MINI Cooper S Hatch Finance Deal #creation #finance

#mini cooper finance



Finance Terms and Conditions Our deposit contribution only available with MINI Select. Finance example is for a MINI Select agreement for the model shown above. Applies for vehicles ordered at participating MINI retailers between 1 July 2016 and 30 September 2016 and registered by 31 December 2016 (subject to availability). Retail customers only. *On the road cash price is based on manufacturer’s recommended retail price and includes 3 year MINI Retailer Warranty, MINI Emergency Service, 12 months’ road fund licence, vehicle first registration fee, delivery, number plates, VAT. **Optional final payment and option to purchase fee not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. ‘MINI Select’ is a form of hire-purchase agreement provided by MINI Financial Services, Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB. You will have a 14 day statutory right to withdraw from the agreement. Halliwell Jones, trading as Halliwell Jones, commonly introduce customers to a selected panel of lenders including MINI Financial Services. We may receive commission or other benefits for introducing you to such lenders. This introduction does not amount to independent financial advice. Fuel Economy Figures Fuel economy figures for the MINI Cooper S 3-Door Hatch range: 49.6 mpg CO2 emissions 133 g/km

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Australia – s Best Caravan Finance #google #finance #app

#caravan finance


At 360 Caravan Loans we have been helping our customers find the best financing deal for Camper Trailers for over 7 years. Get out and see our wonderful country thanks to the most competitive rates and repayments in the market today.

Ready to travel this great country in style? Wanting to take along the creature comforts with you? Taking out an affordable motor home loan with 360 will get you on the open road faster than you thought possible.

A true Aussie icon, the humble caravan has assisted many Australian family venture to most corners of our land and everything in between! At 360 Caravan Loans, our experts have the experience and know how, to help you reach your dream of caravan ownership sooner than you thought possible.

Considering buying a caravan but aren’t ready to purchase brand new? Take a look at the positives of buying second hand and see how 360 Caravan Loans will help you not only save on finance but help you track down your home on wheels today.

Caravan Loans To Get You Moving

Do you dream of setting off on the open road and leaving the rat race behind?

Have you ever wished that “getting away” was just the little bit easier, more affordable and spontaneous?

If you answered yes to either of these questions, you need to ask 360 about the caravan loans that are on the market that will suit you and your individual financial situation.

Caravan loans are not just for retirees who are seeking the freedom and flexibility of caravanning. It s also for families who wish to explore more of Australia.

Caravan loans come in all shapes and sizes, and we at 360 have the buying power, negotiation skills and expertise to find the caravan loan product that will suit you, your individual financial situation and your personal preference.

Affordable Caravan, Camper Trailer Motor Home Finance FAST!

All it takes is a call to one of our friendly Caravan Finance Consultants today and you’ll be surprised how easy it is to be pre-approved for your new caravan, camper trailer or motorhome. As Australia’s #1 Caravan Loans Broker; we have the buying power to ensure you get the best caravan loans at the most competitive rates available anywhere.

We are so confident that we GUARANTEE to pay you $50.00 if you can find cheaper finance elsewhere. You’ve got nothing to lose by getting a pre-approval from 360 Caravan Loans today.

The Smarter Choice For Caravan Loans

Once your caravan loan has been approved, you can take advantage of any number of our flexible loan repayment options.

Our loan repayment contracts can be tailored to suit your needs.

  • Interest rates from 5.49%* (6.36% Comparison Rate)
  • Mix and match from a variety of loan terms from 12 months to 7 years
  • Choose from varying balloon payment options (the balloon payment is the last payment made in your repayment schedule).
  • No deposit options available – finance the whole lot today!
  • New Used
  • Insurance and on-road cost bundles may also be available to you in your total borrowing amount meaning you may able to benefit from interest rate and upfront cost discounts

To keep the process as quick and easy as possible, we’ll even email you the paperwork and in many cases we can provide a same-day settlement.

Online Caravan Finance Calculator

Before you start shopping for a new caravan you need to work out how much you can afford! Take a look at our Caravan Finance Calculator and work out an approximate repayment figure for the amount you’re looking to borrow.

It really couldn’t be easier! Just enter the details below and the rest is done for you instantly so you have a better idea of the repayments you can expect on that dream campervan, RV, motor home or camper trailer.

