice, our pricing of procedures is competitive for all types of interventions whether surgical or non-surgical.We offer Make over packages like mommy makeover’s and post bariatric contouring packages that offer combination procedures at very favourable prices. Please inquire with us if you are interested in such combination procedures. Financing is provided by two leading third party companies; Medicard and Crelogix.

Prices vary a lot according to experience and board certification of the plastic surgeon, facilities, quality of the practice, region, etc…
Cosmetic surgery in Colombia represents an increasingly attractive option for consumers looking for the ultimate combination of quality, price, availability, service, enjoyment, and value. Prices for plastic surgery procedures can be very affordable, and often 30-50% less than in the United States and Europe. When done with a board certified surgeon, patients can save thousands of dollars on cosmetic procedures while providing all of the safety and quality that they would receive in top U.S. and European centers.

Plastic surgery financing

December 8th, 2015

CARE CREDIT, is the financing option our practice uses the most. I would recommend asking the office staff about what the financial responsibilities are relative to the financing option you choose. Another company is Alphaeon. I agree with one of the answers below that suggest that the financial responsibility may revert to a 20% APR in the event of late payments etc. With certain financing companies such as CARE CREDIT, the office can choose which plan to participate in and which plans not to offer that may be too risky financially.

Thank you for your question. Our practice is currently using two different companies to assist with financing if needed, Prosper Healthcare Lending and Care Credit. Both offer various plans of repayment, some with no interest. Both seem to be reputable companies and we have never heard a complaint from any of our patients. It is important to always be aware of the terms of your loan and stay within a reasonable amount that you can afford to repay.

Financing your surgery

February 26th, 2015

There are many options when it comes to financing your surgery. For instance, there are companies that can facilitate a 24-60 month extended payment plans which can make your monthly payments as low as $79. In case your credit history is brand new, these companies also allow co-signers. As you can see, there are a few alternatives to be considered.

Here are some helpful hints: If you have good credit, Care Credit offers 6 and 12mo. no interest payment plans as well as 24-60mo. extended payment plans at a fixed interest rate of 14.9%. They also accept co-signors.

Medical Financing and also EFINANCE Solutions work with people who have A, B and C credit and can approve you at different qualifying interest rates, they too accept co-signors. I look forward to helping you with any questions that may facilitate your choice in applying with a company.

Financing surgery

December 19th, 2012

Many patients will finance their surgery. With rates currently so low it is certainly a good option for anyone. There are several different ways you can borrow and or finance the cost. The best deal would be to use a home equity loan because of the low interest rate. You might need a relative to co-sign. If you do not have a house, or enough equity there are other companies which will lend you the money. The most popular is Care Credit. They have several different plans that you can take advantage of depending on your credit. You can also play the credit card game. Many credit cards will offer you interest free charging for 3-6 months. As long as you transfer the remaining balance to the “next” card before your interest starts you can pay out your surgery gradually over time. Just be careful with this because credit cards notoriously have extremely high interest rates. Finally there might be some doctor’s office that does their own financing but I don’t know of any. Good luck.

Show more answers

These answers are for educational purposes and should not be relied upon as a substitute for medical advice you may receive from your physician. If you have a medical emergency, please call 911. These answers do not constitute or initiate a patient/doctor relationship.

You might also like.

Related Content


Plastic Surgery Financing – What Are Some Reputable Lenders? Doctor Answers, Tips #kerala #finance #department


#cosmetic surgery finance

#

Plastic Surgery Financing – What Are Some Reputable Lenders?

I need financing to help me pay for the breast augmentation and liposuction (i.e. mommy make over) I plan to undergo this summer, but I am kind of weirded out about getting a loan for this. I don t want to end up dealing with some sleazy creditor that preys on people like me who just want to look and feel a little better about their bodies. Can any doctors out there speak to which lenders their patients have worked with? If you ve heard any horror stories or would recommend one lender over another, please share.

Doctor Answers 88

Plastic Surgery Financing – Buyer Beware – Look at photos, training of your PS before checking on financing

December 21st, 2008

Plastic Surgeons pay for plastic surgery financing programs. The charge to the plastic surgeon can be10% or more. This include surgeon’s fee, OR fee’s,anesthisia fees, pain control devices, garments, etc. Why would a plastic surgeon be willing to hand over a percentage of the overall cost of surgery?

