Maine Savings #maine #credit #union, #credit #union, #checking, #free #checking, #mobile #banking, #student #banking, #student #loans, #home #loans, #mortgages, #auto #loans, #personal #loans #


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Account Access: Mobile and Online Banking

Mobile Banking with All the Bells and Whistles

iPhone and Android users can access accounts via the Maine Savings app. To get the app, click the appropriate button below or go to your app store and search “Maine Savings.”

  • Apply for loans and credit cards
  • Calculate loan payments with loan calculators
  • Check account balances and activity
  • Transfer funds
  • Deposit checks remotely
  • Pay bills
  • Support for fingerprint authentication
  • Much more

If your phone doesn’t support the app, you can also access most functions through our mobile banking website .

Online Banking

We have all the tools in our system you’d expect from your financial partner.

  • Check account balances and activity
  • Transfer funds
  • Pay bills
  • Apply for loans and credit cards
  • Create reports, track your spending, and manage your budget

Online Bill Pay with Popmoney P2P Payments

Part of the Maine Savings online banking system is the online bill pay service. You can set up one time payments and recurring payments. You may never hand-write a check again! Bill pay is free with a RedWallet checking account. Fees may apply for other accounts.

The bill pay service also includes Popmoney person-to-person (P2P) money transfers.

Send money to just about anyone anytime! All you need is their email address or mobile phone number. You can also use their account number to pay money directly into their account! Additional fees apply when using Popmoney.

SMS Mobile Banking

With SMS mobile banking you can text and get account balances and recent transactions texted right back to you!


EBay UK – eBay Safety Centre: Buying with confidence #fake #payment, #western #union, #moneygram, #payment #problem, #seller #protection, #fraud, #selling #safely, #scam, #delivery


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Safety Centre

Everything you need to know to keep safe when buying on eBay – what to look for in a seller’s Feedback, choosing the best payment method for you, understanding listings and descriptions and ensuring safe delivery.

Alert: Avoiding scams

eBay Money Back Guarantee only covers eligible transactions that are completed ON eBay.co.uk and paid for with PayPal*. If a seller ‘promises’ you eBay protection or eBay Money Back Guarantee, but you aren’t buying the item on eBay and/or the seller asks you to pay using another payment method, walk away. Learn more about avoiding fraud .

Common warning signs:

  • A great deal that sounds too good to pass up
  • Seller can’t meet in person for some reason (e.g. they are overseas for work or they left the vehicle with a ‘local delivery company’)
  • Seller claims to have made arrangements with an ‘eBay Financial Centre’ or eBay’s Vehicle Purchase Protection Program. (eBay Motors VPP is only available on eBay.com.) Click here to learn more
  • Seller requests payment by instant cash transfer via Western Union or MoneyGram. (These payment methods aren’t permitted on eBay.)
  • Seller requests payment via bank transfer to an eBay bank account. (eBay does not ask buyers to pay into our bank account.)
  • VSTAG is an advisory group eBay is part of, whose goal is to share best practices and advice to car buyers and sellers, with a special focus in warning users against online scams.

* Some exclusions and coverage limitations apply. Find out more about eBay Money Back Guarantee .

Feedback

  • Always check a seller’s Feedback Profile prior to making a purchase – their detailed seller ratings (stars) show the level of service you can expect
  • Be more cautious if they’ve received negative Feedback recently
  • Check Feedback they’ve received for items similar to the one you’re interested in

Payments

  • When possible, choose PayPal – you are likely to be protected by eBay Money Back Guarantee if your transaction is eligible.
  • If you decide to collect your item in person and can see what you’re paying for, you can consider using cash (but don’t carry large quantities)
  • Report listings that offer PayPal as a payment method but exclude PayPal in the item description
  • Don’t be fooled by sellers who claim their PayPal account isn’t working or have other excuses why you shouldn’t use PayPal
  • Don’t be fooled by ads or sellers who ask for down-payments to ‘reserve’ an item (particularly cars) – fraudsters have no intention of returning your down-payment
  • Be cautious if the seller is asking you to send money via bank transfer for a high-priced item such as a vehicle that you haven’t inspected in person
  • Never send money via Western Union, MoneyGram or other less secure methods
  • Always complete your transaction on the eBay site – otherwise, sellers can operate outside of eBay rules and policies and you won’t be eligible under eBay Money Back Guarantee.