  • specify the loan amount you require
  • indicate your ideal loan term length
  • stipulate your preferred interest rate per annum
  • decide whether you would like to use the balloon payment option

Please be aware that our online calculator provides an estimate only. For a more accurate repayment rate and to ask any prudent questions please call us directly on 1300 361 360 or come and see us at our Coopers Plains office.

One of our consultants will discuss with you in detail your financial position, leisure vehicle needs and cover any other relevant questions in order to provide you with a precise quote to get the ball rolling.

Caravan Loans To Suit You

We want to help you get adventuring sooner and are able to find the perfect loan with terms that suit with your budget and your individual needs.

Whether it’s in Queensland or interstate, new or used, private or through a dealer, you can count on us to come up with a loan that has the term, interest rate and options you need.

Why wait any longer? Contact 360 today!

Lodge Your Loan Application Online Or Over The Phone

Financing your new caravan should be a fun and exciting experience and we do everything we can to keep it that way. After so many years in the industry we’ve refined our process to get you the best results without the stress!

  • You can lodge your application directly by calling one of our consultants for 100% obligation free, pre-approval in only 10 minutes; or
  • Complete the process online from start to finish

Just imagine, you could be off on an adventure in your new caravan on the very same day you approach us for financing.

Speak With A Finance Consultant

If you are tired of camping and want to jump aboard your self-contained caravan and head for the sunset, you need to speak to the specialist and expert team at 360 about finding you the caravan loan to suit your needs and make your dreams a reality.

Break away from ordinary, leave the rat race behind and hit the road in your very own caravan, safe in the knowledge that 360 Caravan Loans have helped to hook you up with the loan product that you need to chase your dreams.

Call 1300 361 360 to speak with a Finance Consultant now.


What If I Have Bad Credit?

360 Caravan Loans don’t care if you have bad credit history, past credit defaults or even bankruptcy to your name, they explore every avenue available, and have accreditation with over 30 lenders and insurers to help find the caravan loans, boat loans or car loans that suit you – their valued customer.

Caravan loans can be very affordable – and believe it or not – 360 can find caravan loans that are structured to suit your budget and individual financial situation.

Finance Your Holiday Asset

Unsure if that new caravan. motorhome or camper trailer is a smart option? Think of it this way, holiday accommodation can be very expensive and quality can vary quite a lot depending on the location. With a caravan purchase your money is going into a reliable asset that you can take with you virtually anywhere in Australia at no extra cost and if there comes a time where you’d like to upgrade, you’ve got a fantastic asset as well.

If you’re still trying to decide if caravanning is the right lifestyle for you, check out our blog post Benefits of Leisure Finance for a closer look at why caravanning is such an appealing option in the long run.

Caravan Towing Options

If you are thinking “well, the caravan is within reach, but I can’t afford a four-wheel drive!” then we’ve got some great news for you. The car you own may be able to do the job just fine. Most caravans and camper trailers are much lighter than you might think with many of them being perfectly safe to tow behind the family car. Our blog post Top Tips for Towing a Caravan has some fantastic information and ideas to point you in the right direction. Of course, always check your vehicle’s owner’s manual before you go get that towbar fitted!

With so many online finance resources and handy tools it may seem easier to spend the time working things out for yourself but think again; the team at 360 Caravan Loans have so much borrowing power with a range of Australia’s most powerful lenders. We’ve also got years of experience providing finance specifically for caravans that we can probably offer some great ideas that you may not have come across elsewhere.

Our fantastic team are always on your side and take pride in the fast and exciting results we can get for you. Send us an email or give us a quick call today, there really is nothing to lose when you’re talking to the experts.

SUSHIL FINANCIAL SERVICES PVT LTD s Complaints at BSE, NSE and MCX #reconstruction #finance #corporation

#sushil finance



Sushil Financial Services Pvt Ltd (Sushil Finance) was founded in 1982 and acquired membership of BSE in the same year. The company is amongst the leading stock broking houses engaged in offering services such as trading in equities/derivatives/currency/ commodities, online trading, MFs & IPOs, institutional equities, insurance, depository, NRI/QFI services and loan against shares among others. It holds active membership of the cash and derivative segments of NSE and BSE. It is also a DP with CD.