I am strongly against plastic surgery financing programs, and I have never offered them in my practice. Most, if not all, plastic surgery financing plans are not only a bad idea but also a bad deal for many patients – in some ways that are easily apparent but in other ways that are not as obvious. The most obvious way in which these plans are unfavorable and therefore undesirable is their terms, which often are interest-free for as long as a year, but that revert to an interest rate comparable to a high interest rate credit card (i.e. an APR of 20% or more) if a patient misses or is late on a single payment.
A recent Nee York Times Article – Google it – discussed the dangers of plastic surgery financing. One very interesting part of the article was when a reported asked the doctors if they would use these programs for themselves or their family members. The physicians asked answered “no”

I want to do everything possible to help my patients and to make every part of plastic surgery as easy and comfortable as possible. I understand that plastic surgery is expensive and it can be difficult for many, if not most people to afford the fees. However, I would not want my patients to use a program I wouldn’t use myself or recommend to a family member. At some point, a program may be introduced that makes me feel differently, but until my accountant can assure me that a program is safe and easy for my patients, i am willing to lose the business that could come my way by offering plastic surgery financing

A high interest rate is, in fact, almost a necessity for a credit product that finances a service instead of a tangible asset like a home or an automobile. A creditor can repossess a home or a car, but they can’t repossess your tummy tuck. So a high interest rate helps them hedge the risk of having no collateral.
If you are considering one of these financing arrangements in order to schedule a plastic surgery procedure, do your due diligence before signing on the dotted line. Make sure that you are fully informed of the consequences of missing a payment or making a late payment. Make an honest assessment of your ability to meet the terms of the contract. Look into whether or not you can obtain better financing terms with an existing credit card account or with the bank with which you have a personal banking relationship and a credit history. And give great consideration to the way in which the concept of financing is presented to you by a surgery practice – is it an option that you can explore further on your own, or is the practice trying to ‘pull you in’ by making the financial part ‘easy’ for you?

FINANCING COMPANIES THAT ARE REPUTABLE

At my practice, our pricing of procedures is competitive for all types of interventions whether surgical or non-surgical.We offer Make over packages like mommy makeover’s and post bariatric contouring packages that offer combination procedures at very favourable prices. Please inquire with us if you are interested in such combination procedures. Financing is provided by two leading third party companies; Medicard and Crelogix.

Prices vary a lot according to experience and board certification of the plastic surgeon, facilities, quality of the practice, region, etc…
Cosmetic surgery in Colombia represents an increasingly attractive option for consumers looking for the ultimate combination of quality, price, availability, service, enjoyment, and value. Prices for plastic surgery procedures can be very affordable, and often 30-50% less than in the United States and Europe. When done with a board certified surgeon, patients can save thousands of dollars on cosmetic procedures while providing all of the safety and quality that they would receive in top U.S. and European centers.

Plastic surgery financing

December 8th, 2015

CARE CREDIT, is the financing option our practice uses the most. I would recommend asking the office staff about what the financial responsibilities are relative to the financing option you choose. Another company is Alphaeon. I agree with one of the answers below that suggest that the financial responsibility may revert to a 20% APR in the event of late payments etc. With certain financing companies such as CARE CREDIT, the office can choose which plan to participate in and which plans not to offer that may be too risky financially.

Thank you for your question. Our practice is currently using two different companies to assist with financing if needed, Prosper Healthcare Lending and Care Credit. Both offer various plans of repayment, some with no interest. Both seem to be reputable companies and we have never heard a complaint from any of our patients. It is important to always be aware of the terms of your loan and stay within a reasonable amount that you can afford to repay.

Financing your surgery

February 26th, 2015

There are many options when it comes to financing your surgery. For instance, there are companies that can facilitate a 24-60 month extended payment plans which can make your monthly payments as low as $79. In case your credit history is brand new, these companies also allow co-signers. As you can see, there are a few alternatives to be considered.

Here are some helpful hints: If you have good credit, Care Credit offers 6 and 12mo. no interest payment plans as well as 24-60mo. extended payment plans at a fixed interest rate of 14.9%. They also accept co-signors.

Medical Financing and also EFINANCE Solutions work with people who have A, B and C credit and can approve you at different qualifying interest rates, they too accept co-signors. I look forward to helping you with any questions that may facilitate your choice in applying with a company.