Listing Description

  • Watch out for under-priced items and expensive items where the seller offers free delivery – if the deal seems too good to be true, it probably is
  • Be extra cautious with Presale items (e.g. concert & event tickets) – check the seller’s Feedback and selling history before purchasing and don’t leave Feedback until you actually receive your purchase
  • Watch out for strange item descriptions – they’re often an indicator of a fraudulent listing. Common warning signs are:
    • Differences between the location of the item on the listing page and in the item description
    • The item description language differing from the seller’s country
    • The item description reading as if it’s been translated by an automated translator
  • If you suspect a listing is fraudulent or inappropriate you should use the Report item link on the listing page
  • Don’t buy prohibited items and always report these listings to eBay

Safe delivery

  • Make sure you understand delivery costs and the estimated delivery time for your item before making your purchase
  • Some sellers give a choice of delivery services – if you’re item is unique or fragile, consider choosing a more expensive delivery service
  • Some services provide information on the delivery progress of your item – if you choose this type of service, the seller should provide a tracking number so you can check this
  • If you have any delivery problems you should contact the seller
  • Learn more about dealing with delivery problems

Best Interest Rate on Senior Citizens Bank Fixed Deposits- May 2017 #fd #rates #for #senior #citizens,senior #citizens,fixed #deposit #rates #for #senior #citizens,allahabad #bank #fd #rate,andhra #bank #fd #rate,axis #bank #fd #rate,bandhan #bank #fd #rate,bank #of #baroda #fd #rate,bank #of #india #fd #rate,bank #of #maharashtra #fd #rate,canara #bank #fd #rate,catholic #syrian #bank #fd #rate,central #bank #of #india #fd #rate,city #union #bank #fd #rate,corporation #bank #fd #rate,dcb #bank #fd #rate,dena #bank #fd #rate,dhanalakshmi #bank #fd #rate,federal #bank #fd #rate,hdfc #bank #fd #rate,icici #bank #fd #rate,idbi #bank #fd #rate,idfc #bank #fd #rate,indian #bank #fd #rate,indian #overseas #bank #fd #rate,indus #ind #bank #fd #rate,j #k #bank #fd #rate,karnataka #bank #fd #rate,karur #vysya #bank #fd #rate,kotak #mahindra #bank #fd #rate,lakshmi #vilas #bank #fd #rate,oriental #bank #of #commerce #fd #rate,post #office #5 #year #rd #fd #rate,punjab #and #sind #bank #fd #rate,punjab #national #bank #fd #rate,repco #bank #fd #rate,south #indian #bank #fd #rate,state #bank #of #bikaner #and #jaipur #fd #rate,state #bank #of #hyderabad #fd #rate,state #bank #of #india #fd #rate,state #bank #of #mysore #fd #rate,state #bank #of #patiala #fd #rate,state #bank #of #travancore #fd #rate,syndicate #bank #fd #rate,tamilnad #mercantile #bank #ltd #fd #rate,the #ratnakar #bank #fd #rate,uco #bank #fd #rate,union #bank #of #india #fd #rate,united #bank #of #india #fd #rate,vijaya #bank #fd #rate,yes #bank #fd #rate,citibank #fd #rate,deutsche #bank #fd #rate,standard #charted #bank #fd #rate,,j #k #bank #fd #rate,allahabad #bank,andhra #bank,axis #bank,bank #of #baroda,bank #of #india,bank #of #maharashtra,canara #bank,catholic #syrian #bank,central #bank #of #india,city #union #bank,corporation #bank,dcb #bank,dena #bank,dhanalakshmi #bank,federal #bank,hdfc #bank,icici #bank,idbi #bank,indian #bank,indian #overseas #bank,indus #ind #bank,ing #vysya #bank,j #k #bank,karnataka #bank,karur #vysya #bank,kotak #mahindra #bank,lakshmi #vilas #bank,oriental #bank #of #commerce,punjab #and #sind #bank,punjab #national #bank,south #indian #bank,state #bank #of #bikaner #and #jaipur,state #bank #of #hyderabad,state #bank #of #india,state #bank #of #patiala,state #bank #of #travancore,syndicate #bank,tamilnad #mercantile #bank #ltd,the #ratnakar #bank,uco #bank,union #bank #of #india,united #bank #of #india,vijaya #bank,yes #bank,bank #fd,fixed #deposit,fixed #income,investment #plan