Complaint against SUSHIL FINANCIAL SERVICES PVT LTD By Financial Year

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List of consumer complaints received for SUSHIL FINANCIAL SERVICES PVT LTD by its clients at BSE and NSE. These are some of the serious grievances which were not resolved by the brokers and the customer of SUSHIL FINANCIAL SERVICES PVT LTD filed a legal complaint against them.

The list also shows the number of active clients trading member SUSHIL FINANCIAL SERVICES PVT LTD has by the exchange and financial year. The data is provided by the exchange and update on quarterly. Please visit stock exchange’s for latest updates.

Summary of complaints received against brokers

General Electric Sells GE Capital s Last Big Business To Wells Fargo #finance #resume

#ge capital finance


Last big chunk of GE Capital sold to Wells Fargo

Six months after General Electric announced it would sell off most of its financial arm GE Capital. that divesting process is nearly complete.

GE GE announced Tuesday it would sell a large portion of GE Capital—its commercial lending and leasing businesses with roughly $32 billion in assets—to Wells Fargo WFC . representing the industrial conglomerate s largest divestiture to date.

The deal also brings the tally of GE s selloffs to $126 billion in assets, or nearly two-thirds of the $200 billion it plans to exit overall. It also rids GE Capital of nearly all that remains of its U.S. business, leaving only a $5.5 billion unit that lends to franchises. Besides that, the rest of the assets GE plans to dispose of are outside the U.S.

Wells Fargo s interest in GE Capital comes as no surprise. The bank expressed interest in acquiring the businesses almost as soon as GE announced it would sell them, according to reports. The Wall Street Journal has more of the backstory on the negotiations, and why Wells Fargo left the last pieces of GE Capital behind:

Wells Fargo initially wanted to buy the full business from GE and asked GE to take it off the market, some of these people said. But GE decided not to do that after realizing the appetite from other possible buyers and the monetary advantages it would have if it sold it off in chunks, these people said.

General Electric s stock price rose minimally in morning trading, while shares of Wells Fargo declined slightly.

Six months after General Electric announced it would sell off most of its financial arm GE Capital. that divesting process is nearly complete.

GE GE announced Tuesday it would sell a large portion of GE Capital—its commercial lending and leasing businesses with roughly $32 billion in assets—to Wells Fargo WFC . representing the industrial conglomerate s largest divestiture to date.

The deal also brings the tally of GE s selloffs to $126 billion in assets, or nearly two-thirds of the $200 billion it plans to exit overall. It also rids GE Capital of nearly all that remains of its U.S. business, leaving only a $5.5 billion unit that lends to franchises. Besides that, the rest of the assets GE plans to dispose of are outside the U.S.

Wells Fargo s interest in GE Capital comes as no surprise. The bank expressed interest in acquiring the businesses almost as soon as GE announced it would sell them, according to reports. The Wall Street Journal has more of the backstory on the negotiations, and why Wells Fargo left the last pieces of GE Capital behind:

Wells Fargo initially wanted to buy the full business from GE and asked GE to take it off the market, some of these people said. But GE decided not to do that after realizing the appetite from other possible buyers and the monetary advantages it would have if it sold it off in chunks, these people said.

General Electric s stock price rose minimally in morning trading, while shares of Wells Fargo declined slightly.

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2016 Time Inc. All rights reserved. is a part of the network of sites.

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A Look Inside CNNMoney – s Online Biz News War Room #finance #payment #calculator

#cnn finance


A Look Inside CNNMoney s Online Biz News War Room

andrew walker/getty images

February 26, 2015 | 10:00AM PT

Visitors walking into CNNMoney s New York bureau on the fifth floor of the Time Warner Center are greeted with a blast of data and ambient heat emanating from a huge array of video monitors.

This story first appeared in the February 25, 2015 issue of Variety. Subscribe today. See more.

Welcome to the business news site s digital war room. Erected in December, it comprises two 84-inch LG 4K monitors that flash second-by-second metrics and data visualizations from about a dozen Internet and social-media tracking services. Above those screens are five 32-inch TVs, tuned to CNN and other nets.

It s not an actual room. Rather, in a bullpen in front of the 10-foot-wide video bank, a dedicated team of 10 multiplatform producers and analysts sit parked in two rows, glancing up constantly at the streams of data.

The setup provides a business-intelligence control room for digital, says Ed O Keefe, VP of CNNMoney and Politics (pictured above). It s like getting Nielsen ratings in real time.