Financing surgery

December 19th, 2012

Many patients will finance their surgery. With rates currently so low it is certainly a good option for anyone. There are several different ways you can borrow and or finance the cost. The best deal would be to use a home equity loan because of the low interest rate. You might need a relative to co-sign. If you do not have a house, or enough equity there are other companies which will lend you the money. The most popular is Care Credit. They have several different plans that you can take advantage of depending on your credit. You can also play the credit card game. Many credit cards will offer you interest free charging for 3-6 months. As long as you transfer the remaining balance to the “next” card before your interest starts you can pay out your surgery gradually over time. Just be careful with this because credit cards notoriously have extremely high interest rates. Finally there might be some doctor’s office that does their own financing but I don’t know of any. Good luck.

Show more answers

These answers are for educational purposes and should not be relied upon as a substitute for medical advice you may receive from your physician. If you have a medical emergency, please call 911. These answers do not constitute or initiate a patient/doctor relationship.

You might also like.

Related Content


Plastic Surgery Financing – What Are Some Reputable Lenders? Doctor Answers, Tips #van #finance


#cosmetic surgery finance

#

Plastic Surgery Financing – What Are Some Reputable Lenders?

I need financing to help me pay for the breast augmentation and liposuction (i.e. mommy make over) I plan to undergo this summer, but I am kind of weirded out about getting a loan for this. I don t want to end up dealing with some sleazy creditor that preys on people like me who just want to look and feel a little better about their bodies. Can any doctors out there speak to which lenders their patients have worked with? If you ve heard any horror stories or would recommend one lender over another, please share.

Doctor Answers 88

Plastic Surgery Financing – Buyer Beware – Look at photos, training of your PS before checking on financing

December 21st, 2008

Plastic Surgeons pay for plastic surgery financing programs. The charge to the plastic surgeon can be10% or more. This include surgeon’s fee, OR fee’s,anesthisia fees, pain control devices, garments, etc. Why would a plastic surgeon be willing to hand over a percentage of the overall cost of surgery?

I am strongly against plastic surgery financing programs, and I have never offered them in my practice. Most, if not all, plastic surgery financing plans are not only a bad idea but also a bad deal for many patients – in some ways that are easily apparent but in other ways that are not as obvious. The most obvious way in which these plans are unfavorable and therefore undesirable is their terms, which often are interest-free for as long as a year, but that revert to an interest rate comparable to a high interest rate credit card (i.e. an APR of 20% or more) if a patient misses or is late on a single payment.
A recent Nee York Times Article – Google it – discussed the dangers of plastic surgery financing. One very interesting part of the article was when a reported asked the doctors if they would use these programs for themselves or their family members. The physicians asked answered “no”

I want to do everything possible to help my patients and to make every part of plastic surgery as easy and comfortable as possible. I understand that plastic surgery is expensive and it can be difficult for many, if not most people to afford the fees. However, I would not want my patients to use a program I wouldn’t use myself or recommend to a family member. At some point, a program may be introduced that makes me feel differently, but until my accountant can assure me that a program is safe and easy for my patients, i am willing to lose the business that could come my way by offering plastic surgery financing

A high interest rate is, in fact, almost a necessity for a credit product that finances a service instead of a tangible asset like a home or an automobile. A creditor can repossess a home or a car, but they can’t repossess your tummy tuck. So a high interest rate helps them hedge the risk of having no collateral.
If you are considering one of these financing arrangements in order to schedule a plastic surgery procedure, do your due diligence before signing on the dotted line. Make sure that you are fully informed of the consequences of missing a payment or making a late payment. Make an honest assessment of your ability to meet the terms of the contract. Look into whether or not you can obtain better financing terms with an existing credit card account or with the bank with which you have a personal banking relationship and a credit history. And give great consideration to the way in which the concept of financing is presented to you by a surgery practice – is it an option that you can explore further on your own, or is the practice trying to ‘pull you in’ by making the financial part ‘easy’ for you?

FINANCING COMPANIES THAT ARE REPUTABLE

At my practice, our pricing of procedures is competitive for all types of interventions whether surgical or non-surgical.We offer Make over packages like mommy makeover’s and post bariatric contouring packages that offer combination procedures at very favourable prices. Please inquire with us if you are interested in such combination procedures. Financing is provided by two leading third party companies; Medicard and Crelogix.

Prices vary a lot according to experience and board certification of the plastic surgeon, facilities, quality of the practice, region, etc…
Cosmetic surgery in Colombia represents an increasingly attractive option for consumers looking for the ultimate combination of quality, price, availability, service, enjoyment, and value. Prices for plastic surgery procedures can be very affordable, and often 30-50% less than in the United States and Europe. When done with a board certified surgeon, patients can save thousands of dollars on cosmetic procedures while providing all of the safety and quality that they would receive in top U.S. and European centers.