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Best Interest Rate on Senior Citizens Bank Fixed Deposits May 2017

Highest Interest Rate on Bank Fixed Deposits for Senior Citizens May 2017

The post lists down the rate of interest on Bank fixed deposits for Senior Citizens as of May 1, 2017.

You might want to bookmark this page as the FD interest rates would be updated every month. Would help you in better decision making.

Fixed Deposit Highlights:

  • Most banks offer FDs for tenure of 7 Days to 10 Years.
  • The Ratnakar Bank IDBI Bank do offer fixed deposits up to 20 years too .
  • For very short Term Deposits the interest rate is similar to that of Savings Account and so you should not worry about FD. Also Interest up to Rs 10,000 in Saving Account is Tax free .
  • Most banks compound interest quarterly
  • Banks offer Loan/Overdraft against the amount available in Fixed Deposit. The interest is generally 0.5% to 1% more than that offered to FD.
  • TDS (Tax deduction at source) at the rate of 10% is deducted, if the interest income is more than Rs 10,000 in financial year per bank. You can fill Form15G/H
  • You can fill Form15G/H if you want to avoid TDS .
  • There might be penalty for pre-mature withdrawal of Fixed Deposits

Fixed Deposit Interest Rates:

The highest interest rate is offered by The Repco Bank at 8.50% for 1 to 2 years Fixed Deposit.

For comparing the best interest rates on fixed deposits over different duration of investment, we have it divided into following 5 slabs:

  • FD for Less than 1 Year
  • FD for 1 to 2 years
  • FD for 2 to 5 Years
  • FD for 5 to 10 years
  • FD for More than 10 years

We show the highest interest rates on fixed deposits for the above duration buckets. We have also compared the best interest rates on offer by that being offered by State Bank of India (SBI), ICICI Bank and Post Offices.

Interest Rate (Senior Citizens) for FD Less than 1 Year:

The highest interest rate is offered by The Ratnakar Bank (241 days to 364 days) at 7.75% .

Shankar Iyer says:

I suppose there has to be an extensive study before stats are pur out esp. with reference to Ratnakar Bank. If you could check Varacha Bank, Surat Peoples Bank, Sutex Bank, Sarvoday Coop Bank ( all coop banks in Surrat) whose financials are available and NPAs are available for view. These give better returns than Ratnakar. Also, see Gujarat Rajya Karmachari Coop Bank. Investments upto Rs. 1 lac is insured. Also, the investor needs to be educated on the maneouveing of applicant names while opening accounts with coop banks, so that only the benefit of sr citizen is obtained, but the deposits are also insured.

I agree with your views and you can use various combinations of names of account holders to get benefit of deposit insurance. Historically co-operative banks have been riskier and so they offer higher interest rate. Also claiming insurance in case of default is not easy and it may take time. So it s individuals call weather to take risk for slightly higher interest rates.