Of course, any digital-news publishing outfit worth its salt closely tracks usage metrics and trending stories. But the war room s personnel is specifically tasked with acting on the data immediately to flag hot emerging topics for social and video content.

The live stats can yield counterintuitive insights. Earlier this month, after NBC Nightly News anchor Brian Williams admitted he falsified an account of his experience in Iraq, CNNMoney pushed two different headlines for the same story: Controversy Grows Over Williams Iraq Apology and Apology Backlash: He s in for a Hell of a Ride. Within 20 minutes, war-roomers saw that the latter had higher click-through and sharing rates, leading the less-contextual Hell of a Ride version to become the headline for all users on the site.

CNN prexy Jeff Zucker is a fan of the concept, swinging by several times daily to see what s trending, staffers say. In fact, the group s social-media producer has affixed two rearview mirrors on her monitor to detect when Zucker is peering over her shoulder.

CNNMoney s war room effort appears to already have reversed a slide in audience. Effective June 1, 2014, Turner Broadcasting terminated its 14-year joint venture for the website with Time Inc. shifting full control to CNN. As a result, CNNMoney s unique monthly users fell precipitously, from 18.0 million in January 2014 to 12.4 million last June, per comScore. That was in part because the site lost about 10% of its traffic from Fortune, which remained with Time Inc. This January, however, CNNMoney bounced back up to 20.2 million uniques.

Old-school journalists may balk at such a data-driven approach to news, says Andrew Morse, g.m. of CNN Digital, who also oversees CNN s U.S. newsgathering operations. But, he adds, To me, it s about getting effective reach for your stories.

For CNN, digital properties like CNNMoney are an increasingly important piece of the 35-year-old cable news network s business. CNNMoney pulled in roughly $50 million last year, extrapolating from Time Inc. financial disclosures associated with its spinoff from Time Warner. That s a fraction of the coin CNN collects from its TV biz: Total overall revenue was $1.1 billion in 2014, according to SNL Kagan estimates. But the network is trying to steer the ship toward digital as ratings continue their descent, and as more consumers turn to the Internet first for news.

There s an entire generation of people growing up who will never have a cable subscription, says O Keefe, former ABC News digital producer and editor-in-chief of NowThisNews, who joined CNN last May.

CNNMoney s war room monitors track inputs from providers including Omniture, Chartbeat, Facebook, Spike s NewsWhip and Dataminr. It s a template for others the company expects to build, with the Politics bureau in Washington, D.C. on track to be the next to install a bunch of giant screens.

Ultimately, the theory goes, the live data constellation will help CNN act more swiftly on stories that have the most audience traction as well as inform what it puts on the air.

Says O Keefe: Social is the new newsgathering tool.

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Five charts that explain the crisis in Kerala – s economy #healthcare #finance

#kerala finance department


Five charts that explain the crisis in Kerala’s economy

The expectations are unusually high from Kerala finance minister Thomas Issac, who will present the first budget of the Left Democratic Front on Friday.

Bengaluru: The stark reality about Kerala is that there are no funds left in the state treasury for capital expenditures like construction of roads or bridges, Kerala governor P. Sathasivam said, while addressing the maiden session of the 14th state assembly on 24 June.

In this context, the expectations are unusually high from economist-turned-politician and Kerala finance minister Thomas Issac, who will present the first budget of the Left Democratic Front, which won the May assembly election in Kerala, on Friday.

Ahead of the budget, the minister tabled before the house a white paper on the state economy last week, which says the finances of Kerala are in dire straits. A close look at the white paper shows what went wrong in the economy of Kerala, a state that is otherwise known for high levels of prosperity in many ways.

Slow pace of revenue growth

Like any other state, Kerala s revenue comes from three major streams tax revenue, non-tax revenue and central funds. The white paper notes that the pace of growth of the state s revenue has been falling the five-year average growth rate of total state revenues was 17.2% in 2006-11, compared with 14.20% in 2011-16, as the above chart shows.

Interestingly, this is despite the significantly higher Central funding the state received in the last few years because of the devolution of funds for states as per the 14th Finance Commission. Receipts from the Centre to the state grew by 40% in 2015-16 when compared to the previous year, as per the finance department.

The reason why the total revenue receipts are not forging ahead at a relatively greater pace is because of the sluggish growth of the state s own revenue, as per the white paper. The share of the state s own tax revenue in total revenue receipts fell from 64% in 2006 to 58% in 2016 after having peaked to an all-time high of 70% in 2011, it said.