Plastic surgery financing

December 8th, 2015

CARE CREDIT, is the financing option our practice uses the most. I would recommend asking the office staff about what the financial responsibilities are relative to the financing option you choose. Another company is Alphaeon. I agree with one of the answers below that suggest that the financial responsibility may revert to a 20% APR in the event of late payments etc. With certain financing companies such as CARE CREDIT, the office can choose which plan to participate in and which plans not to offer that may be too risky financially.

Thank you for your question. Our practice is currently using two different companies to assist with financing if needed, Prosper Healthcare Lending and Care Credit. Both offer various plans of repayment, some with no interest. Both seem to be reputable companies and we have never heard a complaint from any of our patients. It is important to always be aware of the terms of your loan and stay within a reasonable amount that you can afford to repay.

Financing your surgery

February 26th, 2015

There are many options when it comes to financing your surgery. For instance, there are companies that can facilitate a 24-60 month extended payment plans which can make your monthly payments as low as $79. In case your credit history is brand new, these companies also allow co-signers. As you can see, there are a few alternatives to be considered.

Here are some helpful hints: If you have good credit, Care Credit offers 6 and 12mo. no interest payment plans as well as 24-60mo. extended payment plans at a fixed interest rate of 14.9%. They also accept co-signors.

Medical Financing and also EFINANCE Solutions work with people who have A, B and C credit and can approve you at different qualifying interest rates, they too accept co-signors. I look forward to helping you with any questions that may facilitate your choice in applying with a company.

Financing surgery

December 19th, 2012

Many patients will finance their surgery. With rates currently so low it is certainly a good option for anyone. There are several different ways you can borrow and or finance the cost. The best deal would be to use a home equity loan because of the low interest rate. You might need a relative to co-sign. If you do not have a house, or enough equity there are other companies which will lend you the money. The most popular is Care Credit. They have several different plans that you can take advantage of depending on your credit. You can also play the credit card game. Many credit cards will offer you interest free charging for 3-6 months. As long as you transfer the remaining balance to the “next” card before your interest starts you can pay out your surgery gradually over time. Just be careful with this because credit cards notoriously have extremely high interest rates. Finally there might be some doctor’s office that does their own financing but I don’t know of any. Good luck.

Show more answers

These answers are for educational purposes and should not be relied upon as a substitute for medical advice you may receive from your physician. If you have a medical emergency, please call 911. These answers do not constitute or initiate a patient/doctor relationship.

You might also like.

Related Content


Plastic Surgery Financing – What Are Some Reputable Lenders? Doctor Answers, Tips #mathematical #finance


#cosmetic surgery finance

#

Plastic Surgery Financing – What Are Some Reputable Lenders?

I need financing to help me pay for the breast augmentation and liposuction (i.e. mommy make over) I plan to undergo this summer, but I am kind of weirded out about getting a loan for this. I don t want to end up dealing with some sleazy creditor that preys on people like me who just want to look and feel a little better about their bodies. Can any doctors out there speak to which lenders their patients have worked with? If you ve heard any horror stories or would recommend one lender over another, please share.

Doctor Answers 88

Plastic Surgery Financing – Buyer Beware – Look at photos, training of your PS before checking on financing

December 21st, 2008

Plastic Surgeons pay for plastic surgery financing programs. The charge to the plastic surgeon can be10% or more. This include surgeon’s fee, OR fee’s,anesthisia fees, pain control devices, garments, etc. Why would a plastic surgeon be willing to hand over a percentage of the overall cost of surgery?

I am strongly against plastic surgery financing programs, and I have never offered them in my practice. Most, if not all, plastic surgery financing plans are not only a bad idea but also a bad deal for many patients – in some ways that are easily apparent but in other ways that are not as obvious. The most obvious way in which these plans are unfavorable and therefore undesirable is their terms, which often are interest-free for as long as a year, but that revert to an interest rate comparable to a high interest rate credit card (i.e. an APR of 20% or more) if a patient misses or is late on a single payment.
A recent Nee York Times Article – Google it – discussed the dangers of plastic surgery financing. One very interesting part of the article was when a reported asked the doctors if they would use these programs for themselves or their family members. The physicians asked answered “no”