Your Opinion Matters – Please Share below. Cancel reply


Auto Loan Rates – Police and Fire Federal Credit Union #auction #finance


#auto finance rates

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Rates reflect a 1/4% discount with automatic payment from an active PFFCU Checking Account or distribution from a payroll check automatically deposited with PFFCU and are SUBJECT TO CHANGE WITHOUT NOTICE. The AutoDraft can only be used to purchase or buyout a lease on an automobile (examples of vehicles that cannot be purchased using an AutoDraft are a motorcycle, mobile home, trailer, RV, boat, snowmobile, jet ski, off road vehicle, commercial vehicle, or any other untitled vehicle). The vehicle must be purchased from a business entity licensed to sell automobiles. PFFCU will only finance autos that have mileage of 90,000 or less. The maximum age of any auto to be financed is 7 years or less than the current model year (For example, as of September 1, 2016 the oldest auto to finance is a model from 2010). AutoDraft can only be used to purchase a new car in PA, NJ, DE, MD, FL and NY or a used car from a licensed dealership in PA, NJ or DE.

  1. Your rate will depend upon your credit score, loan term and model year.
  2. All payments quoted above are based on per $1,000 borrowed. To get a monthly payment for a specific borrowed amount, multiply the per $1,000 payment factor by the number of thousand dollars borrowed. For example, if you borrow $10,000, multiply 10 by the figure noted next to the specified loan product.

Call Us with Questions

If you have questions or want to apply for a loan over the phone please call us
at 1-800-228-8801 or 215-931-0300.

ABA Routing #236084285

Police and Fire Federal Credit Union
901 Arch Street, Philadelphia, PA 19107
215-931-0300
800-228-8801

©2016 Police and Fire Federal Credit Union.

All Rights Reserved


Union County Development Association #public #finance


#republic finance

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UCDA
P.O. Box 125
New Albany, MS 38652

Phone: 662-534-4354
Fax: 662-538-4107

Need to find us? Visit our contact page to find a map or to email us. We look forward to hearing from you and helping you any way we can!

Who we are

The Union County Development Association is a voluntary partnership of business and professional people working together to build a healthy economy and to improve the quality of life in New Albany and Union County.

As UCDA works to accomplish these goals, it wears many hats: economic developer and planner; tourist information center; business spokesperson; human resources advisor; public relations practitioner; and community developer.

Simply stated, UCDA is business and professional people working together to make the community a better place for everyone to live and work. UCDA exists to strengthen, enhance, and encourage the prosperity of existing businesses in our area and the growth of new ones.

Join our E-List!

If you’d like to stay informed on new businesses, events, and goings on in our community, please enter your email below. You can unsubscribe at any time. We’re glad to have you included!


Union County Development Association #motorcycle #finance


#republic finance

#

UCDA
P.O. Box 125
New Albany, MS 38652

Phone: 662-534-4354
Fax: 662-538-4107

Need to find us? Visit our contact page to find a map or to email us. We look forward to hearing from you and helping you any way we can!

Who we are

The Union County Development Association is a voluntary partnership of business and professional people working together to build a healthy economy and to improve the quality of life in New Albany and Union County.

As UCDA works to accomplish these goals, it wears many hats: economic developer and planner; tourist information center; business spokesperson; human resources advisor; public relations practitioner; and community developer.

Simply stated, UCDA is business and professional people working together to make the community a better place for everyone to live and work. UCDA exists to strengthen, enhance, and encourage the prosperity of existing businesses in our area and the growth of new ones.

Join our E-List!

If you’d like to stay informed on new businesses, events, and goings on in our community, please enter your email below. You can unsubscribe at any time. We’re glad to have you included!