Slow growth of commercial taxes receipts

High levels of tax collection are actually what sustains the coffers of Kerala, as per the finance department. They constitute the lion s share of the state s own revenue mobilisation. However, after steadily increasing between 2008-09 and 2012-13 (in 2012-13, almost 51% of the state s total revenue was from commercial taxes), it has been on a declining curve, so much so that the 17.75% growth in this head in 2006-11 period has dropped to 14.26% in 2011-16.

Huge increase in non-plan expenditure

Despite the inability to generate high levels of revenue, Kerala seems to be spending way out of its pocket. The white paper points out the high levels of non-plan expenditure as an indicator of this trend. Between 2013 and 2016, the non-plan expenditure of the state, after leaving out salaries, interest and pension which are committed liabilities was at the highest levels in the last decade, it said.

Evidently one of the factors that aggravated the financial crisis during the tenure of the previous Government has been the failure to control avoidable Non Plan Revenue Expenditure, said the paper.

Cash reserves in the treasury

Kerala chief minister Pinarayi Vijayan admitted in an earlier interview to Mint that the state is fiscally weak .

Weak would be too modest a descriptor, if cash reserves in the treasury is any indicator of a state s fiscal health.

Between 2011 and 2015, the treasury s closing balance has nosedived from Rs. 3,514.22 crore to Rs. 142.65 crore, the last decade s lowest level. The treasury balance has been recorded as Rs. 1,643.99 crore in 2016, but this, the white paper argues, is a result of payments of approximately Rs. 1,800 crore blocked at the treasury and the government levels. Issac has argued in the ongoing assembly that former finance minister K.M. Mani showed a positive cash balance through this way, while in reality the state was maintaining a negative balance in 2016. Mani has denied this accusation.

An almost empty treasury is worrying for the new government also because the state has about Rs. 10,000 crore immediate liabilities to meet in the short term, said the white paper.

Missing the bus on fiscal goals

As per the fiscal responsibility frameworks implemented both at the state and the Central levels, Kerala was supposed to manage its revenue deficit (RD) and fiscal deficit (FD) to gross state domestic product (GSDP) at 0% and 3% respectively, said the white paper.

While RD is the difference between the net income generated, and the net income projected, FD is the difference between a government s expenditure and revenue, excluding its borrowings.

Successive governments in Kerala were trying to achieve these fiscal goals but after 2011 such efforts seem to have lost track, said K.N. Harilal, former planning board member and economics professor at the Center for Development Studies.

This is the most worrying aspect about the economy right now, he said. Both FD and RD had shrunk to their lowest levels in this millennium in 2011, but are expanding after that, Harilal said.

The particularly low numbers of 2016 are because the government was really short of cash and could not finance any expenditure, he said. So, it should be seen as the enormity of the problem rather than as no sign of relief, said Harilal.

President s Choice Financial #truck #finance

#pc finance


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  • University College Dublin – Financial Times ranks UCD Smurfit finance master – s in global top 50 #export #finance

    #finance times


    Financial Times ranks UCD Smurfit finance master’s in global top 50

    Posted June 20, 2016

    • UCD Smurfit School only Irish business school in FT ranking

    In the Media

    The Financial Times has ranked the MSc in Finance at UCD Smurfit School 34th in the world and 29th in Europe in its top 50 global rankings.

    UCD Smurfit School is the only Irish business school to be included in the ranking.

    The international dimension of UCD Smurfit School was reflected in the ranking criteria with 67% of students coming from abroad to study in Ireland. It was ranked 18th for international mobility. Half of its faculty come from an international background.

    Pictured top: Library at UCD Smurfit School

    Financial services are a key differentiator for Dublin and for us and we continue to work with the leading international financial services firms to further strengthen our international reputation and reach for our students and graduates, said Dean of UCD Smurfit School, Ciar n h gartaigh

    Rankings such as these help us to attract the very best faculty and students and, as a consequence, help create the excellent learning environment which our students demand and deserve.

    The FT Masters in Finance Ranking is based on an assessment of the world s top pre-experience degrees in finance, using data provided by business schools and their Finance alumni.

    The ranking analyses courses based on a number of weighted criteria including: current salary, careers post-graduation, international faculty and international students as well as international mobility of graduates.