I want to do everything possible to help my patients and to make every part of plastic surgery as easy and comfortable as possible. I understand that plastic surgery is expensive and it can be difficult for many, if not most people to afford the fees. However, I would not want my patients to use a program I wouldn’t use myself or recommend to a family member. At some point, a program may be introduced that makes me feel differently, but until my accountant can assure me that a program is safe and easy for my patients, i am willing to lose the business that could come my way by offering plastic surgery financing

A high interest rate is, in fact, almost a necessity for a credit product that finances a service instead of a tangible asset like a home or an automobile. A creditor can repossess a home or a car, but they can’t repossess your tummy tuck. So a high interest rate helps them hedge the risk of having no collateral.
If you are considering one of these financing arrangements in order to schedule a plastic surgery procedure, do your due diligence before signing on the dotted line. Make sure that you are fully informed of the consequences of missing a payment or making a late payment. Make an honest assessment of your ability to meet the terms of the contract. Look into whether or not you can obtain better financing terms with an existing credit card account or with the bank with which you have a personal banking relationship and a credit history. And give great consideration to the way in which the concept of financing is presented to you by a surgery practice – is it an option that you can explore further on your own, or is the practice trying to ‘pull you in’ by making the financial part ‘easy’ for you?

FINANCING COMPANIES THAT ARE REPUTABLE

At my practice, our pricing of procedures is competitive for all types of interventions whether surgical or non-surgical.We offer Make over packages like mommy makeover’s and post bariatric contouring packages that offer combination procedures at very favourable prices. Please inquire with us if you are interested in such combination procedures. Financing is provided by two leading third party companies; Medicard and Crelogix.

Prices vary a lot according to experience and board certification of the plastic surgeon, facilities, quality of the practice, region, etc…
Cosmetic surgery in Colombia represents an increasingly attractive option for consumers looking for the ultimate combination of quality, price, availability, service, enjoyment, and value. Prices for plastic surgery procedures can be very affordable, and often 30-50% less than in the United States and Europe. When done with a board certified surgeon, patients can save thousands of dollars on cosmetic procedures while providing all of the safety and quality that they would receive in top U.S. and European centers.

Plastic surgery financing

December 8th, 2015

CARE CREDIT, is the financing option our practice uses the most. I would recommend asking the office staff about what the financial responsibilities are relative to the financing option you choose. Another company is Alphaeon. I agree with one of the answers below that suggest that the financial responsibility may revert to a 20% APR in the event of late payments etc. With certain financing companies such as CARE CREDIT, the office can choose which plan to participate in and which plans not to offer that may be too risky financially.

Thank you for your question. Our practice is currently using two different companies to assist with financing if needed, Prosper Healthcare Lending and Care Credit. Both offer various plans of repayment, some with no interest. Both seem to be reputable companies and we have never heard a complaint from any of our patients. It is important to always be aware of the terms of your loan and stay within a reasonable amount that you can afford to repay.

Financing your surgery

February 26th, 2015

There are many options when it comes to financing your surgery. For instance, there are companies that can facilitate a 24-60 month extended payment plans which can make your monthly payments as low as $79. In case your credit history is brand new, these companies also allow co-signers. As you can see, there are a few alternatives to be considered.

Here are some helpful hints: If you have good credit, Care Credit offers 6 and 12mo. no interest payment plans as well as 24-60mo. extended payment plans at a fixed interest rate of 14.9%. They also accept co-signors.

Medical Financing and also EFINANCE Solutions work with people who have A, B and C credit and can approve you at different qualifying interest rates, they too accept co-signors. I look forward to helping you with any questions that may facilitate your choice in applying with a company.

Financing surgery

December 19th, 2012

Many patients will finance their surgery. With rates currently so low it is certainly a good option for anyone. There are several different ways you can borrow and or finance the cost. The best deal would be to use a home equity loan because of the low interest rate. You might need a relative to co-sign. If you do not have a house, or enough equity there are other companies which will lend you the money. The most popular is Care Credit. They have several different plans that you can take advantage of depending on your credit. You can also play the credit card game. Many credit cards will offer you interest free charging for 3-6 months. As long as you transfer the remaining balance to the “next” card before your interest starts you can pay out your surgery gradually over time. Just be careful with this because credit cards notoriously have extremely high interest rates. Finally there might be some doctor’s office that does their own financing but I don’t know of any. Good luck.

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These answers are for educational purposes and should not be relied upon as a substitute for medical advice you may receive from your physician. If you have a medical emergency, please call 911. These answers do not constitute or initiate a patient/doctor relationship.

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