Auto Loan Rates – Police and Fire Federal Credit Union #film #finance


#auto finance rates

#

Rates reflect a 1/4% discount with automatic payment from an active PFFCU Checking Account or distribution from a payroll check automatically deposited with PFFCU and are SUBJECT TO CHANGE WITHOUT NOTICE. The AutoDraft can only be used to purchase or buyout a lease on an automobile (examples of vehicles that cannot be purchased using an AutoDraft are a motorcycle, mobile home, trailer, RV, boat, snowmobile, jet ski, off road vehicle, commercial vehicle, or any other untitled vehicle). The vehicle must be purchased from a business entity licensed to sell automobiles. PFFCU will only finance autos that have mileage of 90,000 or less. The maximum age of any auto to be financed is 7 years or less than the current model year (For example, as of September 1, 2016 the oldest auto to finance is a model from 2010). AutoDraft can only be used to purchase a new car in PA, NJ, DE, MD, FL and NY or a used car from a licensed dealership in PA, NJ or DE.

  1. Your rate will depend upon your credit score, loan term and model year.
  2. All payments quoted above are based on per $1,000 borrowed. To get a monthly payment for a specific borrowed amount, multiply the per $1,000 payment factor by the number of thousand dollars borrowed. For example, if you borrow $10,000, multiply 10 by the figure noted next to the specified loan product.

Call Us with Questions

If you have questions or want to apply for a loan over the phone please call us
at 1-800-228-8801 or 215-931-0300.

ABA Routing #236084285

Police and Fire Federal Credit Union
901 Arch Street, Philadelphia, PA 19107
215-931-0300
800-228-8801

©2016 Police and Fire Federal Credit Union.

All Rights Reserved


Union County Development Association #close #asset #finance


#republic finance

#

UCDA
P.O. Box 125
New Albany, MS 38652

Phone: 662-534-4354
Fax: 662-538-4107

Need to find us? Visit our contact page to find a map or to email us. We look forward to hearing from you and helping you any way we can!

Who we are

The Union County Development Association is a voluntary partnership of business and professional people working together to build a healthy economy and to improve the quality of life in New Albany and Union County.

As UCDA works to accomplish these goals, it wears many hats: economic developer and planner; tourist information center; business spokesperson; human resources advisor; public relations practitioner; and community developer.

Simply stated, UCDA is business and professional people working together to make the community a better place for everyone to live and work. UCDA exists to strengthen, enhance, and encourage the prosperity of existing businesses in our area and the growth of new ones.

Join our E-List!

If you’d like to stay informed on new businesses, events, and goings on in our community, please enter your email below. You can unsubscribe at any time. We’re glad to have you included!


Auto Loan Rates – Police and Fire Federal Credit Union #commercial #property #finance


#auto finance rates

#

Rates reflect a 1/4% discount with automatic payment from an active PFFCU Checking Account or distribution from a payroll check automatically deposited with PFFCU and are SUBJECT TO CHANGE WITHOUT NOTICE. The AutoDraft can only be used to purchase or buyout a lease on an automobile (examples of vehicles that cannot be purchased using an AutoDraft are a motorcycle, mobile home, trailer, RV, boat, snowmobile, jet ski, off road vehicle, commercial vehicle, or any other untitled vehicle). The vehicle must be purchased from a business entity licensed to sell automobiles. PFFCU will only finance autos that have mileage of 90,000 or less. The maximum age of any auto to be financed is 7 years or less than the current model year (For example, as of September 1, 2016 the oldest auto to finance is a model from 2010). AutoDraft can only be used to purchase a new car in PA, NJ, DE, MD, FL and NY or a used car from a licensed dealership in PA, NJ or DE.

  1. Your rate will depend upon your credit score, loan term and model year.
  2. All payments quoted above are based on per $1,000 borrowed. To get a monthly payment for a specific borrowed amount, multiply the per $1,000 payment factor by the number of thousand dollars borrowed. For example, if you borrow $10,000, multiply 10 by the figure noted next to the specified loan product.

Call Us with Questions

If you have questions or want to apply for a loan over the phone please call us
at 1-800-228-8801 or 215-931-0300.

ABA Routing #236084285

Police and Fire Federal Credit Union
901 Arch Street, Philadelphia, PA 19107
215-931-0300
800-228-8801

©2016 Police and Fire Federal Credit Union.

All Rights Reserved