    This Financial Times ranking is the latest in a series of independent validations of UCD Smurfit School s status as Ireland s top graduate business school and Executive Education provider.

    The Smurfit Executive Development was ranked 69th in the world and 34th in Europe in May, according to the 2016 Financial Times Executive Education Rankings.

    In January, UCD Michael Smurfit Graduate Business School s Full-time MBA programme was ranked 79th in the world and 24th in Europe, by the 2016 Financial Times Top 100 Global Full-time MBA Rankings.

    By: Jonny Baxter. digital journalist, UCD University Relations

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    How To Land A Finance Job With A Bachelor s Degree #business #finance

    #jobs finance


    How To Land A Finance Job With A Bachelor s Degree

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    Finance is an extremely competitive profession, especially at the entry level. The desks of investment professionals’ are piled high with the resumes of students who have dreams of big money, nice cars and getting on the path to being Masters of the Universe by the time they are 30. Finance is also a cyclical job market. when the stock market is booming, finance jobs boom as well, but when returns dwindle, so do the job listings. And even when the market is flush with jobs, finding a good job is key. Follow these five tips to dramatically increase your chance of landing a finance job even before hitting graduation .

    Tip No.1 – Land An Internship

    For entry-level positions, interviewers do not expect candidates to know much. Many companies have orientation and training programs that teach new recruits the specifics of what they need to know, but having background knowledge is still expected. An internship can help to fill in for the lack of full-time experience and is not as difficult to get as a real job. Internships do not generally require much, if any, prior knowledge. They will likely be based around grunt work. performing tasks that anyone can do, such as making copies. But they provide learning experiences, references, networking opportunities and something tangible to talk about in an interview. Doing several internships also provides a great display of work ethic, which is a sought-after quality in the finance industry.

    Tip No.2 – Start Early

    If you start in the summer before your first year in college, you can have a total of four summer internships before senior year. Is it necessary to do that many? No, but why not? Many finance internships are paid, so there are no excuses. If you are going to get a summer job anyway, it is better to do something that will further your career instead of just flipping burgers. The same holds true when attending college in a metropolitan area. Instead of working part-time at the local clothing store during the school year, file papers for a local investment advisor .

    Tip No.3 – Diversify Your Experiences

    Don’t do five internships for equity traders unless you’re 100% sure you want to trade for a living. Try to switch it up a little and land internships around the industry. This will help you gain a better perspective in different areas and help you figure out what you really want to do. If you want to research bonds. an interviewer is likely to ask why. If you had an internship in fixed income and another in equities. you can give a more eloquent answer than, “I just like bonds.” Also, the different branches of finance are generally interconnected somehow. Portfolio management makes use of trading and research, for example. Knowing a little about how the different sectors of finance work can give you an edge in the job market.

    Finally, work hard at any internship you land. The references can be valuable no matter what, but more importantly, impressing your bosses during an internship can be a great way to open doors for a future full-time job with that company. Many of the summer analyst /internship programs at big banks are created to look for entry-level hires for the next year.

    Tip No.4 – Learn to Talk the Talk

    To get a job in finance, you should ideally pick a business-oriented major like finance or economics. Many companies say that this does not matter, and it is very common to hear, “We hire all majors – we even have art history majors working at XYZ Company.” All is not lost for the art history majors, but it is still certainly better to apply for finance jobs with a finance degree.

    Another great way to learn is to make reading the financial news part of your regular routine. Pick up a subscription to The Wall Street Journal and/or the Financial Times and read it every day. As a student, you can normally get discounted subscriptions for these publications. Picking up a weekly magazine like The Economist or Barron’s will help expand your knowledge as well.

    Immersing yourself in financial reading will help you get used to the terms and jargon of Wall Street, which is one of the biggest hurdles to cross. Do you know what MBS. CDS. BPS. EBITDA and federal discount rate mean? Regularly reading the financial news throughout college will help you pick up all the basics in due time. Even if you are studying this vocabulary in your courses, reading more about finance will help you to solidify that knowledge and feel more comfortable discussing it. Other ways of picking up financial knowledge are reading investing books, from basic to advanced topics, and reading tutorials and guides from financial websites (looks like you’re already on the right track there). Treat learning the financial language the same as learning a foreign language. Instead of ignoring words that you don’t understand, look those terms up to help broaden your knowledge.

    Tip No.5 – Start Your CFA

    As stated earlier, the job market in finance is always very competitive. Many applicants will have high GPAs and degrees from good schools and will have done the things listed above. It is always good to go above and beyond to differentiate yourself from the pack. One way of doing this is to take the Chartered Financial Analyst (CFA) Level 1 exam. The CFA designation is well respected in the financial industry. You’ll need to pass three exams and have four years of eligible work experience to obtain the designation, but the first exam can be taken in the final year of a bachelor’s program, either in December or June.

    Financial professionals know the amount of time and dedication that the program entails (a minimum of 250 hours of study is recommended per exam), so coming out of an undergraduate program having passed the first exam will certainly make you stand out among other job candidates. The commitment to the program will display your work ethic and dedication to finance.

    In both good and bad times, it is difficult for undergraduates to land a good entry-level position. Your resume is going to get lumped in with hundreds of others from candidates with strong credentials. The competitive nature of the finance job market means that focusing early, gaining experience with internships and gaining knowledge from following the news and reading will help you stay at the front of the pack. Finally, doing something to break off from the pack, like entering the CFA program in your final year of college, can better your chances of landing a good job. Work hard and good luck!

    A financial asset donation made to a non-profit group or institution in the form of investment funds or other property that.

    The amount by which assets exceed liabilities. Net worth is a concept applicable to individuals and businesses as a key measure.

    A style of trading that attempts to capture gains in a stock within one to four days. Swing traders use technical analysis.

    A type of federal, fixed-rate student loan that was available to college and university undergraduate and graduate students.

    Under certain circumstances, federally backed student loans – such as Direct Subsidized Loans and Federal Perkins Loans –.

    A provision of the U.S. federal income tax code that lets parents and students lower their tax liability by up to $2,000.

    Checking the vehicle s encumbrance, stolen or written-off status #mba #in #finance

    #vehicle finance check


    Checking the vehicle’s encumbrance, stolen or written-off status

    Before buying a second-hand vehicle you should check with the Personal Property Securities Register to ensure that the vehicle does not have any money owing on it.

    If you buy a second-hand vehicle that is under finance and the finance is not paid out, the interest holder may seek to repossess the vehicle from you.

    Finding out if a vehicle or boat has a financial interest recorded

    Obtain the vehicle identification number (VIN) or chassis number from the vehicle, or the Hull Identification Number (HIN) for a boat search (do not rely on registration papers or other documentation).

    Then check the online Personal Property Securities Register or phone 1300 007 777.

    Registering financial interests

    Security interest holders will register their financial interests over motor vehicles directly with the Personal Property Securities Register.

    Motor vehicle dealers or purchasers of second-hand motor vehicles will be able to purchase a certificate of encumbrance status via the Personal Property Securities Register website or contact centre.

    Why it’s important to check for financial interests

    Checking the Personal Property Securities Register may save you from buying a vehicle that could be repossessed.

    The Personal Property Securities Register provides a record of financial interests in most types of personal property including motor vehicles, motor cycles, trailers, caravans and boats.

    If a person borrows money to buy a vehicle, they can’t dispose of the vehicle without the permission of the lender – eg a bank. The lender may register their interest on the vehicle on the Personal Property Securities Register.

    If the person disposes of the vehicle without permission and then fails to repay the loan, the financier may repossess the vehicle from the new owner.

    Can I find out if a vehicle is recorded as stolen, written-off or defected?

    You can find out whether there are any stolen, written-off or defected incidents recorded on the Register of Motor Vehicles by selecting the Check Registration Expiry Date transaction or phone 13 10 84.

    To perform an enquiry you will need to identify the vehicle, cycle or trailer.

    If the vehicle has any stolen, written off or defected interests recorded on the Register of Motor Vehicles, the Check Registration Expiry Date transaction will return a message indicating that there are incidents.

    The Personal Property Securities Register provides an online enquiry facility to check the vehicle’s encumbrance and incident status nationally.

    Note. The Vehicles Securities Register ceased operation on 27 January 2012 and was replaced by the Commonwealth Government’s Personal Property Securities Register.

    All non-cancelled financial interests that were recorded on the Vehicles Securities Register at close of business on 27 January 2012 were transferred to the Personal Property Securities Register.

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